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Teetering on the brink

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Comments

  • EatingBeans
    EatingBeans Posts: 453 Forumite
    100 Posts Photogenic Name Dropper
    edited 7 September at 2:22PM
    Lunch has ended up being two pots of prepared petit pois/green bean/cabbage mixes, followed by a couple of oat and raisin cookies (the girls didn’t want them! 😱).

    I’ve placed the order for all the guinea pig hay and cat food from Morrisons and can’t quite decide if that means I have broken my no spend rule today or not. Whilst I have placed the order today, the charge wont happen until the shopping arrives so which day am I actually spending? 🤔

    It’s all essential purchases and within budget so I guess it doesn’t really matter, but I like getting to the end of the day and being able to feel like I’ve spent nothing. I am thinking that since I clicked to order it today then in effect I have made a purchase today?
                           End of
         Dec-24
         Aug-25
    Brother 5,400.00 7,950.00
    Overdraft owed 1,349.90 0.00
    MBNA CC 10,534.20 11,531.06
    Barclaycard CC 9,667.21 9,771.80
    Fluid CC 0.00 809.75
    NatWest CC 12,018.14 11,814.72
    Aqua 0.00 1,147.94

    Total debt

    38,969.45

    43,025.27
    Paid off in the month 99.87
     
     
  • Cherryfudge
    Cherryfudge Posts: 13,484 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Wonderful Olio haul - I end up playing 'what would I have from that?'!

    Regarding the supermarket order, you could look at it one of two ways - yes, you placed the order today so you could count that as spending, but on the other hand it won't leave your account till the day you receive it, and it's possible some item might not be available in which case it will change the total.

    I think you could count it as either.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • EatingBeans
    EatingBeans Posts: 453 Forumite
    100 Posts Photogenic Name Dropper
    Well I have to say I am pretty impressed at just how much of the Olio haul has already been used up! We decided to defer the roast until tomorrow so we could focus on the items going out of date. After my earlier very random meals I was craving something a bit more sensible, so I opted for the spaghetti bolognaise microwave meal (which was very yummy). dd2 opted for the free range steak burgers on bread rolls, adding her own ‘plastic’ cheese and some ketchup - happy days! The dogs had scrambled eggs with tenderstem broccoli on top of their reduced kibble, and the guineas also had broccoli (we have lots), as well as their usual ‘good night’ carrot. I still have more baguettes than I know what to do with and zero space in the freezer, so I suspect the dogs will have to help with that tomorrow. Having labradors definitely helps! 🤣 
                           End of
         Dec-24
         Aug-25
    Brother 5,400.00 7,950.00
    Overdraft owed 1,349.90 0.00
    MBNA CC 10,534.20 11,531.06
    Barclaycard CC 9,667.21 9,771.80
    Fluid CC 0.00 809.75
    NatWest CC 12,018.14 11,814.72
    Aqua 0.00 1,147.94

    Total debt

    38,969.45

    43,025.27
    Paid off in the month 99.87
     
     
  • Cherryfudge
    Cherryfudge Posts: 13,484 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • dawnybabes
    dawnybabes Posts: 3,433 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Could you make croutons for soup weather ? They last ages in a container.
    Sealed pot challenge 822

    Jan - £176.66 :j
  • EatingBeans
    EatingBeans Posts: 453 Forumite
    100 Posts Photogenic Name Dropper
    Thanks for the baguette suggestions. I haven’t had enough time to use any of them this time around but I will defo make a note for next time. 👍

    The reason for the lack of time is I discovered I only had two days left to sit that exam again. I paid the £38 to rebook it for this evening and arranged to sit it at my brother’s house this evening. In an attempt to ensure I the tech works this time around, I took all four laptops from my house to his last night and one by one we went through trying to find one that would work. Sadly, despite being there until 10pm, we still could not get as far as confirming one as ready! Despite only booking the exam at 2:30pm yesterday we had access issues. We are hoping that it is all because of the maintenance they were apparently doing and arranged for me to work from his house tomorrow so we have extra time after work to resolve it before my exam. We ruled out three of the four laptops for various reasons so I am really hoping the last one works! 🤞
                           End of
         Dec-24
         Aug-25
    Brother 5,400.00 7,950.00
    Overdraft owed 1,349.90 0.00
    MBNA CC 10,534.20 11,531.06
    Barclaycard CC 9,667.21 9,771.80
    Fluid CC 0.00 809.75
    NatWest CC 12,018.14 11,814.72
    Aqua 0.00 1,147.94

    Total debt

    38,969.45

    43,025.27
    Paid off in the month 99.87
     
     
  • ellenvan
    ellenvan Posts: 239 Forumite
    Third Anniversary 100 Posts Photogenic
    Good luck with the exam and tech
  • Cherryfudge
    Cherryfudge Posts: 13,484 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    All the best for the exam!

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • themadvix
    themadvix Posts: 8,921 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    That sounds horrendous. Well done for getting through it at last!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


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