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Amazing April's No-Spend Days Challenge!

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Comments

  • cathybird
    cathybird Posts: 16,188 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Jay1_2 said:
    I've welcomed in April with spending [hangs head in shame]. And I think I'll be spending tomorrow too.
    @jay1_2 please don't feel you have to hang your head! Everyone has to spend sometimes. My month is getting off to a similar start, I've got home from quite a spendy trip in March and straight away have had to organise some car stuff and pay the plumber, sort a chimney out. Also everyone needs treats sometimes. It's life xx :)
  • CrazyBee787
    CrazyBee787 Posts: 1,483 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    Day 1 please @cathybird yesterday I ended up spending, it looks like I will get most of it back from SFD!
    Goal 1: Get a permenant job that sticks.
    Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
    Goal 3: Get a lodger
    Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
    Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?
  • Caeraugirl
    Caeraugirl Posts: 604 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Day 2 for me.
    #21 Save £12k in 2025 £25577.35/£20000


  • QueenJess
    QueenJess Posts: 4,687 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD for today.
    2026 decluttering: 319 🤑🥉 ⭐️🥈🥇
    2026 use up challenge: 109🥉 ⭐️🥈🥇
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆300
  • Optimistic_Saver
    Optimistic_Saver Posts: 321 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Another NSD today for me, please, @cathybird
    2/20
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • Pinkpieuni
    Pinkpieuni Posts: 217 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    edited 2 April 2025 at 6:28PM
      I will stick with 10. Starting with 1 nsd today.

    Challenges

    NSD - January  - 8/10

    1. 2026 Mortgage-Free Wannabes #61 £1,269 /£29,000, MF target May 2026, current mortgage balance - £28,616.15

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)

  • BadBookkeeper
    BadBookkeeper Posts: 848 Forumite
    Eighth Anniversary 500 Posts Debt-free and Proud! Name Dropper
    2/15 for me please
    Lightbulb moment - 17/08/2017 £17,033.  DFD 31/7/24 🥳. 

    Round 2 - 8/12/25 £3,660 
  • KajiKita
    KajiKita Posts: 9,307 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    NSD hump day here 😊

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 7 books of target 52 in 2026 as @ 23rd January 
    Produce tracker: £29 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • CrazyBee787
    CrazyBee787 Posts: 1,483 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    Actually Please can I have 2 NSDs as SFD paying for expenditure on Tuesday as it is for MDs cake! Thanks @cathybird
    Goal 1: Get a permenant job that sticks.
    Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
    Goal 3: Get a lodger
    Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
    Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?
  • cathybird
    cathybird Posts: 16,188 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    April 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten =


    April targets


    AuntieL 18 

    BadBookkeeper 2/15  image 

    beanielou 2/19  image 

    Caeraugirl 2/20  image 

    Cassingtonbear 10 

    cathybird 1/15  image 

    Crazybee787 2/19  image 

    cuddlymarm 1/15  image 

    Dizzycap 2/20  image 

    ET22 20 

    Honeysucklelou2 10 

    InDebtEnby 10 

    Jay1 2 14 

    KajiKita 2/20  image 

    Kermit10 20 

    laura lau 20 

    laurenh1 1/18  image 

    LittleMissDetermined 15 

    Louise600 1/10  image 

    Makingabobor2 15 

    Money Choices 10 

    Optimistic Saver 2/20  image 

    Pinkpieuni 1/10  image 

    QueenJess 2/15  image 

    Saver-upper 15 

    SecondStar 1/15  image 

    short bird 1/18   image 

    Thriftymissus 2/20   image 


    To see the updated results for April on phone or tablet, click here :)


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