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Let's get this sorted then!
Comments
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That's a huge amount to clear, well done!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Rhyddid2026 you are amazing! Well.done xx
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes2 -
Ta very much!
Not such good news to balance it out…. there seems to have been a problem with my £20k premium bonds win. I can't think why I haven't been notified. How strange! How long do I give them?
Anyone else had a notification of a win? Do you think they're just behind schedule and informing people who won smaller amounts first? 😂
Debts 04/01/25 01/04/26
Natwest2 £6,509.97 £4,200
NatWest CC £7,612.74 £6,325
Lloyds CC £6,112.60 £4,115
1st Direct CC £176.03 £9.11
CC total £20,411.34 £14,649.11
OD £1100 £0
Car loan £4,000 £3,600
1st Direct Loan £10,684.44 £7,000
Total £36,195.78 £25,249.11
EF £1,750.33
HF £150.764 -
Definitely an error in the system. I’ve used the prize checker and there’s a misprint in the message ‘sorry no luck this time.’ 😂
3 -
must be a bank holiday glitch I reckon!
Find a little bit of joy in every day.
2 -
Nothing for me too, it's definitely broken
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Ah, booooo! I've been ill all night and day so not done any of the stuff I intended to. I was ridiculously busy this week though, covering both of my areas on my own. It was probably inevitable. Resting today in the hope I'm recovered tomorrow.
I haven't even been able to cook any of the lovely food delivered in my big shop. I'm going to have to portion and freeze some of it.
I did take s picture off the wall so I suppose I have started the preparation for painting 😄
Debts 04/01/25 01/04/26
Natwest2 £6,509.97 £4,200
NatWest CC £7,612.74 £6,325
Lloyds CC £6,112.60 £4,115
1st Direct CC £176.03 £9.11
CC total £20,411.34 £14,649.11
OD £1100 £0
Car loan £4,000 £3,600
1st Direct Loan £10,684.44 £7,000
Total £36,195.78 £25,249.11
EF £1,750.33
HF £150.764 -
Hope you feel better tomorrow 🤞
I get knocked down but I get up again (Chumbawamba, Tubthumping)2 -
Hope you feel better soon - I reckon it's your body telling you to slow down a bit. Enjoy the bank holiday weekend.
Updated last day of the month… focus, improving overall net wealth…
Mortgage: starting at -£222,469 (Jan 26) now at -£221,497 (April 26)
Postgrad Loan: starting at -£8,974 (Jan 26) now at -£8,303 (March 26)
Personal Loan: starting at -£11,466 (Jan 26) now at -£10,883 (April 26)
Emergency Fund Savings: starting at £5,511 (Jan 26) now at £2,500 (March 26)
Investments: starting at £50 (Jan 26) now at £339 (March 26)
Net Wealth: starting at -£204,317 (Jan 26) now at -£204,615 (March 26)
2 -
I slept for about 10 hours and it felt like a decent quality sleep too.
Today I've cleaned my coops, bought chook bedding in preparation for my new additions, took the dogs to my friend's farm and the young one had a good run/play. I kept the the old girl on the lead to protect her shoulder.
I've put a load of washing on, and I've cut the chicken in half and roasted half and frozen half. I really wanted shop bought oven chips but convinced myself to make them in the air fryer. I think I'm down to my last Christmas cheap potato! I made lemon pepper coleslaw to go with my chicken and chips.
Young dog should hopefully now be tired enough to stay settled. I want to start painting my landing and she likes to be close and inevitably will get covered in paint as her long bushy tail swishes the walls.
I've also booked the electrician to come fix my ensuite shower (it broke in September) as I won't be able to use the downstairs bathroom from Tuesday. I'll have to shower at a friend's or the gym on Tuesday and Wednesday.
Debts 04/01/25 01/04/26
Natwest2 £6,509.97 £4,200
NatWest CC £7,612.74 £6,325
Lloyds CC £6,112.60 £4,115
1st Direct CC £176.03 £9.11
CC total £20,411.34 £14,649.11
OD £1100 £0
Car loan £4,000 £3,600
1st Direct Loan £10,684.44 £7,000
Total £36,195.78 £25,249.11
EF £1,750.33
HF £150.762
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