The Top Regular Savers Discussion Thread

Digital_Payback

clairec666 said:

gt94sss2 said:

csw5780 said:

surreysaver said:

That's the Newcastle Monument Regular Saver successfully opened!
Shame the new Greggs pub is closed for a private event today 

Branch only or via QR code displayed in branch….(link challenge for @Bridlington1 ? 😂)

If someone ( @surreysaver ?) has access to the branch, they could share the QR code here..

They could... but should they? It's rather pushing the boundaries to attempt to open a branch-opening only account without setting foot in the branch. And if one person has spent their own time, as well as possibly train/bus fare, to get to the branch, then it's a bit unfair for others to take advantage of that.

Whether they applied online or visited a branch, members of this forum have been regularly posting notice and details of accounts and on how to stretch the rules to acquire them. (eg. Principality RS, Skipton RS and Members RS). 

I can’t understand why someone on the forum would not want to post a QR code, simply because he or she had been ‘inconvenienced’ and had to travel to a branch to open the account. 

I would post the QR code. Just my thought. 

clairec666

gt94sss2 said:

clairec666 said:

gt94sss2 said:

csw5780 said:

surreysaver said:

That's the Newcastle Monument Regular Saver successfully opened!
Shame the new Greggs pub is closed for a private event today 

Branch only or via QR code displayed in branch….(link challenge for @Bridlington1 ? 😂)

If someone ( @surreysaver ?) has access to the branch, they could share the QR code here..

They could... but should they? It's rather pushing the boundaries to attempt to open a branch-opening only account without setting foot in the branch. And if one person has spent their own time, as well as possibly train/bus fare, to get to the branch, then it's a bit unfair for others to take advantage of that.

It depends where you draw the line.

After all, we are supposed to be a supportive forum helping others with our experiences/knowledge.

Personally, I think it is more dubious for some to try a 13th payment in cases where it is explicitly disallowed by T&C, or incorrectly using a freepost address to avoid the cost of a stamp..

Maybe I'm too much of a stickler for the rules. Although I do have, erm, a couple of extra Principality accounts than I should have.
I've never tried the 13th payment thing, mostly because I have spare capacity in other accounts, so any gain would be minimal anyway.
Each to their own, though.

surreysaver

I like to stick to the rules. Maybe I've got more Principality accounts than I should have, but all I'm doing is clicking the box I fancy when I'm checking my options 

trickydicky14

gt94sss2 said:

csw5780 said:

surreysaver said:

That's the Newcastle Monument Regular Saver successfully opened!
Shame the new Greggs pub is closed for a private event today 

Branch only or via QR code displayed in branch….(link challenge for @Bridlington1 ? 😂)

If someone ( @surreysaver ?) has access to the branch, they could share the QR code here..

Great minds and all that!

trickydicky14

clairec666 said:

gt94sss2 said:

csw5780 said:

surreysaver said:

That's the Newcastle Monument Regular Saver successfully opened!
Shame the new Greggs pub is closed for a private event today 

Branch only or via QR code displayed in branch….(link challenge for @Bridlington1 ? 😂)

If someone ( @surreysaver ?) has access to the branch, they could share the QR code here..

They could... but should they? It's rather pushing the boundaries to attempt to open a branch-opening only account without setting foot in the branch. 

I don't remember anyone objecting to the workaround for the Monmouth B.S branch RS.

s71hj

clairec666 said:

gt94sss2 said:

csw5780 said:

surreysaver said:

That's the Newcastle Monument Regular Saver successfully opened!
Shame the new Greggs pub is closed for a private event today 

Branch only or via QR code displayed in branch….(link challenge for @Bridlington1 ? 😂)

If someone ( @surreysaver ?) has access to the branch, they could share the QR code here..

They could... but should they? It's rather pushing the boundaries to attempt to open a branch-opening only account without setting foot in the branch. And if one person has spent their own time, as well as possibly train/bus fare, to get to the branch, then it's a bit unfair for others to take advantage of that.

Whether they should/do I guess would be their personal choice solely. 

Slinky

s71hj said:

Chaykin said:

Slinky said:

Furness BS credit standing orders made on the 1st to my account on the 2nd. Has anyone tried paying on the last day of the month to be credited on 1st of following month, which would, for the first month, technically be 2 payments in the same month?  Did it work?

I have this RS too and would like to know. I'm up for experimenting with this and I am going to do the £500.00 transfer first thing on Fri 31st of Oct 2025 and report back.

Is this the 4% RS? 

The one I'm refering to is the Christmas RS 2 paying 5.25%

flaneurs_lobster

clairec666 said:

gt94sss2 said:

csw5780 said:

surreysaver said:

That's the Newcastle Monument Regular Saver successfully opened!
Shame the new Greggs pub is closed for a private event today 

Branch only or via QR code displayed in branch….(link challenge for @Bridlington1 ? 😂)

If someone ( @surreysaver ?) has access to the branch, they could share the QR code here..

They could... but should they? It's rather pushing the boundaries to attempt to open a branch-opening only account without setting foot in the branch. And if one person has spent their own time, as well as possibly train/bus fare, to get to the branch, then it's a bit unfair for others to take advantage of that.

The Summary Box for the Monument RS that @exel1966 kindly posted says:

• Accounts can be opened at the Newcastle Monument branch.

• Accounts can also be opened using a QR code.

• The QR code is exclusively available at the Monument branch.

Can anyone explain (or does anyone know) what the difference is between these two methods?
They both require attending the same physical location, is it simply that one requires you to interact with the staff while the other allows you to nip in, scan and scurry away to complete a form at your leisure?

A kind of virtual in-branch ATM for the anti-social?

clairec666

flaneurs_lobster said:

clairec666 said:

gt94sss2 said:

csw5780 said:

surreysaver said:

That's the Newcastle Monument Regular Saver successfully opened!
Shame the new Greggs pub is closed for a private event today 

Branch only or via QR code displayed in branch….(link challenge for @Bridlington1 ? 😂)

If someone ( @surreysaver ?) has access to the branch, they could share the QR code here..

They could... but should they? It's rather pushing the boundaries to attempt to open a branch-opening only account without setting foot in the branch. And if one person has spent their own time, as well as possibly train/bus fare, to get to the branch, then it's a bit unfair for others to take advantage of that.

The Summary Box for the Monument RS that @exel1966 kindly posted says:

• Accounts can be opened at the Newcastle Monument branch.

• Accounts can also be opened using a QR code.

• The QR code is exclusively available at the Monument branch.

Can anyone explain (or does anyone know) what the difference is between these two methods?
They both require attending the same physical location, is it simply that one requires you to interact with the staff while the other allows you to nip in, scan and scurry away to complete a form at your leisure?

A kind of virtual in-branch ATM for the anti-social?

Presumably Newcastle want to reward local savers, but perhaps don't have enough staff to handle everyone opening in branch, so have provided an alternative way. But would still like you to set foot in their branch.

Noticeably they are not openly promoting this account on their website. Though you can find a mention of it if you dig deep enough.

topyam

flaneurs_lobster said:

clairec666 said:

gt94sss2 said:

csw5780 said:

surreysaver said:

That's the Newcastle Monument Regular Saver successfully opened!
Shame the new Greggs pub is closed for a private event today 

Branch only or via QR code displayed in branch….(link challenge for @Bridlington1 ? 😂)

If someone ( @surreysaver ?) has access to the branch, they could share the QR code here..

They could... but should they? It's rather pushing the boundaries to attempt to open a branch-opening only account without setting foot in the branch. And if one person has spent their own time, as well as possibly train/bus fare, to get to the branch, then it's a bit unfair for others to take advantage of that.

The Summary Box for the Monument RS that @exel1966 kindly posted says:

• Accounts can be opened at the Newcastle Monument branch.

• Accounts can also be opened using a QR code.

• The QR code is exclusively available at the Monument branch.

Can anyone explain (or does anyone know) what the difference is between these two methods?
They both require attending the same physical location, is it simply that one requires you to interact with the staff while the other allows you to nip in, scan and scurry away to complete a form at your leisure?

A kind of virtual in-branch ATM for the anti-social?

It does say accounts can be opened by scanning the qr code. One could presume that scanning the code at home is fine. All that says is that the qr code is located in the branch. There's nothing saying that one of us here who happened to be given the qr code couldn't use it.