The Top Regular Savers Discussion Thread

francoghezzi

flaneurs_lobster said:

francoghezzi said:

Hanley RS
Just received my welcome pack with my account number. Still not able to go on line (Id will be sent by post). What is the best method to pay into the account before the end of the month so as to be able to pay again next week? Call them and use my debit card? It's the first time I have a choice between BACS and CHAPS payment. What did you go for?

A CHAPS payment will cost you £20-£30 (depending on your bank) so probably not that.

That's why I was surprised to find it between the options available

flaneurs_lobster

francoghezzi said:

flaneurs_lobster said:

francoghezzi said:

Hanley RS
Just received my welcome pack with my account number. Still not able to go on line (Id will be sent by post). What is the best method to pay into the account before the end of the month so as to be able to pay again next week? Call them and use my debit card? It's the first time I have a choice between BACS and CHAPS payment. What did you go for?

A CHAPS payment will cost you £20-£30 (depending on your bank) so probably not that.

That's why I was surprised to find it between the options available

It'll be there for when people are shunting the funds from/for property sales (it is a BS after all).

francoghezzi

flaneurs_lobster said:

francoghezzi said:

flaneurs_lobster said:

francoghezzi said:

Hanley RS
Just received my welcome pack with my account number. Still not able to go on line (Id will be sent by post). What is the best method to pay into the account before the end of the month so as to be able to pay again next week? Call them and use my debit card? It's the first time I have a choice between BACS and CHAPS payment. What did you go for?

A CHAPS payment will cost you £20-£30 (depending on your bank) so probably not that.

That's why I was surprised to find it between the options available

It'll be there for when people are shunting the funds from/for property sales (it is a BS after all).

Got that, just surprised to find it between the options for payments related to a Regular Saver although I imagine it's just a matter of copy and paste, as usual. Not having access on line for some reason it's probably worth calling and go for a debit card payment while I wait for my Id in the post

surreysaver

Stargunner said:

Bridlington1 said:

HRBS Christmas RS to be launched 1/11/25

The details I've been given:
5% (var)
£100/Mth max
Can skip months 
30 notice on withdrawals which are unlimited 
Branch/post opening but can be viewed online once opened.

They have said they'll send an application pack to me when it's launched 

They are not being very joyful with that rate and maximum monthly deposit limit.

I will be giving it a miss.

I didn't look past the rate, so didn't realise it was only £100pm!

wmb194

flaneurs_lobster said:

francoghezzi said:

Hanley RS
Just received my welcome pack with my account number. Still not able to go on line (Id will be sent by post). What is the best method to pay into the account before the end of the month so as to be able to pay again next week? Call them and use my debit card? It's the first time I have a choice between BACS and CHAPS payment. What did you go for?

A CHAPS payment will cost you £20-£30 (depending on your bank) so probably not that.

Free with Barclays although once setup there's a £20 fee to cancel one

https://www.barclays.co.uk/help/payments/payment-information/chaps-payments/

flaneurs_lobster

wmb194 said:

flaneurs_lobster said:

francoghezzi said:

Hanley RS
Just received my welcome pack with my account number. Still not able to go on line (Id will be sent by post). What is the best method to pay into the account before the end of the month so as to be able to pay again next week? Call them and use my debit card? It's the first time I have a choice between BACS and CHAPS payment. What did you go for?

A CHAPS payment will cost you £20-£30 (depending on your bank) so probably not that.

Free with Barclays although once setup there's a £20 fee if to cancel one

https://www.barclays.co.uk/help/payments/payment-information/chaps-payments/

That's the kind of information that will be very useful at some point in the future, hope I remember it.

happybagger

Re: Hanley RS 6.5%

I can confirm that if you have the Online version, you can also have the Branch version.
This was confirmed to me by branch visit, with a member of staff who, to their credit, was exceptionally knowledgeable about the accounts and their systems.

They also confirmed that they will not accept postal applications for the branch version - it must be by visit.

Both versions in the bag 

janusd

Bridlington1 said:

Bob2000 said:

SCOTTISH BUILDING SOCIETY  ONLINE REGULAR SAVER. 

I spoke earlier today to a member of staff over the phone (11.46am) and asked them if they're launching the online version of their postal/branch Regular Saver.
I was told there are no plans at the moment to do so.

And now there's the scramble to try to get an account opened by post and initial deposit received before the end of the month. I suspect this is is going to be rather tight.

For those who were holding out for the online version to be launched please accept my apologies for the misinformation. It seems my sources are growing unreliable of late.

no apologies needed - I am one of those ones holding out for the online version, but if it doesn't arrive, then it's no big deal... I could live with posting a paper form (posted one to Cambridge BS at the weekend), but i'm not messing around with getting ID posted.

in any event, I assumed the online version wouldn't launch until any potential backlog of dealing with the postal version had been resolved... and if people are still applying for the postal version...

janusd

francoghezzi said:

Hanley RS
Just received my welcome pack with my account number. Still not able to go on line (Id will be sent by post). What is the best method to pay into the account before the end of the month so as to be able to pay again next week? Call them and use my debit card? It's the first time I have a choice between BACS and CHAPS payment. What did you go for?

both my welcome pack and userid arrived yesterday, paid £300 by BACS and is showing in the account (dated today) - by now, your account should pass CoP, so you could pay by BACS today (or by Thursday at worst) and it will be added the next working day - by the time your userid arrives (later this week I would guess), the first deposit should be sitting in the account, reading for you to send the next deposit at the weekend / Monday.

happybagger

surreysaver said:

Stargunner said:

Bridlington1 said:

HRBS Christmas RS to be launched 1/11/25

The details I've been given:
5% (var)
£100/Mth max
Can skip months 
30 notice on withdrawals which are unlimited 
Branch/post opening but can be viewed online once opened.

They have said they'll send an application pack to me when it's launched 

They are not being very joyful with that rate and maximum monthly deposit limit.

I will be giving it a miss.

I didn't look past the rate, so didn't realise it was only £100pm!

Re: HRBS a/c due 1st Nov
Probably still worth opening this for membership (new or continuing). It will likely mature into their 30 day RS follow-on account which can be drawn down to £1.
They have been known to offer members bonds in the past.