The Top Regular Savers Discussion Thread

surreysaver

Kim_13 said:

surreysaver said:

I'll have to pop up to Scotland sometime as their one hasn't appeared online 

Surely better to submit a postal application, as they will accept one. Even if the travel isn't costing money, the time taken must be worth more than a stamp.

The relationship centre account is the same as the postal one, so you can't double up by going up to Scotland.

I might do! But then, I've never been to Edinburgh's Christmas market 

HHUK

jameseonline said:

Bad news (for me at least)

Principality

I'm in the same position. At least it's convinced me to continue funding their Christmas 2026 RS which, at 6.5% fixed, is decent enough, albeit on 'only' a max of £150 per month

Kim_13

ChewyyBacca said:

Anyone else had reversals in all of their Monmouth BS Reg Savers, funded on 1 Dec?

Me too. Was showing correctly when I checked earlier, but now reversed. Funds sent manually when MHBS paid out, so it can't be a case of the funds arriving too early in the morning before the limit was reset. 

s71hj

Kim_13 said:

ChewyyBacca said:

Anyone else had reversals in all of their Monmouth BS Reg Savers, funded on 1 Dec?

Me too. Was showing correctly when I checked earlier, but now reversed. Funds sent manually when MHBS paid out, so it can't be a case of the funds arriving too early in the morning before the limit was reset. 

All of mine have the transactions showing credits twice on 1/12 but no December credits showing in the balance 

Bridlington1

Newcastle BS have launched a First Home Regular Saver (Issue 1) at 4.8% (var)
You must be a first-time buyer, purchasing your first residential property to open this account
£500/mth max
Account last 24 months from opening
£12k max balance
Can be opened online or in branch

To qualify for a £500 bonus you must:
a. be a first-time buyer, purchasing your first residential property with a Newcastle Building Society mortgage. If you have previously owned a property, you will not be eligible for the bonus;
b. apply for your mortgage directly with Newcastle Building Society using our mortgage advisors. Applications made through a mortgage broker are not eligible for the bonus; 
c. complete your mortgage within 5 years of opening your First Home Regular Saver account;
d. Keep your First Home Regular Saver account open for at least 12 months;
e. Save a minimum of £2,000 before the 2nd Annual Anniversary. 

Note this account shan't be added to the open to all section as the Ts&Cs exclude those who have owned their own home before from applying, so shall instead be added to the Local/Loyal/Beta/New Member Only accounts section.

Kim_13

kermchem said:

Bobblehat said:

WillPS said:

Kim_13 said:

surreysaver said:

I'll have to pop up to Scotland sometime as their one hasn't appeared online 

Surely better to submit a postal application, as they will accept one. Even if the travel isn't costing money, the time taken must be worth more than a stamp.

The relationship centre account is the same as the postal one, so you can't double up by going up to Scotland.

No stamp needed - they have a Freepost address in their T&Cs and they'll send you an application pack if you haven't a printer.

Scottish BS Branch/Post RS ...
Am I right in thinking you can even scan the application form (available online) and your POI docs and email the application (if you are not worried about email security)? Can you also pay the first deposit by FP or does it have to be a cheque only before they open the account?

No, I think we discovered that they want a wet signature on application form, physical evidence of identity (printed photo of driving licence) and a personal cheque.

Has to be a wet signature on the form but the form itself can be scanned and emailed back with the ID, it's inserting the signature with editing software that isn't allowed. Cheque still had to be sent by post so I just posted it all. 

ctdctd

Kim_13 said:

ChewyyBacca said:

Anyone else had reversals in all of their Monmouth BS Reg Savers, funded on 1 Dec?

Me too. Was showing correctly when I checked earlier, but now reversed. Funds sent manually when MHBS paid out, so it can't be a case of the funds arriving too early in the morning before the limit was reset. 

MONBS

Same here - Dec 1st manual payments to both RS's showing a credit and then a debit.

Nothing has been returned to my bank account so I'm hoping a glitch in the matrix and it will sort itself out presently!

adw1977

Monmouthshire (App Regular Saver)
My app shows two credits and one debit, I only made one payment in yesterday.
So the phantom transactions cancel each other out.

s71hj

adw1977 said:

Monmouthshire (App Regular Saver)
My app shows two credits and one debit, I only made one payment in yesterday.
So the phantom transactions cancel each other out.

So, like mine are the transactions not showing in your account balance? 

badger09

MONBS
App was showing my correct transactions & balances earlier today (manual funding Monday am) but both credits were then reversed. 

I was going to send a message, but got the circle of doom. Glad I checked here before trying again.