Credit Cards - Fees on Gift Cards

lon_don

flaneurs_lobster said:

Do Barclaycard normally show a cash advance fee immediately? If so then there not being one is a result.

If they do, I haven't seen it. 
Given they think Airtime is "Digital Media Books"  it's probable they don't consider it a cash advance.

born_again

Halifax have updated T/C

B1.4 What do we class as cash transactions?
Cash withdrawals. Using your card to withdraw cash from a cash machine or over the counter (where available). Cash machines have a daily withdrawal limit of £500 unless the operator sets a lower limit, or we tell you otherwise.

Gambling transactions
. Using your card to make transactions, including buying food and drink, at places such as casinos, betting outlets and bookmakers. This also includes buying online lottery tickets or gaming chips, share trading or spread betting. Most UK gambling establishments don’t accept payment by credit card.

Currency exchange.
Using your card to buy foreign currency at a currency exchange.

Cash equivalent.
Using your card to make cash-related transactions or transactions that are like obtaining cash. This includes: • sending money orders or wire transfers, other than balance transfers or money transfers • buying coins, banknotes or digital currency • paying government or court fines, enforcement penalties, fees or costs • online trading such as share dealing or investments • purchasing or topping up electronic money, payment cards, mobile wallets or account dashboard services.

Slinky

I've had my John Lewis statement, there's no additional charge for the Airtime gift card.