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Spendy Wendy to Saver Savvy

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  • Spendywendywoo
    Spendywendywoo Posts: 263 Forumite
    100 Posts Photogenic Name Dropper
    Good Morning, Happy Tuesday!

    Quick update, I've received this month's savings interest (for having the car payment monies and annual bills in a savings account), the refund for some school uniform has been processed and we also received 50p more in monies owed for some groceries we picked up for a friend. 

    Car payment amount saved now stands at £8709.94 with £3533.66 remaining :)
    Mortgage (MFD 04/2053) (Jan 25) £238,983.71. Overpayment set to £200 per month. Current: £235,066.98
    Car Balloon Payment £12,243.60, due Nov 25. Saved £8,709.94, £3,533.66 remaining

    2025 goals:
    23 / 25 books
    2 / 24lbs lost
    £1000 / £1000 EF 

    DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum
  • jwil
    jwil Posts: 22,196 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Car savings are going really well!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Spendywendywoo
    Spendywendywoo Posts: 263 Forumite
    100 Posts Photogenic Name Dropper
    Thank you @jwil, usually I would have let the refunds be used on groceries (though if we were in 2024 or before then we'd also be in our overdraft), significant improvements since the end of last year, it's been completely mind blowing. 
    Mortgage (MFD 04/2053) (Jan 25) £238,983.71. Overpayment set to £200 per month. Current: £235,066.98
    Car Balloon Payment £12,243.60, due Nov 25. Saved £8,709.94, £3,533.66 remaining

    2025 goals:
    23 / 25 books
    2 / 24lbs lost
    £1000 / £1000 EF 

    DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum
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