The Old Regular Savers Discussion Thread 28/12/24-29/1/26

GetRichOrDieSaving

Bobblehat said:

GetRichOrDieSaving said:

Principality 2025 XMAS RS payout received (Lloyds) and additional Issue 4 RS showing with £200 transfer for me. 

Great service by Principality as always!

Same for me, with the bonus of grabbing my first 6 month Iss 4 two weeks ago,  so I've finally joined the multiple 6 month brigade!

I guess I can apply for the new Xmas RS too, now that the old one has disappeared?

Yes go for it, although as the previous poster says you could have opened it up yesterday as Principality allow one of each account issue!  

Speculator

Just given my maturity instruction for my Principality 6 Month Regular Saver Issue 3 maturing on 7/11.

No secure message sent so looks good.

GetRichOrDieSaving

Hanley RS, is the maturity date from opening or initial deposit? I can’t log in to check until my letters arrive. Thanks 

allegro120

Baldeagle095 said:

Can you use your Zopa current account to pay monthly regular savers and thereby earn a boosted rate from Zopa by depositing the required funds on a monthly basis into the Zopa current a/c?

Yes, you can.

Hattie627

Speculator said:

Just given my maturity instruction for my Principality 6 Month Regular Saver Issue 3 maturing on 7/11.

No secure message sent so looks good.

I have a 6 month RS Issue 3 maturing on 8/11, so I expect maturity instruction options to be available tomorrow (Saturday). It seems to be exactly 14 days before the maturity date, even if the 14 days before day falls on a weekend.   Hoping that I can rollover to another 6 month RS. Fingers crossed.

janusd

Speculator said:

Just given my maturity instruction for my Principality 6 Month Regular Saver Issue 3 maturing on 7/11.

No secure message sent so looks good.

out of interest, what did you choose to do with the remainder - transfer to external account or another PBS internal account? from past posts, i'm wondering if transferring to an external account doesn't generate a secure message.

I have an RS3 maturing on the 7th and have just chosen the same maturity options online as last time - option 4, £200 to another RS4, remainder to a PBS EA account... secure message generated by the maturity option choice at 11:24am, reply received at 11:29am - thankfully our unnamed friend wasn't working today and the instructions were accepted by one of male colleagues.

Speculator

janusd said:

Speculator said:

Just given my maturity instruction for my Principality 6 Month Regular Saver Issue 3 maturing on 7/11.

No secure message sent so looks good.

out of interest, what did you choose to do with the remainder - transfer to external account or another PBS internal account? from past posts, i'm wondering if transferring to an external account doesn't generate a secure message.

I have an RS3 maturing on the 7th and have just chosen the same maturity options online as last time - option 4, £200 to another RS4, remainder to a PBS EA account... secure message generated by the maturity option choice at 11:24am, reply received at 11:29am - thankfully our unnamed friend wasn't working today and the instructions were accepted by one of male colleagues.

always external to my Santander current a/c and option 4.

I think when you transfer to internal a/c, it generates a message to give staff an opportunity to review your choice and maybe advise you of a more suitable account.

janusd

Speculator said:

janusd said:

Speculator said:

Just given my maturity instruction for my Principality 6 Month Regular Saver Issue 3 maturing on 7/11.

No secure message sent so looks good.

out of interest, what did you choose to do with the remainder - transfer to external account or another PBS internal account? from past posts, i'm wondering if transferring to an external account doesn't generate a secure message.

I have an RS3 maturing on the 7th and have just chosen the same maturity options online as last time - option 4, £200 to another RS4, remainder to a PBS EA account... secure message generated by the maturity option choice at 11:24am, reply received at 11:29am - thankfully our unnamed friend wasn't working today and the instructions were accepted by one of male colleagues.

always external to my Santander current a/c and option 4.

I think when you transfer to internal a/c, it generates a message to give staff an opportunity to review your choice and maybe advise you of a more suitable account.

thanks for that - i'll try to remember next time (this time next month with my last RS3), to send to an external account and see if it still generates a secure message.

chris_the_bee

janusd said:

Speculator said:

janusd said:

Speculator said:

Just given my maturity instruction for my Principality 6 Month Regular Saver Issue 3 maturing on 7/11.

No secure message sent so looks good.

out of interest, what did you choose to do with the remainder - transfer to external account or another PBS internal account? from past posts, i'm wondering if transferring to an external account doesn't generate a secure message.

I have an RS3 maturing on the 7th and have just chosen the same maturity options online as last time - option 4, £200 to another RS4, remainder to a PBS EA account... secure message generated by the maturity option choice at 11:24am, reply received at 11:29am - thankfully our unnamed friend wasn't working today and the instructions were accepted by one of male colleagues.

always external to my Santander current a/c and option 4.

I think when you transfer to internal a/c, it generates a message to give staff an opportunity to review your choice and maybe advise you of a more suitable account.

thanks for that - i'll try to remember next time (this time next month with my last RS3), to send to an external account and see if it still generates a secure message.

I also give maturity instructions (option 2) 2-3 hours after close of business the day before maturity.
Gives no chance for any manual intervention. Never failed yet on 5 additional RS6 accounts

SJMALBA

Principality options - Might the remainder to an internal account seemingly being the trigger for a secure message (and subsequent refusal of the option for a new RS) potentially be, in part, because they would rather 'new money' paid into the new account, rather than the transfer of money that they already have i.e. from another PBS account? (Not sure if that makes any sense tbh, just pondering...)

Whatever the explanation, FWIW, I've always transferred the remainder to an external account, and haven't had any problems so far... touch wood!.