The Top Regular Savers Discussion Thread

happybagger

nomorekids said:

Beverley NLA

This product is now fully subscribed and closed to new applications. 

That's been NLA for four weeks 

allegro120

clairec666 said:

Dugal said:

Hanley TAR10

I don't think I have seen this mentioned.  The max balance is £3600, so if you have the interest payment on 31/8/26 paid into this account , I  presume the 12th and final payment into the account will have to be reduced to keep within the max balance ?

Good spot - I think this is an oversight on their part. They should have said "max deposits" not "max balance". Hard to know what will actually happen if you're taken over the limit in the final month - I guess we will see in a year's time!

I'm sure 12 payments of £300 will be fine.  They can't possibly expect savers to calculate their interest themselves and reduce their deposits for the last month .

Born2Save_3

Gers said:

Re- Hanley 

I'm a patient person, really!  Opened the regular saver on 20 Oct. Sent a payment through on 21 Oct using the reference number.  On 23 Oct an email gave me a temporary security number.  Today I received a letter with my account number - but still no user name!  

I'll phone on Monday by which time I hope to be less annoyed.

It's mentioned on the Hanley specific thread from a couple of years ago that it is possible to call, pass security and be given your user id over the phone.  I sort of recall doing this in 2023 when I opened my first branch account with them.

https://forums.moneysavingexpert.com/discussion/6492987/help-hanley-economic-bs/p1

Maybe this would work for Scottish BS also.  I've found their Aberdeen branch to be very helpful.

BestSeagull

Born2Save_3 said:

Gers said:

Re- Hanley 

I'm a patient person, really!  Opened the regular saver on 20 Oct. Sent a payment through on 21 Oct using the reference number.  On 23 Oct an email gave me a temporary security number.  Today I received a letter with my account number - but still no user name!  

I'll phone on Monday by which time I hope to be less annoyed.

It's mentioned on the Hanley specific thread from a couple of years ago that it is possible to call, pass security and be given your user id over the phone.  I sort of recall doing this in 2023 when I opened my first branch account with them.

https://forums.moneysavingexpert.com/discussion/6492987/help-hanley-economic-bs/p1

Maybe this would work for Scottish BS also.  I've found their Aberdeen branch to be very helpful.

I did read somewhere, perhaps in the email, that we can call them (Hanley) if the user name does not arrive. I received the welcome pack today, only containing confirmation of the account number, so will call on Monday and cite this. 

Scottish BS were quite clear when I spoke to them that the online details arriving by post was part of their security set up.

Bobblehat

Born2Save_3 said:

Gers said:

Re- Hanley 

I'm a patient person, really!  Opened the regular saver on 20 Oct. Sent a payment through on 21 Oct using the reference number.  On 23 Oct an email gave me a temporary security number.  Today I received a letter with my account number - but still no user name!  

I'll phone on Monday by which time I hope to be less annoyed.

It's mentioned on the Hanley specific thread from a couple of years ago that it is possible to call, pass security and be given your user id over the phone.  I sort of recall doing this in 2023 when I opened my first branch account with them.

https://forums.moneysavingexpert.com/discussion/6492987/help-hanley-economic-bs/p1

Maybe this would work for Scottish BS also.  I've found their Aberdeen branch to be very helpful.

I had to ring Hanley yesterday because I couldn't open their encrypted Welcome Pack email for my first ever account with them. I passed security but they would not give me my UserID over the phone. They said they will send the Welcome Pack via snail mail with the UserID ... although I'm sure I've seen somewhere that the UserID might arrive separately in a different letter. Guess I'll have to wait and see.

Kim_13

Just received an email from Hinckley and Rugby saying they will be launching a Christmas Saver 30 Day Notice account on 1st November, paying 5% variable on up to £100 per month. 

Account converts to an Easy Access on maturity on 1 November 2026. Can be opened with £1 and deposits not required each month. 

I'll pass.

s71hj

Kim_13 said:

Just received an email from Hinckley and Rugby saying they will be launching a Christmas Saver 30 Day Notice account on 1st November, paying 5% variable on up to £100 per month. 

Account converts to an Easy Access on maturity on 1 November 2026. Can be opened with £1 and deposits not required each month. 

I'll pass.

I may go with this to get a presence on case they offer anything attractive in future

happybagger

Kim_13 said:

Just received an email from Hinckley and Rugby saying they will be launching a Christmas Saver 30 Day Notice account on 1st November, paying 5% variable on up to £100 per month. 

Account converts to an Easy Access on maturity on 1 November 2026. Can be opened with £1 and deposits not required each month. 

I'll pass.

Just one point, they say "or even miss a month if you need to" so it may be that you can only miss the one.

Either way, I'll be bagging this as I'm currently using their other RS 30 day as a membership-maintaining account, so a swap over is in order.

HRBS have had members bonds before so I want to keep in there.

janusd

happybagger said:

Kim_13 said:

Just received an email from Hinckley and Rugby saying they will be launching a Christmas Saver 30 Day Notice account on 1st November, paying 5% variable on up to £100 per month. 

Account converts to an Easy Access on maturity on 1 November 2026. Can be opened with £1 and deposits not required each month. 

I'll pass.

Just one point, they say "or even miss a month if you need to" so it may be that you can only miss the one.

Either way, I'll be bagging this as I'm currently using their other RS 30 day as a membership-maintaining account, so a swap over is in order.

HRBS have had members bonds before so I want to keep in there.

are these accounts from them all postal/branch application? 

happybagger

janusd said:

are these accounts from them all postal/branch application? 

Re: HRBS
I opened mine by post; I have logged in online and I can view accounts and withdraw, but not open any others.
So I assume it remains branch or postal applications only