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Living the Good Life - mortgage free and living in line with our values

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Comments

  • Hopefully by now you have the electrician there and things are all finally getting sorted Vix - you were absolutely right to insist that it did get sorted, IMO, no way could you have lived with the eyesore they'd left. Hopefully Octopus will also see this as a training opportunity for the installers. 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • rtandon27
    rtandon27 Posts: 6,754 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hope all goes smoothly today with the electrician - you are incredibly patient Vix, I'd have lost it by now!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Sep 2038 (reduced by 3 years)
  • greenbee
    greenbee Posts: 19,232 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've never included jelly in trifle - just sponge (and you can just use madeira cake or similar), fruit, fruit juice/alcohol, custard, cream. I do make my own custard though - can't stand the commercial stuff as it's all too sweet. 

    Re. Mr MV's possible new job - it can be frustrating being a consultative/advisory role and knowing that you can't force people to take the action that you recommend, but you get used to it. Although I do occasionally mutter about changing my name to Cassandra... particularly when people tell me they wish they'd listened to me  months ago and then go on to ignore my next round of advice 🤣
  • badmemory
    badmemory Posts: 10,627 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    I never include sponge in my trifles but a lot of fruit & jelly & as for bought custard it isn't just too sweet.
  • rtandon27
    rtandon27 Posts: 6,754 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Oh no - that dreaded word - TRIFLE - my Gran made one every year - it was boozy! - Well appreciated by everyone but me. She also did fruitcake and a pudding that got lit at New year - all so laden with alcohol you could smell them a mile away! I've never recovered from my Christmas dessert trauma! I still only eat oranges for sweet at this time of year.🤣🤣🤣
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Sep 2038 (reduced by 3 years)
  • beanielou
    beanielou Posts: 99,815 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I now want trifle!

    Positive vibes for Mr MV.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
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