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Teetering on the brink

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Comments

  • Cherryfudge
    Cherryfudge Posts: 13,692 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm so sorry you've been through all that, and then had to relive it. You absolutely deserved the pizza, and I've have understood if you'd had the wine too, though perhaps it's as well you didn't.

    I hope you can sleep again tonight. The pillow seems well worth the cost.


    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • EatingBeans
    EatingBeans Posts: 531 Forumite
    500 Posts Photogenic Name Dropper
    @Andyjflet
    I am glad you seem to have managed to move past it in your own way. (((Hugs))) to you too. 
    End of
    Dec-24
    Sep-25

    Brother

    5,400.00

    7,800.00
    Overdraft owed 1,349.90 0.00
    MBNA CC 10,534.20 11,481.53
    Barclaycard CC 9,667.21 9,662.17
    Fluid CC 0.00 1,046.44
    NatWest CC 12,018.14 11,705.36
    Aqua 0.00 1,127.94

    Total debt

    38,969.45

    42,823.44
    Paid off in the month 211.33
     

    Interested in my diary? Check out...
    https://forums.moneysavingexpert.com/discussion/6580468/teetering-on-the-brink/p1
     
  • Cherryfudge
    Cherryfudge Posts: 13,692 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That sounds a fascinating exercise. I know there is another forumite who's giving up buying from a certain big river company... 
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Nonnadiluca
    Nonnadiluca Posts: 582 Forumite
    Tenth Anniversary 500 Posts Photogenic Name Dropper
    I also don't give the aforementioned company any of my hard earned; companies who don't pay their fair share of tax are depriving our vital services of funds. (I don't think that goes against the 'no politics' forum rule as it's a fact, not a political opinion)
  • EatingBeans
    EatingBeans Posts: 531 Forumite
    500 Posts Photogenic Name Dropper
    Yeah, I am completely ignoring the politics and reasons why someone might choose to switch (that is totally up to individuals themselves), I was just curious to see if I could accurately imagine what my life would be like if I switched out products made elsewhere and just bought British. In general, I have concluded that the best way to identify British brands is to think, “where did I shop 20yrs ago?”🤔 and then see if that company was still in existence and still British owned. Regular Amazon deliveries would be replaced by Argos, Curry’s, Halfords, B&Q etc, and my modern tech like my iphone, Amazon Echo’s and Netflix etc., would all have to go. I guess I had never really stopped to really thought about it before but dropping into Halfords to pick up some better L plates the other day, I was struck by how the shop was visibly a shell of it’s former self. Most of the shelves had visible space between the stock, there was clearly limited staff, and it got me thinking about how long it had been since I had set foot in one of their stores - approximately 20years was my estimate! 😬

    Anyway, I am not sure any of that deep dive is necessarily going to save me money right now, so time to get the kettle on, grab some brekkie and crack on with sorting out my budget ahead of the new month! 😁
    End of
    Dec-24
    Sep-25

    Brother

    5,400.00

    7,800.00
    Overdraft owed 1,349.90 0.00
    MBNA CC 10,534.20 11,481.53
    Barclaycard CC 9,667.21 9,662.17
    Fluid CC 0.00 1,046.44
    NatWest CC 12,018.14 11,705.36
    Aqua 0.00 1,127.94

    Total debt

    38,969.45

    42,823.44
    Paid off in the month 211.33
     

    Interested in my diary? Check out...
    https://forums.moneysavingexpert.com/discussion/6580468/teetering-on-the-brink/p1
     
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