April 2025 NSD challenge
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Amazing April's No-Spend Days Challenge!
Comments
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Early call for number 23 today x3
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Good morning
One for me today please
Pay off by Xmas 2026 £175/£2324.67
January NSDs 12/15
January PADs £565
January grocery challenge £94.86/£1503 -
Declaring a NSD early today.2026 decluttering: 319 🤑🥉 ⭐️🥈🥇
2026 use up challenge: 109🥉 ⭐️🥈🥇
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆3003 -
It’s another for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60003 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
NSD yesterday and another today, been out and didn't spend anything and I'm back home now and not going to spend anything, I nearly bought an icecream when we went for a walk on the beach but the kiosk was closed so that saved me. 12 days and my target was 10 so pretty pleased with that.4
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Hi Cathybird could you please put me down for 15 next month instead of 10.3
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Nsd today.
Challenges
NSD - January - 8/10
1. 2026 Mortgage-Free Wannabes #61 £1,269 /£29,000, MF target May 2026, current mortgage balance - £28,616.15
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
April targetsAuntieL 8/18
BadBookkeeper 12/15
beanielou 26/19
Caeraugirl 7/20
cathybird 20/15
Crazybee787 22/19
Crazycatlady2 15/15
cuddlymarm 12/15
Dizzycap 25/20
doingitanyway 1/10
ET22 6/20
Honeysucklelou2 10InDebtEnby 8/10
Jay1 2 10/14
KajiKita 18/20
laura lau 6/20
laurenh1 8/18
LittleMissDetermined 16/15
Louise600 3/10
Makingabobor2 15Money Choices 9/10
Optimistic Saver 18/20
Pinkpieuni 16/10
Quantaqa 2/4
QueenJess 19/15
Saver-upper 15SecondStar 9/15
short bird 17/18
thepurplepixie 12/10
Thriftymissus 23/20
To see the updated results for April on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
22/19 please @cathybird Thank youXXGoal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?2
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