house deeds storage

brm_2

fairenoughclough wrote:

If we're talking the dreaded Powerpoint here, I've heard :-

p p p p p presentation p

and I thought I'd put all that BS behind me !

"Proper planning prevents !!!!!! poor perfomance"
There are 7 but can be extended to 10

I notice your birth date as Dec 1. Lots of people will have their days mentioned on that day.
You are able to see my profile.
Do you want to let me know anything about you.

fairenoughclough

brm


OK, so that's what it's for, profile now open.

brm_2

fairenoughclough wrote:

brm


OK, so that's what it's for, profile now open.

THANKS.
Respect to you and your family.
Hope to cross path's with you on future threads.
Regards

Bossyboots

Robert_Sterling wrote:

If this is not libel it comes close to it.
You will have signed up to the terms and conditions of the mortgage and I think that you will find the redemption charge was taken into account when the APR for your mortgage was calculated on day one.

The terms and conditions of abbey mortgages changed during the course of our mortgage. When we started there was no redemption charge and they would also hold the deeds for free if you left 50p on the account. Both those clauses changed a number of years in. We were stuck paying the charge even if we attempted to change provider so they had us over a barrel every which way.

In addition, they actually failed to pay the balance of our endowment moneys into the designated account and did not do so until we lodged a formal complaint!

Katykat

this is for judi. My granparents deeds were kept with a solicitor, who "misplaced" them, even though they had a receipt. It took 2yrs and about £250 to sort the mess out after the g'parents died. We tried to claim the money back from solicitors, but that would have enabled another wait & more money, so we left it as "experience". needless to say, our deeds are now in a safe, firmly secured to our concrete floor, along with our will, money certificates & bank books. In my opinion £30 for a small safe if very good value for money.

brm_2

jennand wrote:

this is for judi. My granparents deeds were kept with a solicitor, who "misplaced" them, even though they had a receipt. It took 2yrs and about £250 to sort the mess out after the g'parents died. We tried to claim the money back from solicitors, but that would have enabled another wait & more money, so we left it as "experience". needless to say, our deeds are now in a safe, firmly secured to our concrete floor, along with our will, money certificates & bank books. In my opinion £30 for a small safe if very good value for money.

Extremely good advice.
Never trust anybody today, to look after important documents.
They normally want to charge a fee but will take no responsibility when things go wrong.
My deeds and other doc's not required for everyday use are in a lead lined box in the garden. Map given to the next of kin.
Can't get anything more secure and fee free than that.

economiser

A belated reply to brm (Feb 05). I wouldn't trust bank, solicitor or anyone to look after my important documents. I was lucky in that the house I bought already had a safe. Even a lead lined box costs money!

Good idea to keep photocopies of everything somewhere else though. It took a long time but we managed to get the a copy of the will accepted eventually - it cost a lot but Barclays had to foot the bill.

brm_2

economiser wrote:

A belated reply to brm (Feb 05). I wouldn't trust bank, solicitor or anyone to look after my important documents. I was lucky in that the house I bought already had a safe. Even a lead lined box costs money!

Good idea to keep photocopies of everything somewhere else though. It took a long time but we managed to get the a copy of the will accepted eventually - it cost a lot but Barclays had to foot the bill.

It's good that you already had a safe installed.
My son is a lead 'roofer' so lead cost for box was £0.

It may not be the right place to post this.
Never let the closest of kin read the 'original' copy of the will if you are the Executor. Always let them peruse a copy of the will.
Tearing up, or complete destruction of the 'original' copy of the will can cause many legal problems and great cost.

StockportGerbil

Hi!
I don't know if this'll help, but Tesco's were selling fireproof lockable boxes for £15 recently.
Kevin

twhitehead

I had one of those, it got pinched along with everything else the burglar took.
My safe is now very heavy and alarmed, if anyone tries pinching that they will have a hernia, even if there is nothing valuable in it.