February 2025 NSD challenge
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Fabulous February's No-Spend Days Challenge!
Comments
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It's another one for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4861/£60003 -
Hello everyone and happy Monday x
I’m on NSD number 21 today. A busy day of work ahead and 5 parcels to wrap and drop off after online sales. One more day for me until I reach my target. It’s dragging a bit!3 -
NSD number 18/20 for me today.I think I’ll make my target (by the skin of my teeth) - it’s not been easy this month.March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.733 -
Hi!
3 more no spend days for me 18th, 20th and 22nd
Hopefully getting there…August 2025 total debt: £28,741
February 2026 total debt: £24,335
March 2026 total debt: £22,651
Cleared 21.1%Aim to be below £20,000 by 1st June 20262 -
Hi everyone
I’ve reached my target with 2 more NSDs of 10/10NSDs.
These were 20 and 21 Feb.
Money Choices3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.003 -
Not today, I am not going to get the blue monster now, maybe next year!?2
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@CrazyBee787 it's actually a pretty tough call to get it in Feb because it's such a short month xxCrazyBee787 said:Not today, I am not going to get the blue monster now, maybe next year!?2 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
February targetsAuntieL 9/18
beanielou 20/19
birdsfoottrefoil 8/10
Caeraugirl 11/20
Cassingtonbear 9/10
cathybird 19/15
Clarabelle73 2/15
Crazybee787 15/19
cuddlymarm 14/15
Dizzycap 23/20
Doris17 10/15
emmaj30 8ET22 3/10
GeorgianaCavendish 3/8
Honeysucklelou2 1/10
InDebtEnby 16/15
Jay1 2 12/12
KajiKita 17/20
laura lau 17/18
laurenh1 15/18
LittleMissDetermined 17/16
Louise600 9/10
Makingabobor2 11/15
Money Choices 10/10
Optimistic Saver 18/20
Pauper1 4/20Pinkpieuni 11/10
QueenJess 15/15
Saver-upper 15SecondStar 14/15
short bird 16/18
Thriftymissus 21/22
Tjh1412 15To see the updated results for January on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
Thanks @cathybird I know, I just wish I was tough enough to do it!cathybird said:
@CrazyBee787 it's actually a pretty tough call to get it in Feb because it's such a short month xxCrazyBee787 said:Not today, I am not going to get the blue monster now, maybe next year!?2 -
3 more NSD, one for Saturday, one for Sunday, and one for today.Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/662
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