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Teetering on the brink
Comments
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π I GOT PAID! π
ππππππ
End ofSep-25Oct-25Brother 7,800.00 7,650.00 Overdraft owed 0.00 0.00 MBNA CC 11,481.53 11,504.06 Barclaycard CC 9,662.17 9,558.10 Fluid CC 1,046.44 1,036.29 NatWest CC 11,705.36 11,693.03 Aqua 1,127.94 1,107.94
Total debt
42,823.44
42,549.42Paid off in the month 211.33 274.02
Interested in my diary? Check out...
https://forums.moneysavingexpert.com/discussion/6580468/teetering-on-the-brink/p19 -
Im a silent supportes, rarely comment on posts but read every update, and im so happy for you!
Good luck with the start of a new chapter in your life, debt free, less stressful and less pain! Xx
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Ah bless you, thank you. Sadly, despite the big pay out I wont be even close to debt free. Until I can secure a job every month will eat away at that money but at least to start with a big lump sum will go off debt so should reduce my interest payments and hopefully give me a chance to start tackling the debt. Without the payout I was looking at defaulting on everything or borrowing more from my brother and adding to the debt spiral so this is still a massive win for me.
Time to do some sums and work out where I really stand now. πEnd ofSep-25Oct-25Brother 7,800.00 7,650.00 Overdraft owed 0.00 0.00 MBNA CC 11,481.53 11,504.06 Barclaycard CC 9,662.17 9,558.10 Fluid CC 1,046.44 1,036.29 NatWest CC 11,705.36 11,693.03 Aqua 1,127.94 1,107.94
Total debt
42,823.44
42,549.42Paid off in the month 211.33 274.02
Interested in my diary? Check out...
https://forums.moneysavingexpert.com/discussion/6580468/teetering-on-the-brink/p14 -
Iβve been holding breath that it arrived
fantastic news π₯³Iβm a Forum Ambassador and I support the Forum Team on the Pension, Debt Free Wanabee,Β and Over 50 Money SavingΒ boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the Report button, or by e-mailingΒ forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.3 -
Marvelous news.
That at least will take away some of the stress.
Make sure to have at least a little treat today!
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So pleased to hear that!!
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well done for hanging in there and well done to the girls for supporting you. And, breathe
Mortgage at 01.01.14 Β£119,481.83:eek: today Β£0 Emergency fund Β£5.5/5.5k & Β£200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. Iβm not perfect but Iβm good enough.3 -
Brilliant! Well done for hanging on π«
I can't wait to read about your new plan of action!
MFW -
House purchase Β£62500
Original mortgage balance 28/08/2014 Β£52850Original MF date: 2049:eek: Aiming for: 2025
Balance 27/07/2016 Β£49990
Balance 08/07/2017 Β£47999
Balance 30/07/2018 Β£44500
Balance 01/08/2019 Β£40700
Balance 03/09/2020 Β£37619
Balance 30/09/2021 Β£33983
Balance 18/01/2023 Β£28940
Balance 06/10/2024 Β£22168
Balance 08/10/2025 Β£18417
Mortgage free 09/10/2025!! Mortgage paid off in 11 years, 1 month, 11 days π₯³
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Excellent news! Such a huge step forward. Well done for holding on, it must have been so stressful but you made it happen.
How is the van progressing, or is it too hot to work on it?
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think Iβm solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222
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