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Living the Good Life - mortgage free and living in line with our values
Comments
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Good plan Greenbee. Is he heatgeek certified? They seem to be the people who know their stuff when it comes to system design - and I think you can pay £200 for them to design something? I have to say, despite the installation issues, we are so pleased with the heat pump itself - the house has never been more comfortable temperature wise. And 🐙 is redeeming itself in some departments - although I've not actually had a response to my complaint from where I sent it, I suspect this is because I've said it's being dealt with currently - and the Area Manager and his top guy have been absolutely brilliant - I feel validated in my opinion that the original install wasn't right. (The useless Install Coordinator has sent me an invoice... with an issue date and due date of the same day - 8 December 🙄 - I am completely ignoring this - I'm not paying until everything is installed to my satisfaction and I've had the MCS certificate and other paperwork.)Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3 -
Definitely ignore the invoice until it's all fixed!
Plumber doesn't appear to have a website, but is listed on all the relevant professional body sites (at least, based on googling his number and knowing where he is based!). Electrician has recommended him, so I'll see what he comes back with - I'd rather spend a bit of money on the design as part of working out whether the installer is going to be any good. As the house is stupidly big, and currently has a badly designed heating system, I think it's worth seeing what he comes back with - if it's no good I've got a backup plan!
I've spent time with a couple of friends who have heat pumps recently, and I love the steady warmth. It's interesting that there's a significant difference as well between the ones who have a well-designed system and the ones who don't... in cost as well as comfort!
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In that case, I think, despite the issues, our system is well designed! As you say, it's the steady warmth that is so nice. I really notice where we've got draughty bits now too - these will be dealth with in January/the New Year (thanks - I've just added them to my NY list!).Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2 -
In other news.... Mr MV has the job if he wants it! Offer should be sent over later today. Interestingly, it's now only likely to be until August. It will be interesting to see what the offer says in terms of pay etc. Will speak to Mr MV properly this afternoon when he's not up to his elbows in gorse.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway7 -
Well done Mr MV! It's nice to know he was offered it, even if he decides not to take it. As it's only until August, do they hold his current job for him?
I'm finding and attempting to eliminate draughts too. Some are easier to deal with than others. But even knowing where they are helps!2 -
Excellent news on the battery situation, AND having a definite date to get the heat pump stuff completed too.
We too are contemplating pubbing this evening - although if we do it will probably be a pint or two at most.
Fingers crossed for MrMV and the job!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Yes, it would be a secondment, so he would be able to go back to his old job (assuming he still wants it). They’re expecting quite a lot in (less than) 8 months of work though. But equally, until end of August feels more doable if it turns out the travelling doesn’t suit him/us.Definitely well done to him - he hasn’t had any sort of interview in 12 years and the last one he did he performed terribly due to nerves (he always suffered prior to that with nerves in interviews tooto) - he got the job because the interviewers knew him and knew he was right, despite the interview. He didn’t have that benefit this time, so I think it’s safe to say he has overcome the nerves issue (work-related experience has given him a lot more confidence in those 12 years, so it’s not surprising, but I’m glad for his sake that he’s performed well and it’s paid off!).Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway7 -
Congrats to Mr MV! 🎉I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.533 -
Good news.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
So good that Mrtmv was clearly identified as the best candidate for the new appt 😁👍 And also good that he's in a position of a) having the choice whether to go for it or not, and b) can give it a whirl without necessarily burning bridges with his current role/department. Bravo - whatever he decides to do 😁 Did he enjoy his day up to his oxters in Gorse, and is it the wrong time of year for it to smell like coconut? I have only ever caught the smell once, but it's uncanny how it does smell of coconut!
Greying XGrocery Spend May 2026 £195.87/£200
Grocery spend April 2026 £199.95/£200 +5pence
Non-food spend May 2026 £58.44/£80
Bulk Fund 2026 Month 5/12 - £5.98/£93.54 (reducing balance - start £120 pa)
""Mother Nature don't draw straight lines
The broken moulds in a grand design
We look a mess but we're doing fine
We're card carrying lifelong members
Of the union of different kinds..."
"Union of the Different kinds" - R Christie & T Gilbert, Fisherman's Friends2
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