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The Top Regular Savers Discussion Thread

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  • Slinky
    Slinky Posts: 11,406 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    OK, since we're back on topic again, I did ask about a gazillion pages back but never got any response. 

    Furness BS credit standing orders made on the 1st to my account on the 2nd. Has anyone tried paying on the last day of the month to be credited on 1st of following month, which would, for the first month, technically be 2 payments in the same month?  Did it work?
    Make £2025 in 2025
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    Make £2023 in 2023 Total: £2606.33/£2023 128.8%




  • Slinky said:
    OK, since we're back on topic again, I did ask about a gazillion pages back but never got any response. 

    Furness BS credit standing orders made on the 1st to my account on the 2nd. Has anyone tried paying on the last day of the month to be credited on 1st of following month, which would, for the first month, technically be 2 payments in the same month?  Did it work?
    The Furness website states for bank transfers....

    "The payment will normally reach the account no later than the end of the following working day (Monday – Friday excluding Bank Holidays)."

    So its unlikely a payment made in from a members current account on the 31st October 2025 (a Friday) would show up on the account until Monday 3rd November 2025, the next working day.  The question and it is probably worth a call or e-mail to Furness BS to ask if they would get their sonic screwdriver out and start interest from the day it came out of your account, which you'd think would be on the statements from their bank.   Some of the building societies will do that.

  • surreysaver
    surreysaver Posts: 5,093 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 16 October 2025 at 10:54AM
    That's the Newcastle Monument Regular Saver successfully opened!
    Shame the new Greggs pub is closed for a private event today  :'(
    I consider myself to be a male feminist. Is that allowed?
  • Anyone else unable to make deposits into Manchester BS's regular savers?

    I was able to make my initial deposit last month but this month's has bounced.

    They've since said a letter sent to my address was returned and that they shan't accept deposits into the account until they've verified a copy of my passport and proof of address, which I sent over a week ago and have heard nothing back since then.
  • surreysaver
    surreysaver Posts: 5,093 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 16 October 2025 at 11:06AM
    Anyone else unable to make deposits into Manchester BS's regular savers?

    I was able to make my initial deposit last month but this month's has bounced.

    They've since said a letter sent to my address was returned and that they shan't accept deposits into the account until they've verified a copy of my passport and proof of address, which I sent over a week ago and have heard nothing back since then.
    I made this month's deposit on the 3rd and it hasn't bounced. I'll go online later and check it arrived okay 

    EDIT Just checked; it arrived okay 
    I consider myself to be a male feminist. Is that allowed?
  • Anyone else unable to make deposits into Manchester BS's regular savers?

    I was able to make my initial deposit last month but this month's has bounced.

    They've since said a letter sent to my address was returned and that they shan't accept deposits into the account until they've verified a copy of my passport and proof of address, which I sent over a week ago and have heard nothing back since then.
    Made my second deposit on 1st October by SO and hasn't bounced. Balance now £1K
  • s71hj
    s71hj Posts: 1,100 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Chaykin said:
    Slinky said:
    Furness BS credit standing orders made on the 1st to my account on the 2nd. Has anyone tried paying on the last day of the month to be credited on 1st of following month, which would, for the first month, technically be 2 payments in the same month?  Did it work?
    I have this RS too and would like to know. I'm up for experimenting with this and I am going to do the £500.00 transfer first thing on Fri 31st of Oct 2025 and report back. ;)
    Is this the 4% RS? 
  • friolento
    friolento Posts: 3,124 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    Anyone else unable to make deposits into Manchester BS's regular savers?

    I was able to make my initial deposit last month but this month's has bounced.

    They've since said a letter sent to my address was returned and that they shan't accept deposits into the account until they've verified a copy of my passport and proof of address, which I sent over a week ago and have heard nothing back since then.

    My SO for October was processed on Oct 1 by MBS, as I had hoped they would do. They hadn't asked me for ID, so I presume they could verify me electronically.
  • Anyone else unable to make deposits into Manchester BS's regular savers?

    I was able to make my initial deposit last month but this month's has bounced.

    They've since said a letter sent to my address was returned and that they shan't accept deposits into the account until they've verified a copy of my passport and proof of address, which I sent over a week ago and have heard nothing back since then.
    I made a deposit yesterday and it hasn't bounced, received text and email confirmation that they had received it. I haven't been asked for any proof of ID or address. When did you get asked for this? I only opened the account a few days ago.
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