February 2025 NSD challenge
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Fabulous February's No-Spend Days Challenge!
Comments
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@ Thriftymissus - Well done as it's really not easy to resist at times
The same temptation for me today 
My neighbour asked if I was going to Sains would I pick them up some milk and bread, I have some cash I'm holding for them as they're ill at the moment, so I don't need to spend and recoup 
I needed an inspiration to pop to Sains to pick up some FREE flat packed boxes for sending out sold decluttered items in, so it was a win-win. Well, they had a double pack of custard vanillas in the fresh bakery department and I had to really resist as I knew I really didn't need them!
:'( I walked out with only the items I went in for and no extras 
On the flip side, I had 2 scratch cards in my Lidl App which gave me 2 FREE sweet treats and a £2 off a £2 spend voucher, so I popped into Lidl on the way back got FREE milk, bread & 2 sweet treats and didn't need to spend a single penny! - That's my kind of NSD shopping# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge 2026 £25/£230 (1)# Make £2026 in 2026 £834.42 / £2026 (1)2 -
Oh @Thriftymissus and @Dizzycap most of my money goes on food. Like today, I had to pay for a prescription and I can't remember whether I was going to count that as still not spending... rather than looking up what I'd written previously I went to buy biscuits as well! 🙄
And I hate cooking especially the clearing up after cooking so I buy things that are already processed. Not economic. 😬Toodle-pip :hello:1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
February targetsAuntieL 9/18
beanielou 16/19
birdsfoottrefoil 5/10
Caeraugirl 10/20
Cassingtonbear 9/10
cathybird 16/15
Clarabelle73 2/15
Crazybee787 12/19
cuddlymarm 11/15
Dizzycap 19/20
Doris17 10/15
emmaj30 8ET22 3/10
GeorgianaCavendish 3/8
Honeysucklelou2 1/10
InDebtEnby 13/15
Jay1 2 11/12
KajiKita 15/20
laura lau 14/18
laurenh1 13/18
LittleMissDetermined 13/16
Louise600 9/10
Makingabobor2 8/15
Money Choices 8/10
Optimistic Saver 14/20
Pauper1 4/20Pinkpieuni 10/10
QueenJess 13/15
Saver-upper 15SecondStar 14/15
short bird 13/18
Thriftymissus 17/22
Tjh1412 15To see the updated results for January on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
NSD today.
Thanks,PinkChallenges
NSD - January - 8/10
1. 2026 Mortgage-Free Wannabes #61 £1,269 /£29,000, MF target May 2026, current mortgage balance - £28,616.15
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)
1 -
12/19 Please @cathybird Thank youXXGoal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?2 -
Up to 14 NSDs ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
Frugal living in 2026.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
6 month Emergency Fund: £5,768 / £8,000
Nationwide 1 year 6.5% Savings - £1,600 / £2,2002 -
Jay1_2 said:Oh @Thriftymissus and @Dizzycap most of my money goes on food. Like today, I had to pay for a prescription and I can't remember whether I was going to count that as still not spending... rather than looking up what I'd written previously I went to buy biscuits as well! 🙄
And I hate cooking especially the clearing up after cooking so I buy things that are already processed. Not economic. 😬I hate food shopping, cooking & washing up! I organise 2 shops each month to make sure the fridge and feeezer are full. I batch cook and freeze homemade dinners in plastic containers for myself and my daxie (babyface) who has serious digestive issues and food allergies
I buy 2 loafs of bread and split up into 4 slice portions and freeze, the same goes for milk and cheese. I also bake babyface biscuit treats in a batch cooking session once a fortnight.All I need to do each morning is get out a frozen container of food for babyface and myself, leave out for an hour before putting in the fridge, and then ding in the microwave when it's dinner time. All I have to wash up is 2 plastic containers, a pet bowl, a knife & fork or spoon, and wipe over the microwave - Job done!# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge 2026 £25/£230 (1)# Make £2026 in 2026 £834.42 / £2026 (1)3 -
Day 13 for me...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Well Done Everyone with all the NSDs
Loving looking at all the angel gifsIt's Monster Munch gif tomorrow - Isn't that just funky funny?!
# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge 2026 £25/£230 (1)# Make £2026 in 2026 £834.42 / £2026 (1)2 -
Not today.KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 7 books of target 52 in 2026 as @ 23rd January
Produce tracker: £29 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2
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