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CCJ appeared no idea about it

245

Comments

  • ChirpyChicken
    ChirpyChicken Posts: 1,296 Forumite
    1,000 Posts Name Dropper Photogenic
    edited 3 April at 7:51PM
    Ring the CNBC at 8.30 on the dot. That means your lowest possible time in the queue
    They can tell you on the phone who the creditor
    If you give me the first 3 digits of the claim number I'll tell you straight away if parking related

    (Parking Tickets are my field on a professional basis)
  • fatbelly
    fatbelly Posts: 22,773 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    Whether or not this is parking related there is good advice on getting a ccj set aside on the NEWBIES thread in the parking forum.

    It's unlikely the creditor, whoever it is, would go straight to bailiffs.


  • ChirpyChicken
    ChirpyChicken Posts: 1,296 Forumite
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    fatbelly said:
    Whether or not this is parking related there is good advice on getting a ccj set aside on the NEWBIES thread in the parking forum.

    It's unlikely the creditor, whoever it is, would go straight to bailiffs.


    If it's via DCB legal and for that amount once the relevant payment period is over they will apply for a high court writ enforced by HCEOs. It's the only way parking firms enforce ccjs. To the OP this is not intended to worry you as can be resolved 
  • Teaandbiscuits21
    Teaandbiscuits21 Posts: 47 Forumite
    10 Posts Photogenic
    Ring the CNBC at 8.30 on the dot. That means your lowest possible time in the queue
    They can tell you on the phone who the creditor
    If you give me the first 3 digits of the claim number I'll tell you straight away if parking related

    (Parking Tickets are my field on a professional basis)
    Thank you 
    I have got a case number and a case per ID number on my credit report is that any use on finding out what it relates to? Thanks
  • ChirpyChicken
    ChirpyChicken Posts: 1,296 Forumite
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    Yes it's the case number. Just provide the first 3 digits which starts with 2 letters

  • ChirpyChicken
    ChirpyChicken Posts: 1,296 Forumite
    1,000 Posts Name Dropper Photogenic
    When you speak to the CNBC first thing tomorrow ask them to email over the particulars of claim 
  • Teaandbiscuits21
    Teaandbiscuits21 Posts: 47 Forumite
    10 Posts Photogenic
    Yes it's the case number. Just provide the first 3 digits which starts with 2 letters

    There’s three numbers in the beginning and then two letters then another three numbers?
  • ChirpyChicken
    ChirpyChicken Posts: 1,296 Forumite
    1,000 Posts Name Dropper Photogenic
    edited 3 April at 9:07PM
    Not a parking claim then
    Come back to us tomorrow as soon as you get the paticulars of claim and claimant 
  • If it isn’t parking there’s only one other thing I can think it can possibly be. 
    I’ll return tomorrow 
  • Hi so bare with me I’ll try not to make it too long

    so I phoned up this morning to find out what the hell this CCJ is all about. Anyhow back in December 2022 I reversed into a parked car and drove off. The owner of the parked car found me unfortunately (power of social media and ring door bell footage). Anyway we went through the whole insurance malarkey and i thought that was that. I ended up with a claim on my insurance so that put my premiums up. All done end of. So I thought.

    anyhow come October 2023 I received a message from the “lady” who’s car I went into:

     “Hi there. You went into my car back In December last year. I had asked for you to pass my details on so this was dealt with through your insurance. They have contacted me today of which still no response from your side. My insurance have now issued a final letter and for 14 days response otherwise next step will be court and had asked me if I would be happy to attend court. Just to give you a heads up might be worth reaching out to your insurance to avoid that.”

    I responded saying has she got any proof of this , the claim from my end is showing on the motor insurance database so basically she must be talking sh*te. (She’d been a pain in the backside to deal with since the start). She responded basically saying blah blah legal action in 14 days. This was back in October 2023 as I say. I have heard no more since so didn’t think anything more of it. 

    Fast forward to today. Claim of over 2 grand made. I never received any court papers so I was completely oblivious this was going to happen . I mean good grief the incident occurred nearly 2 years ago. Anyway it’s her, herself who’s made the claim against me. Why did my insurance not pay out? Why have I got a claim against me if they haven’t? That’s what I don’t understand. 

    Anyhow I got the sealed claim form emailed over to me and that’s been a hassle too, I’ve been back on the phone. I’ve got a couple of pages with mine and her details on and that’s it, no claim particulars. Instead attached I’ve got another claim case on it between two other people not related to me so the solicitor has messed up massively there when passing documents over.

    I’ve spoke on the phone as I say with the civil money claims service and the nice gent on the phone suggested applying to get it set aside and I could get help with fees due to low income and being on UC.

    how successful do people think I’ll be?

    i am so fed up. I have enough problems as it is. Plus it doesn’t help this person who’s put the claim in lives in close proximity. It makes me want to move out the town I live in to be honest. 
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