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The Top Regular Savers Discussion Thread

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Comments

  • Hattie627
    Hattie627 Posts: 632 Forumite
    500 Posts Third Anniversary Name Dropper
    Hanley RS
    Just received my welcome pack with my account number. Still not able to go on line (Id will be sent by post). What is the best method to pay into the account before the end of the month so as to be able to pay again next week? Call them and use my debit card? It's the first time I have a choice between BACS and CHAPS payment. What did you go for?
    A CHAPS payment will cost you £20-£30 (depending on your bank) so probably not that.
    Maybe helpful, but if you have Santander Edge current account, CHAPS payment charges are waived.
    Didn't know that, very useful information. Thanks for highlighting.
  • Bob2000
    Bob2000 Posts: 475 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    I totally agree that Bridlington1 is one of the stars on this forum, and if he makes a mistake with information  that he's only passing on from source hes not to blame.

    I opened an ONLINE SAVER with the intention  of being able later to open the RS online version and phoned them  about my money  taking its time to show online.
     :/ 
  • ForumUser7
    ForumUser7 Posts: 2,566 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    friolento said:
    Bob2000 said:
    I totally agree that Bridlington1 is one of the stars on this forum, and if he makes a mistake with information  that he's only passing on from source hes not to blame.

    I opened an ONLINE SAVER with the intention  of being able later to open the RS online version and phoned them  about my money  taking its time to show online.
     :/ 
    He hasn't made a mistake

    He passed on information which he was given by what can be considered is a reliable source. This information may or may not have been incorrect - all we know for certain is that a potentially different person from the same source has now given different information. If this latest information is correct, this doesn't mean that the earlier information given to Bridlington1 was incorrect - it is quite conceivable that it was the intention of SBS at the time to release an online RS version but they may since have changed their mind. Equally it is conceivable that one of the forumites has been given incorrect information but that's hardly their fault.

    The bottom line is that nobody on this forum should be blamed, or accused of a mistake, for passing on information they have been given by employees of providers and which subsequently turns out to be incorrect. 

    I can also corroborate that SBS intended to release the online RS within a week or two of the postal/branch RS release. I was informed they were working on fixing technical problems which is why it wasn’t released at the same time, and which it would appear have been insurmountable as yet.
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Dizzycap
    Dizzycap Posts: 1,512 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Bob2000 said:
    SCOTTISH BUILDING SOCIETY  ONLINE REGULAR SAVER. 

    I spoke earlier today to a member of staff over the phone (11.46am) and asked them if they're launching the online version of their postal/branch Regular Saver.
    I was told there are no plans at the moment to do so.
    I'm not surprised after the fiasco of difficulties for some of us with the paper form & passbook version. 2.5 weeks later & 4 phone calls to confirm that the SBS had received everything they needed to open their RS, but as of today, still no cheque cashed and no account opened for me, so cheque cancelled and then along came Handley to take over @ £300 a month; opened and funded within 2 days - That'll do nicely & I certainly won't be entertaining a SBS online RS should it ever become available  :/
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  • alfred64
    alfred64 Posts: 5,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Re: Hanley RS 6.5%

    .

    They also confirmed that they will not accept postal applications for the branch version -
    Once it is opened funding can be by post, though.
     Also although they state simply call into your local branch and complete an application form (plus i.d.) they will not open the account there and then. Nor will they accept a deposit. 
     (Applies to non-members. May be different for existing)
  • liger
    liger Posts: 60 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    I just applied for the CO-OP regular saver.  Is it possible to find it directly from an external bank by FP or SO?
  • Born2Save_3
    Born2Save_3 Posts: 239 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 29 October 2025 at 12:13AM
    liger said:
    I just applied for the CO-OP regular saver.  Is it possible to find it directly from an external bank by FP or SO?

    Yes, either/both.  I do FP.  No need to use Co-op current account (CA), if you don't want to. I've only used CA to get matured money out.
  • Speculator
    Speculator Posts: 2,423 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 29 October 2025 at 2:01AM
    Posted off my Scottish BS regular saver application via 1st class post 8 days ago. Sent copy of my passport (uncertified) and a £250 cheque.

    Not received anything back in the post and have not tried to contact them because they're probably snowed under with applications.

    Just logged into my Santander current account and noticed my £250 cheque has just been cashed.
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