The Top Regular Savers Discussion Thread

s71hj

Yorkshire_Pud said:

TSB regular saver account 6%.
It says a single payment per month by standing order up to £250 from my tsb current account.
My question is can it just be funded by a manual payment from my tsb current account or would tsb return payment/close the account? I don’t want to leave the funds in the current account receiving no interest, ready for the standing order to be sent.

I've just applied and it gives you multiple options including uk current accounts with another bank.

Section62

Yorkshire_Pud said:

TSB regular saver account 6%.
It says a single payment per month by standing order up to £250 from my tsb current account.
My question is can it just be funded by a manual payment from my tsb current account or would tsb return payment/close the account? I don’t want to leave the funds in the current account receiving no interest, ready for the standing order to be sent.

Their system won't let you make an internal transfer from a TSB current account to the RS, but you can make a payment up as if it were an external payment and it seems to work - I've been doing this for the last few years without problem, but one day that might change.  The T&C's won't be on our side if it ever does change.

soulsaver

silvercar said:

Coventry loyalty seasonal saver, 6%, max £250 per month, 12 month term, 30 days loss of interest on amount withdrawn before 31/10/25 , then free access. 

The Top Regular Savers Discussion Thread - Page 65 — MoneySavingExpert Forum

GetRichOrDieSaving

silvercar said:

Coventry loyalty seasonal saver, 6%, max £250 per month, 12 month term, 30 days loss of interest on amount withdrawn before 31/10/25 , then free access. 

Seems I can now pick this one up, presumably because I’ve been a member now long enough to meet the criteria. 

If I opened and funded on 31st Jan could I then fund again on 1st Feb? Anyone know? 

Bigwheels1111

I fund my TSB reg saver from my First Direct account.
Have done for the last 3 years.

Bigwheels1111

GetRichOrDieSaving said:

silvercar said:

Coventry loyalty seasonal saver, 6%, max £250 per month, 12 month term, 30 days loss of interest on amount withdrawn before 31/10/25 , then free access. 

Seems I can now pick this one up, presumably because I’ve been a member now long enough to meet the criteria. 

If I opened and funded on 31st Jan could I then fund again on 1st Feb? Anyone know? 

Coventry and First Direct are the only 2 that don’t allow this.
The day it’s opened is the day you make the next payment.
Opened on the 18th of January, next payment on the 18th of February.

jaypers

GetRichOrDieSaving said:

silvercar said:

Coventry loyalty seasonal saver, 6%, max £250 per month, 12 month term, 30 days loss of interest on amount withdrawn before 31/10/25 , then free access. 

Seems I can now pick this one up, presumably because I’ve been a member now long enough to meet the criteria. 

If I opened and funded on 31st Jan could I then fund again on 1st Feb? Anyone know? 

Knew I wasn’t eligible anyway as only been a member for a few months but clicked apply in the app and it confirms I’m not eligible…….goes on to say I need to have been a member since 1st January 2022 haha. Think that’s 2 years out of date!

bripat

Is the zopa 7.5% £300 per month still available I did see someone talking about it before Christmas. At £300 and 7.5% it must be one of the top ones ?.

friolento

bripat said:

Is the zopa 7.5% £300 per month still available I did see someone talking about it before Christmas. At £300 and 7.5% it must be one of the top ones ?.

It is but you need to have a Zopa current account as a pre-requisite. The current account is still in Beta and only available by invite. Are you on their waitlist?   https://www.zopa.com/bank-account

jaypers

bripat said:

Is the zopa 7.5% £300 per month still available I did see someone talking about it before Christmas. At £300 and 7.5% it must be one of the top ones ?.

Only if you have a Zopa Bank Account, which is still in Beta and you have to be invited to get one. There is some debate around signing up on the wait list might speed this up for those who register an interest - https://www.zopa.com/bank-account