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Fabulous February's No-Spend Days Challenge!

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Comments

  • It's another one for me today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4861/£6000
  • Hello everyone and happy Monday x
    I’m on NSD number 21 today. A busy day of work ahead and 5 parcels to wrap and drop off after online sales. One more day for me until I reach my target. It’s dragging a bit! 
  • NSD number 18/20 for me today. 
    I think I’ll make my target (by the skin of my teeth) - it’s not been easy this month. 
    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • Hi!

    3 more no spend days for me 18th, 20th and 22nd

    Hopefully getting there…
    August 2025 total debt: £28,741
    February 2026 total debt: £24,335
    March 2026 total debt: £22,651
    Cleared 21.1%

    Aim to be below £20,000 by 1st June 2026
  • Hi everyone
    I’ve reached my target with 2 more NSDs of 10/10NSDs.
    These were 20 and 21 Feb.

    Money Choices
    3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
    Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.00
  • CrazyBee787
    CrazyBee787 Posts: 1,433 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    Not today, I am not going to get the blue monster now, maybe next year!?
  • cathybird
    cathybird Posts: 16,584 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not today, I am not going to get the blue monster now, maybe next year!?
    @CrazyBee787 it's actually a pretty tough call to get it in Feb because it's such a short month xx 
  • cathybird
    cathybird Posts: 16,584 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 24 February 2025 at 10:41PM
    February 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image 


    February targets


    AuntieL 9/18  image  image 


    beanielou 20/19  image  image  image  image  image  image  image 


    birdsfoottrefoil 8/10  image  image 


    Caeraugirl 11/20  image  image  image 


    Cassingtonbear 9/10  image  image 


    cathybird 19/15  image  image  image  image  image  image 


    Clarabelle73 2/15  image 


    Crazybee787 15/19  image  image  image  image 


    cuddlymarm 14/15  image  image  image 


    Dizzycap 23/20  image  image  image  image  image  image  image 


    Doris17 10/15  image  image  image 


    emmaj30 8 


    ET22 3/10  image 


    GeorgianaCavendish 3/8   image 


    Honeysucklelou2 1/10  image 


    InDebtEnby 16/15  image  image  image  image  image  image 


    Jay1 2 12/12  image  image  image  image 


    KajiKita 17/20  image  image  image  image 


    laura lau 17/18  image  image  image  image 


    laurenh1 15/18  image  image  image  image 


    LittleMissDetermined 17/16  image  image  image  image  image  image 


    Louise600 9/10  image  image 


    Makingabobor2 11/15  image  image  image 


    Money Choices 10/10  image  image  image  image 


    Optimistic Saver 18/20  image  image  image  image 


    Pauper1 4/20 


    Pinkpieuni 11/10  image  image  image  image  image 


    QueenJess 15/15  image  image  image  image  image 


    Saver-upper 15 


    SecondStar 14/15  image  image  image 


    short bird 16/18   image  image  image  image 


    Thriftymissus 21/22   image  image  image  image  image 


    Tjh1412 15 



    To see the updated results for January on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • CrazyBee787
    CrazyBee787 Posts: 1,433 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    cathybird said:
    Not today, I am not going to get the blue monster now, maybe next year!?
    @CrazyBee787 it's actually a pretty tough call to get it in Feb because it's such a short month xx 
    Thanks @cathybird I know, I just wish I was tough enough to do it! 
  • 3 more NSD, one for Saturday, one for Sunday, and one for today.
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
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