The Top Regular Savers Discussion Thread

Slinky

ForumUser7 said:

Slinky said:

deepsea_diver said:

Hi all,
Opened the Principality 6 month regular save issue 2 a couple of days ago, I see the max is £200 per month, is this calendar month?
I.E I can deposit 18th Feb then 1st March for example? Apologies but I’m new to this and couldn’t see it in the small print.

Thanks for asking this question, I was also interested in the answer

Does the same apply for Club Lloyds RS? Put £400 in January, can I top up on1st February?

That’s correct

Marvellous. Off now to amend standing order.

PowerSavingMode

10_66 said:

where_are_we said:

Hinckley and Rugby Regular Saver 30 day maturity options. Has anyone managed to persuade them to pay maturing balance by faster payments? A large cheque in the post means waiting for delivery, trip to bank, time for cheque to clear resulting in no interest for several days.

They are able to pay the maturity interest by faster payments to a nominated account but not the balance.

Yes, my balance was transferred to my nominated bank account by FP (I did keep the account open with £1).

Hinckley and Rugby Regular Saver 30 day

That's interesting, as they are point blank refusing to allow any amount by FP to to my nominated bank account — they say it is a postal product, and need written instructions and the passbook (so archaic, despite them upgrading their website to a more modern feel last year).

chris_the_bee

PowerSavingMode said:

10_66 said:

where_are_we said:

Hinckley and Rugby Regular Saver 30 day maturity options. Has anyone managed to persuade them to pay maturing balance by faster payments? A large cheque in the post means waiting for delivery, trip to bank, time for cheque to clear resulting in no interest for several days.

They are able to pay the maturity interest by faster payments to a nominated account but not the balance.

Yes, my balance was transferred to my nominated bank account by FP (I did keep the account open with £1).

Hinckley and Rugby Regular Saver 30 day

That's interesting, as they are point blank refusing to allow any amount by FP to to my nominated bank account — they say it is a postal product, and need written instructions and the passbook (so archaic, despite them upgrading their website to a more modern feel last year).

Hinckley and Rugby Regular Saver 30 day
I closed mine in August last year and funds were transferred by FP. Arrived in nominated bank account the following day.

poolboy

Yes I leave a quid in legacy accounts to keep membership going.  I forgot with furness and now have to go to branch with id to get their Xmas saver.

spreadsheeterapple

the West Brom Regular Saver, rejection saga continues with a new slant, being can I still write a good signature.

"We have been able to satisfy our requirements regarding your identity, however, we have been unable to open your account, as the signature you uploaded to the Portal does not match the signature we already hold on record for you." - and they request a new signature form sent back by post.

Thing is, the one I uploaded was the exact same image uploaded a few weeks prior for an easy access account; I did that for the exact reason of avoiding query. I didn't do a new one because it's a bit of a rigmarol requiring impatient hubby, his digital camera over my signed piece of paper, software to crop an image from it, then hand me on memory stick to pop on my computer, for me to upload; we don't have smartphones. I also fear it differs a bit from my 9-yr-old passport, which I must have done really carefully & probably practiced beforehand.
- we don't really sign anything anymore, do we, these modern digital times.
- Last cheques years back, direct debits (e.g. electric) are set up online or over phone, other applications never need signing when applying online; I'm really out of practice signing anything and am getting older. I just tried a few on a piece of paper which I will burn, none identical nor even matching passport or the original WestBrom upload.

I'm doomed.
and fear not being able to withdraw in a year's time anyway........

ForumUser7

PowerSavingMode said:

10_66 said:

where_are_we said:

Hinckley and Rugby Regular Saver 30 day maturity options. Has anyone managed to persuade them to pay maturing balance by faster payments? A large cheque in the post means waiting for delivery, trip to bank, time for cheque to clear resulting in no interest for several days.

They are able to pay the maturity interest by faster payments to a nominated account but not the balance.

Yes, my balance was transferred to my nominated bank account by FP (I did keep the account open with £1).

Hinckley and Rugby Regular Saver 30 day

That's interesting, as they are point blank refusing to allow any amount by FP to to my nominated bank account — they say it is a postal product, and need written instructions and the passbook (so archaic, despite them upgrading their website to a more modern feel last year).

How did you request the amount to be transferred, and was this for a maturity instruction or a mid term withdrawal?

where_are_we

My Hinckley and Rugby RS 30 day notice account matured today - It is annoying that the postal maturity form did not offer final balance to nominated account by FP as an option and offered instead a cheque in the post which would lose you interest for a number of days. You have to do it manually on maturity day, it went to an easy access account which I emptied this morning, but for £1, online by FP and money was in nominated account this afternoon and then on to Gatehouse@5%.

However you need £100 in a savings account to be a voting member, so my £1 left in EA@2% will not make me a member. They are celebrating 160 years in existence this year so, "who knows", there might be a competitive RS.

PowerSavingMode

ForumUser7 said:

PowerSavingMode said:

10_66 said:

where_are_we said:

Hinckley and Rugby Regular Saver 30 day maturity options. Has anyone managed to persuade them to pay maturing balance by faster payments? A large cheque in the post means waiting for delivery, trip to bank, time for cheque to clear resulting in no interest for several days.

They are able to pay the maturity interest by faster payments to a nominated account but not the balance.

Yes, my balance was transferred to my nominated bank account by FP (I did keep the account open with £1).

Hinckley and Rugby Regular Saver 30 day

That's interesting, as they are point blank refusing to allow any amount by FP to to my nominated bank account — they say it is a postal product, and need written instructions and the passbook (so archaic, despite them upgrading their website to a more modern feel last year).

How did you request the amount to be transferred, and was this for a maturity instruction or a mid term withdrawal?

Hinckley and Rugby Regular Saver 30 day

Via faster payment to my nominated a/c WHEN it matures.

ForumUser7

PowerSavingMode said:

ForumUser7 said:

PowerSavingMode said:

10_66 said:

where_are_we said:

Hinckley and Rugby Regular Saver 30 day maturity options. Has anyone managed to persuade them to pay maturing balance by faster payments? A large cheque in the post means waiting for delivery, trip to bank, time for cheque to clear resulting in no interest for several days.

They are able to pay the maturity interest by faster payments to a nominated account but not the balance.

Yes, my balance was transferred to my nominated bank account by FP (I did keep the account open with £1).

Hinckley and Rugby Regular Saver 30 day

That's interesting, as they are point blank refusing to allow any amount by FP to to my nominated bank account — they say it is a postal product, and need written instructions and the passbook (so archaic, despite them upgrading their website to a more modern feel last year).

How did you request the amount to be transferred, and was this for a maturity instruction or a mid term withdrawal?

Hinckley and Rugby Regular Saver 30 day

Via faster payment to my nominated a/c WHEN it matures.

Ok yeah, unfortunately it's not possible. Hopefully they implement it into the portal in the future, but the way I also did it was waited until it matured, and then I also instructed the withdrawal of all bar £1.

silvercar

Coventry loyalty seasonal saver, 6%, max £250 per month, 12 month term, 30 days loss of interest on amount withdrawn before 31/10/25 , then free access.