The Top Regular Savers Discussion Thread

trickydicky14

SJMALBA said:

gt94sss2 said:

SJMALBA said:

Principality options - Might the remainder to an internal account seemingly being the trigger for a secure message (and subsequent refusal of the option for a new RS) potentially be, in part, because they would rather 'new money' paid into the new account, rather than the transfer of money that they already have i.e. from another PBS account? (Not sure if that makes any sense tbh, just pondering...)

By now, every combination of funding and maturity option has been tried and none appear to determine whether a request generates a secure message or not.

I was under the impression from forum posts that the remainder being sent to an external account has, thus far, failed to result in a secure message and refusal, whereas moving the remainder to an internal account has (sometimes? always?) generated the message?
(certainly, I've not seen anything to contradict that impression, but it's a very busy thread, so I may have missed it...?)

It's a busy thread because folks continue to do this subject to death. No one knows, just close your eyes and pick a card.

Kim_13

HEBS

Applied Wednesday, email received today to view a message. Don’t know if it’s an ID request or not on account it doesn’t actually work, two errors so far. I had messages through the same service when retrieving my login on Tuesday and it worked fine then.

SJMALBA

GetRichOrDieSaving said:

So if it’s annual interest every August, then August 2026 you will receive interest from period October 2025 - August 2026, but the rest of the interest for your 12 month term towards the back end (when most interest is accrued due to higher balance) will only be paid in August 2027? Approx 10 months after maturity? 

This may have already been answered, but, just in case it hasn't, Hanley has amended the KPI, which now reads:

'Interest is variable, calculated on a daily basis and is paid annually on 31 August and on maturity.'

Aidanmc

Scottish BS
Still waiting on Scottish BS user id to arrive. 
Been 9 or 10 days since i completed the register

ChewyyBacca

Has Family BS ever launched a decent Regular Saver? 

I have its savings account opened since Mar 2023 & min £100 balance. Bugs me to keep £100 there.

Historians of Reg Savers- what do you suggest, close the account or hope for a reg saver/ loyalty saver to be introduced?

Kim_13

ChewyyBacca said:

Has Family BS ever launched a decent Regular Saver? 

I have its savings account opened since Mar 2023 & min £100 balance. Bugs me to keep £100 there.

Historians of Reg Savers- what do you suggest, close the account or hope for a reg saver/ loyalty saver to be introduced?

Open a Market Tracker Saver (1), minimum now £1 and one to open speculatively in a downward rate environment given they can only move the rate 4 times a year.

subjecttocontract

SJMALBA said:

gt94sss2 said:

SJMALBA said:

Principality options - Might the remainder to an internal account seemingly being the trigger for a secure message (and subsequent refusal of the option for a new RS) potentially be, in part, because they would rather 'new money' paid into the new account, rather than the transfer of money that they already have i.e. from another PBS account? (Not sure if that makes any sense tbh, just pondering...)

By now, every combination of funding and maturity option has been tried and none appear to determine whether a request generates a secure message or not.

I was under the impression from forum posts that the remainder being sent to an external account has, thus far, failed to result in a secure message and refusal, whereas moving the remainder to an internal account has (sometimes? always?) generated the message?
(certainly, I've not seen anything to contradict that impression, but it's a very busy thread, so I may have missed it...?)

Don't forget that we should acknowledge the superstitious amongst us who suggest the wearing of a green shirt (or any green item of clothing) may sway the chances of success.

Kim_13

Kim_13 said:

HEBS

Applied Wednesday, email received today to view a message. Don’t know if it’s an ID request or not on account it doesn’t actually work, two errors so far. I had messages through the same service when retrieving my login on Tuesday and it worked fine then.

Waited long enough for the codes to both expire then tried again on another device. It was the welcome pack.

DodgerPot

Aidanmc said:

Scottish BS
Still waiting on Scottish BS user id to arrive. 
Been 9 or 10 days since i completed the register

My Scottish BS user ID took just over a week to arrive 
So I’d think you should expect soon 

allegro120

ChewyyBacca said:

Has Family BS ever launched a decent Regular Saver? 

I have its savings account opened since Mar 2023 & min £100 balance. Bugs me to keep £100 there.

Historians of Reg Savers- what do you suggest, close the account or hope for a reg saver/ loyalty saver to be introduced?

I don't think there was anything competitive on the RS front in the past 20 years, otherwise I would have had one at some point but still worth keeping your foot in.  You never know what surprise Family might bring.