LJ's Mortgage free road to early retirement

setmefree2

Well done on getting below £48K.:T

LouiseJ

Extra income this week......................£0:o:o:o

*Louise rolls up sleeves and starts look for new bookies with decent free bet offers*

All the mystery shops this week have been too far away or I dont qualify.

I suppose I could look for things to Ebay:rolleyes:

In other news I received a letter yesterday informing me that my 2 year base rate tracker deal comes to an end in October this year whereby the interest rate will jump to 1.89% (in todays terms of course)

Now the questions is? Do I go for a decent fixed deal which there are lots about at the moment or do I just stick with my current product?

LouiseJ

Some of the quidco money I earned last month from bookie signups has been validated and is due for payment at the end of the month, with my mystery shopping money I should have an extra £100+ to throw at the mortgage.:D

Still havent managed to get going again with the matched betting but I have a weeks holiday this week and plan to get back to grips with it.

Mortgage_Reduction_Novice

LouiseJ wrote: »

Some of the quidco money I earned last month from bookie signups has been validated and is due for payment at the end of the month, with my mystery shopping money I should have an extra £100+ to throw at the mortgage.:D

Still havent managed to get going again with the matched betting but I have a weeks holiday this week and plan to get back to grips with it.

Someone phone gambler's anon!!!

Well done on the juicy May payment!

LouiseJ

I am really annoyed at my own sloppyness:mad:

OH has medical insurance which includes travel insurance.........he has had this for the past 8 years and I have only just noticed the travel cover:eek:

8 years of holiday insurance needlessly paid..............*cries*

I am not going to work out how much, no Im not.......somebody stop me!!!!

SmlSave

Don't look LJ! Don't work it out!

Just remember for next time

sukey13

For those not already in the know... there is a great site about Disney and Florida in general www.thedibb.co.uk and plenty of lovely villa owners (so you can save more cash by avoiding the middle man).

setmefree2 wrote: »

Good Luck LJ:money::j Florida is a great destination and everything feels really cheap out there at the mo because of the dollar....who could ask for more from a holiday:p

LouiseJ

I thought it was about time I did an update as its now halfway through the year.....

Mortgage Main account £41800.48
Mortgage Additional Borrowing £4751.39

Total outstanding as at 3/05/09 £46551.87

I am sending overpayments off this weekend totalling £500 + the DD overpayment of £157 and the normal mortgage payment will bring my balance down to.............£45600 ish:j

Which is the same price as one of these
..........so basically I owe the price of a posh car

setmefree2

well done Louise - ummmmmm nice car

LouiseJ

Nothing much to report these last couple of weeks, still plugging away but I have been so tied up with work.

Changes afoot too.........my salary may increase to the tune of £250ish extra a month as I may be offered full time work but I dont know for certain until all the student numbers are in.

I have also taken on more responsibility this last term so I am thinking of asking for a payrise.....shy bairns and all that:D

Still making regular overpayments althought this month will be around the £250 mark as we are off on holiday at the end of the month and somehow dont have any spending money to take with us:rolleyes:

Back on Slimming world and making slow progress but heading in the right direction.