April 2025 NSD challenge
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Amazing April's No-Spend Days Challenge!
Comments
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21/19 please@cathybird thank youXXGoal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
April targetsAuntieL 8/18
BadBookkeeper 12/15
beanielou 25/19
Caeraugirl 7/20
cathybird 20/15
Crazybee787 21/19
Crazycatlady2 15/15
cuddlymarm 11/15
Dizzycap 25/20
doingitanyway 1/10
ET22 6/20
Honeysucklelou2 10InDebtEnby 8/10
Jay1 2 10/14
KajiKita 18/20
laura lau 6/20
laurenh1 8/18
LittleMissDetermined 15/15
Louise600 3/10
Makingabobor2 15Money Choices 9/10
Optimistic Saver 18/20
Pinkpieuni 15/10
Quantaqa 2/4
QueenJess 18/15
Saver-upper 15SecondStar 9/15
short bird 17/18
thepurplepixie 10/10
Thriftymissus 22/20
To see the updated results for April on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Yes there's a shiny new month just round the corner, any thoughts on targets? ...
(I've listed the same targets as this month but pls say if you'd like to aim for something different!) May targetsAuntieL 18BadBookkeeper 15beanielou 19Caeraugirl 20Cassingtonbear 10cathybird 15CrazyBee787 19Crazycatlady2 15cuddlymarm 15Dizzycap 20doingitanyway 10ET22 10InDebtEnby 10Jay1 2 14KajiKita 20laura lau 20laurenh 18LittleMissDetermined 15Louise600 10Money Choices 10Optimistic Saver 20Pinkpieuni 10Qantaqa 10QueenJess 15SecondStar 15short bird 18thepurplepixie 10Thriftymissus 20🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
Declaring another NSD today.2026 decluttering: 319 🤑🥉 ⭐️🥈🥇
2026 use up challenge: 109🥉 ⭐️🥈🥇
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆3003 -
NSD today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
January 2026 NSD Challenge 5/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £92,396.89 (10years 4months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £44.43/ £10003 -
NSD Sunday here 😊
Happy to aim for 20 next month - I will be back in work so it should easier! 😳😉😂
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 7 books of target 52 in 2026 as @ 23rd January
Produce tracker: £29 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
One today 12/15. Wrote out my budget for May & happy to try for 15 again in May.Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6603
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2 more for me, I’ve had a no spend weekend!Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60003
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Sunday was NSD 17.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Declaring a Spend Day Monday, so keeping at 25/20
Babyface needs some items for ramp repairs and sealing and I'm also popping into a lovely local bathroom showroom to see if I can get 2 specific items that I need to be replaced in the bathroom at a discounted price
I'm a terror for discounts, but no harm in asking and I'm always very polite 
# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge 2026 £25/£230 (1)# Make £2026 in 2026 £834.42 / £2026 (1)2
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