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Fabulous February's No-Spend Days Challenge!
Comments
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Not today fell out with MD and bought snacks!Goal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?2 -
Forgot to update, yesterday was another NSD for me.
Challenges
NSD - January - 8/10
1. 2026 Mortgage-Free Wannabes #61 £1,269 /£29,000, MF target May 2026, current mortgage balance - £28,616.15
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)
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An unexpected day 17. Nothing that can't wait till tomorrow!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Two more for yesterday and today, trying to finish strong lol#21 Save £12k in 2025 £25577.35/£200002
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NSD Wednesday here 😊
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 6 books of target 52 in 2026 as @ 18th January
Produce tracker: £29 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Look at the MSE NSDers Smashing Fabulous February!
Waiting on Optimistic Saver - no pressure!
# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge 2026 £25/£230 (1)# Make £2026 in 2026 £834.42 / £2026 (1)1 -
February 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
February targetsAuntieL 9/18
beanielou 22/19
birdsfoottrefoil 8/10
Caeraugirl 14/20
Cassingtonbear 9/10
cathybird 20/15
Clarabelle73 2/15
Crazybee787 15/19
cuddlymarm 14/15
Dizzycap 24/20
Doris17 10/15
emmaj30 8ET22 3/10
GeorgianaCavendish 3/8
Honeysucklelou2 1/10
InDebtEnby 17/15
Jay1 2 12/12
KajiKita 19/20
laura lau 18/18
laurenh1 17/18
LittleMissDetermined 18/16
Louise600 11/10
Makingabobor2 11/15
Money Choices 10/10
Optimistic Saver 19/20
Pauper1 4/20Pinkpieuni 13/10
QueenJess 18/15
Saver-upper 15SecondStar 14/15
short bird 18/18
Thriftymissus 23/22
Tjh1412 15To see the updated results for January on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
@short_bird you posted late last night saying yesterday was day 17 and then you posted very early this morning saying today would be day 17, so I assume you are on day 18 and have reached target, but let me know if that's wrong? xx 1
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Another one for me pleaseCurrent No Spend Challenge: 11/13
2025 No Spend Days: 11/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
You're absolutely right! Target reached!cathybird said:@short_bird you posted late last night saying yesterday was day 17 and then you posted very early this morning saying today would be day 17, so I assume you are on day 18 and have reached target, but let me know if that's wrong? xx ‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2
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