Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15
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Marvellous March's No-Spend Days Challenge!
Comments
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Hey BuzzyBees it looks like we were on similar pages when choosing our aliases!!BuzzyBees101 said:I’d like to join please 15 NSD 💪🏼🙌🏼1 -
Hi @cathybird I am starting strong with my first NS day to the mix, thank you so very much for working on the threadXX1
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Starting March with an NSD 😁 It’s a beautiful day so I’m enjoying being out in the garden today 🌳MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10004 -
March 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
March targetsAuntieL 1/18
BadBookkeeper 1/15
beanielou 19birdsfoottrefoil 10BuzzyBees101 15Caeraugirl 20Cassingtonbear 10cathybird 1/TF
Clarabelle73 15Crazybee787 1/19
cuddlymarm 15Dizzycap 2/20
Doris17 1/15
emmaj30 8ET22 10GeorgianaCavendish 8Honeysucklelou2 10InDebtEnby 15Jay1 2 12KajiKita 1/20
laura lau 20laurenh1 18LittleMissDetermined 16Louise600 10Makingabobor2 15Money Choices 10Optimistic Saver 22Pauper1 20Pinkpieuni 10QueenJess 1/15
Saver-upper 15SecondStar 15short bird 1/18
Thriftymissus 1/16
Tjh1412 15To see the updated results for March on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Welcome to a new month everyone!
Day 1 here...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.4 -
Declaring a NSD today
2026 decluttering: 1,610 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 454🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑5002 -
First NSD for me today2
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NSD 1/15 completed. Happy St David’s Day 🌼Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6602
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NSD Saturday here 😊
KKAs at 18.06.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £214,281
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 42 books of target 52 in 2026 as @ 18th June.
Produce tracker: £139 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Declaring a NSD Sunday 2/20Wishing everyone a super NSD Sunday
--**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--Personal MSE 2026 Money Saving Challenges:# Regular Savers 2026- New 9/12 - Total: 31 (6)# No.2 Save 1p A Day Challenge 2026 £355.02 / £667.95 (6)# No.4 Save £12k in 2026 - £8492.37 / £12,000 (6)# £10-a-Day Challenge 2026 - £710.56 / £1825 (6)# No.8 Sealed Pot Challenge 19 (22/10) 426 / £400 (6)# No.27 - Top Up EP 2 £1255 / £2880 (6).# Decluttering Challenge (6)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - ReadyMotto: 'SAVE before you spend on Non-essentials'1
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