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No reply from Toyota, what should I do next?

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  • dunstonh
    dunstonh Posts: 119,757 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    FioMio said:
    Hi,
    Just wondering if anyone has had any reply from Toyota? I'm still waiting...
    You would be waiting.    The complaints process for car finance complaints was suspended and remains so.  Its not expected to reopen until 2026 following the FCA report.  The consultation for which is currently underway.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Nasqueron
    Nasqueron Posts: 10,758 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Largs said:
    Nasqueron said:
    Largs said:
    Yes and they will side with consumer.  I know that won't go down with with "some" here but tuff.
    Not necessarily, the danger of killing the entire finance industry will be sufficient. The nonsense idea a customer who signs a contract and says they have read it, cannot be assumed to have read it and that it's not enforceable is patently wrong - I don't even work in the industry and can see it's a ludicrous judgement
    PPI being exposed didn't kill the finance industry.  Neither will being honest and upfront with customer about commisions.  I won't be writing back any further on this because I am correct but look forward to the day the banks do get their cheque books out yet again and all these refunds BOOM the economy like PPI refunds did.  Thank you and good afternoon.
    PPI killed income protection except for all but the most expensive types

    The idea of commission being bad would have killed the industry and it's highly amusing that your statement "because I am correct" has shown to be incorrect as I said 

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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