The Old Regular Savers Discussion Thread 28/12/24-29/1/26

jameseonline

Bobblehat said:

GetRichOrDieSaving said:

Principality 2025 XMAS RS payout received (Lloyds) and additional Issue 4 RS showing with £200 transfer for me. 

Great service by Principality as always!

Same for me, with the bonus of grabbing my first 6 month Iss 4 two weeks ago,  so I've finally joined the multiple 6 month brigade!

I guess I can apply for the new Xmas RS too, now that the old one has disappeared?

Should be able to, the new one is obviously a different issue & you don't already have the new issue😉

jameseonline

janusd said:

Speculator said:

Just given my maturity instruction for my Principality 6 Month Regular Saver Issue 3 maturing on 7/11.

No secure message sent so looks good.

out of interest, what did you choose to do with the remainder - transfer to external account or another PBS internal account? from past posts, i'm wondering if transferring to an external account doesn't generate a secure message.

I have an RS3 maturing on the 7th and have just chosen the same maturity options online as last time - option 4, £200 to another RS4, remainder to a PBS EA account... secure message generated by the maturity option choice at 11:24am, reply received at 11:29am - thankfully our unnamed friend wasn't working today and the instructions were accepted by one of male colleagues.

I always get Principality to transfer to my Virgin account, never had any issues with maturing accounts getting converted to another 6 month

jameseonline

s71hj said:

Can an extra payment be sneaked in for the Principality RS 4 I have matured into today or will it be strictly 11 more payments? 

You can try but their regular savers do have max balance limits, worse case scenario you get your money returned 

gt94sss2

SJMALBA said:

Principality options - Might the remainder to an internal account seemingly being the trigger for a secure message (and subsequent refusal of the option for a new RS) potentially be, in part, because they would rather 'new money' paid into the new account, rather than the transfer of money that they already have i.e. from another PBS account? (Not sure if that makes any sense tbh, just pondering...)

By now, every combination of funding and maturity option has been tried and none appear to determine whether a request generates a secure message or not.

thefrank

Market Harborough
Reg. Saver maturing 30/11

According to a message I received today, around 14 days before the fixed term reaches maturity they will be in touch outlining all the options available. This communication will be sent via Online Service where we will be able to set up the maturity instructions.

At present their RS can only be open in branch, let's see if something is going to change next month

SJMALBA

gt94sss2 said:

SJMALBA said:

Principality options - Might the remainder to an internal account seemingly being the trigger for a secure message (and subsequent refusal of the option for a new RS) potentially be, in part, because they would rather 'new money' paid into the new account, rather than the transfer of money that they already have i.e. from another PBS account? (Not sure if that makes any sense tbh, just pondering...)

By now, every combination of funding and maturity option has been tried and none appear to determine whether a request generates a secure message or not.

I was under the impression from forum posts that the remainder being sent to an external account has, thus far, failed to result in a secure message and refusal, whereas moving the remainder to an internal account has (sometimes? always?) generated the message?
(certainly, I've not seen anything to contradict that impression, but it's a very busy thread, so I may have missed it...?)

trickydicky14

SJMALBA said:

gt94sss2 said:

SJMALBA said:

Principality options - Might the remainder to an internal account seemingly being the trigger for a secure message (and subsequent refusal of the option for a new RS) potentially be, in part, because they would rather 'new money' paid into the new account, rather than the transfer of money that they already have i.e. from another PBS account? (Not sure if that makes any sense tbh, just pondering...)

By now, every combination of funding and maturity option has been tried and none appear to determine whether a request generates a secure message or not.

I was under the impression from forum posts that the remainder being sent to an external account has, thus far, failed to result in a secure message and refusal, whereas moving the remainder to an internal account has (sometimes? always?) generated the message?
(certainly, I've not seen anything to contradict that impression, but it's a very busy thread, so I may have missed it...?)

It's a busy thread because folks continue to do this subject to death. No one knows, just close your eyes and pick a card.

Kim_13

HEBS

Applied Wednesday, email received today to view a message. Don’t know if it’s an ID request or not on account it doesn’t actually work, two errors so far. I had messages through the same service when retrieving my login on Tuesday and it worked fine then.

SJMALBA

GetRichOrDieSaving said:

So if it’s annual interest every August, then August 2026 you will receive interest from period October 2025 - August 2026, but the rest of the interest for your 12 month term towards the back end (when most interest is accrued due to higher balance) will only be paid in August 2027? Approx 10 months after maturity? 

This may have already been answered, but, just in case it hasn't, Hanley has amended the KPI, which now reads:

'Interest is variable, calculated on a daily basis and is paid annually on 31 August and on maturity.'

Aidanmc

Scottish BS
Still waiting on Scottish BS user id to arrive. 
Been 9 or 10 days since i completed the register