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Teetering on the brink

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Comments

  • Cherryfudge
    Cherryfudge Posts: 13,486 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    What an experience! I'm glad that's behind you. Well done for keeping it together and winning through. I hope today is considerably less stressful.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • ellenvan
    ellenvan Posts: 239 Forumite
    Third Anniversary 100 Posts Photogenic
    Well done, hopefully it will have been worth it.
    Onwards and upwards. Not the debt that is!
    Have a really restful few days if you can.
    Looking forward to more pics of Olio hauls.
  • EatingBeans
    EatingBeans Posts: 454 Forumite
    100 Posts Photogenic Name Dropper
    edited 10 September at 9:14PM
    Thanks all. Exam now officially passed. 🎉

    I am so tired today it is unreal. 

    I had to go into the office again and resisted buying anything in the process, however, by the time I got home (to discover dd2 had also had a bad day), any bit of willpower had left the building and I bought her a Mcds to cheer her up. I didn’t order myself a meal, only a free burger. I’ve decided to take the money from my food budget and if I run out then I will just have to live off Olio. I even ate my emergency chocolate too. 😞

    One thing that did cheer me up is work has just advertised for a 12month Business Analyst role and will apparently consider a secondment (subject to my managers approval). It does mean spending my much yearned for Sunday writing yet another application, but I am really beginning to feel the need for a change so even though I said I would never be a Business Analyst again, I think the time has come to consider applying for that role instead of the same role I’ve applied for four times! 🤦‍♀️ The wages would be the same, I just prefer delivery. At least with a secondment I just have to stick it out for 12 months and noone would question me stepping back to my old role. 
                           End of
         Dec-24
         Aug-25
    Brother 5,400.00 7,950.00
    Overdraft owed 1,349.90 0.00
    MBNA CC 10,534.20 11,531.06
    Barclaycard CC 9,667.21 9,771.80
    Fluid CC 0.00 809.75
    NatWest CC 12,018.14 11,814.72
    Aqua 0.00 1,147.94

    Total debt

    38,969.45

    43,025.27
    Paid off in the month 99.87
     
     
  • so pleased to hear you got the pass, that whole exam experience sounded very stressful . And, stress is tiring - don't wonder you are drained.
     But, You have A Plan. 
     good for you.
    #33 in 2025's 365x1p challenge - assigning amounts randomly on a daily basis

    #23 in make2025in2025
    January's total :£34.93  (1.72%. Le sigh....)
    February's total : £57.12 (2.82%)
    March's total = £123.81 (6.11%)
    April's total = £193.74 (9.56%)
    May's total =£276.40 (13.6%)
    June's total = £277.93 (13.7%)
    July's total = £286.45 (14.14%)


    2024  = 365x1p challenge #10 final tally £668.10  

    i apologise now, i can't type.
    Or, my keyboard skills cant keep up with my brain.


  • Cherryfudge
    Cherryfudge Posts: 13,486 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well done for passing! And very sensible to have emergency chocolate, that's very provident of you.

    The potential new job came along at a good time: it's not been long since you last wrote an application so at least it's fresh and up to date in your mind and you've had interview practice which is bound to give you an advantage. You might even get some time for yourself on Sunday, as you've effectively done a lot of the work already.

    By the way, you've got me interested in Olio. There's not a lot going on local to here but I was in a hurry and checked the discounts in a small supermarket on the way home so I was able to go straight in and get half price eggs. Obviously I could have gone elsewhere but it saved about £1.60 on one purchase and saved a fruitless trip, so I'm going to remember that for the future.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
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