The Top Regular Savers Discussion Thread

jaypers

janusd said:

Hattie627 said:

HSBC Regular Saver

My HSBC 7% fixed RS matures today. Interest (£115.95) has been added to the balance of £3000 and the interest rate is showing at 1,30% (the rate applicable to the account into which the RS is due to change on maturity). However the account is stubbornly showing still as "Regular Saver 1" which means I can't move the money out (yet). Has anyone had recent experience of an HSBC RS maturity and can say when the account will become accessible?

I think it was discussed a few pages back - apparently you can't move/withdraw the balance in the app, you need to do it online... mine matured on Wednesday and I transferred the balance internally (online) to the current account and then withdrew from there on that day... possibly, you could withdraw direct from the matured RS whilst online, I never tried it.

Works in the app as well. 

Hattie627

jaypers said:

Hattie627 said:

HSBC Regular Saver

My HSBC 7% fixed RS matures today. Interest (£115.95) has been added to the balance of £3000 and the interest rate is showing at 1,30% (the rate applicable to the account into which the RS is due to change on maturity). However the account is stubbornly showing still as "Regular Saver 1" which means I can't move the money out (yet). Has anyone had recent experience of an HSBC RS maturity and can say when the account will become accessible?
Thanks

You can transfer it to your HSBC current a/c and out from there. Mine mature last week and still says Reg Saver-1

Thanks. I managed to transfer balance to my HSBC current account in online banking and out from there, For some reason, the app wouldn't allow the transfer. Balance in RS now zero and still showing as Reg Saver-1.

Speculator

schiff said:

E_zroda said:

flaneurs_lobster said:

schiff said:

PRINCIPALITY
Closure etc all done and dusted - £200 into Issue 4 (with the same account number) as requested - the balance into my EA account to deal with as I wish.
Excellent service as always.

I also - although the balance has yet to hit my (external) nominated account.

Is your nominated account like mine a Nationwide one by any chance?
@schiff: I wonder what makes your 'special'...

No - Santander .........

Was in my Santander at around 10.30 when I checked.

jaypers

Monmouthshire…..apologies for the question but this is a very busy thread and I can’t find the specific answer I’m looking for. Not currently a Monmouthshire customer so looking to open the 6% RS via the app…….fingers crossed on the exclusive one later. I’ve seen loads of posts about postal correspondence…..is that required as to be honest if I need to send postal applications I can’t be bothered?!

In addition, when eligible, can you hold an exclusive RS as well as the normal one?

TIA.

dealyboy

Principality BS RS issue 3 maturity

Just to advise ... my saver was converted to a Maturity Instant Access Savings Account today. I phoned to transfer the £1,228.37 to my Santander 'hub' account at around 09:30. I was advised that there were two Barclays payment runs today, one at 10:00 and one at 15:00. I was in time for the first one as the colleague put the order on the system, I should expect it to be completed by midday, if not it would definitely be by the end of the day ... it is down to the Barclays process and how many transactions they have.

I received the money by Faster Payments at around 11:00, the maturity account has been closed. Superb work and advice by Principality BS.

janusd

jaypers said:

Monmouthshire…..apologies for the question but this is a very busy thread and I can’t find the specific answer I’m looking for. Not currently a Monmouthshire customer so looking to open the 6% RS via the app…….fingers crossed on the exclusive one later. I’ve seen loads of posts about postal correspondence…..is that required as to be honest if I need to send postal applications I can’t be bothered?!

In addition, when eligible, can you hold an exclusive RS as well as the normal one?

I opened the 6% one in the app in July - back then at first you had to open an EA account on the app to get access to the RS (I doubt you need to do that now). They were open (both EA & RS) in the app within minutes, with welcome emails arriving containing account details (CoP takes 24 hrs)... registering for online access I think will send an activation code in the post, but you should be able to view the accounts in the app.

once you have the 6% account open, then you can apply for the Exclusive App version in the app, and if so inclined, the Branch version by post.

clairec666

jaypers said:

Monmouthshire…..apologies for the question but this is a very busy thread and I can’t find the specific answer I’m looking for. Not currently a Monmouthshire customer so looking to open the 6% RS via the app…….fingers crossed on the exclusive one later. I’ve seen loads of posts about postal correspondence…..is that required as to be honest if I need to send postal applications I can’t be bothered?!

In addition, when eligible, can you hold an exclusive RS as well as the normal one?

TIA.

I opened via the app, but to get online access (as the app is pretty annoying) I had to wait for the activation code to arrive in the post. And when I wanted to add an external account to withdraw to, I had to provide proof by post - they provided a prepaid envelope so I just sent off an old bank statement, all quick and painless. So, a little postal correspondence needed, but not too much hassle.

Bobblehat

clairec666 said:

jaypers said:

Monmouthshire…..apologies for the question but this is a very busy thread and I can’t find the specific answer I’m looking for. Not currently a Monmouthshire customer so looking to open the 6% RS via the app…….fingers crossed on the exclusive one later. I’ve seen loads of posts about postal correspondence…..is that required as to be honest if I need to send postal applications I can’t be bothered?!

In addition, when eligible, can you hold an exclusive RS as well as the normal one?

TIA.

I opened via the app, but to get online access (as the app is pretty annoying) I had to wait for the activation code to arrive in the post. And when I wanted to add an external account to withdraw to, I had to provide proof by post - they provided a prepaid envelope so I just sent off an old bank statement, all quick and painless. So, a little postal correspondence needed, but not too much hassle.

Ditto! Longest wait was for Royal Mail to make their once-a-week letter delivery for the activation code, then for RM again to deliver the letter for the external withdrawal account, and (you guessed it!) wait for RM again for the paper CA statement I had to order as proof for the nominated account!

Luckily I had plenty of time (pre-planned!) from opening the Mon account to the point I wanted to fund it. So not a big deal, just slightly frustrating knowing it wasn't just Mon holding things up!

jaypers

Bobblehat said:

clairec666 said:

jaypers said:

Monmouthshire…..apologies for the question but this is a very busy thread and I can’t find the specific answer I’m looking for. Not currently a Monmouthshire customer so looking to open the 6% RS via the app…….fingers crossed on the exclusive one later. I’ve seen loads of posts about postal correspondence…..is that required as to be honest if I need to send postal applications I can’t be bothered?!

In addition, when eligible, can you hold an exclusive RS as well as the normal one?

TIA.

I opened via the app, but to get online access (as the app is pretty annoying) I had to wait for the activation code to arrive in the post. And when I wanted to add an external account to withdraw to, I had to provide proof by post - they provided a prepaid envelope so I just sent off an old bank statement, all quick and painless. So, a little postal correspondence needed, but not too much hassle.

Ditto! Longest wait was for Royal Mail to make their once-a-week letter delivery for the activation code, then for RM again to deliver the letter for the external withdrawal account, and (you guessed it!) wait for RM again for the paper CA statement I had to order as proof for the nominated account!

Luckily I had plenty of time (pre-planned!) from opening the Mon account to the point I wanted to fund it. So not a big deal, just slightly frustrating knowing it wasn't just Mon holding things up!

Thanks for the info (to all). So I don’t want to fund it for a couple of weeks but by the sounds of things it’s worth setting the wheels in motion now? 

Bobblehat

jaypers said:

Bobblehat said:

clairec666 said:

jaypers said:

Monmouthshire…..apologies for the question but this is a very busy thread and I can’t find the specific answer I’m looking for. Not currently a Monmouthshire customer so looking to open the 6% RS via the app…….fingers crossed on the exclusive one later. I’ve seen loads of posts about postal correspondence…..is that required as to be honest if I need to send postal applications I can’t be bothered?!

In addition, when eligible, can you hold an exclusive RS as well as the normal one?

TIA.

I opened via the app, but to get online access (as the app is pretty annoying) I had to wait for the activation code to arrive in the post. And when I wanted to add an external account to withdraw to, I had to provide proof by post - they provided a prepaid envelope so I just sent off an old bank statement, all quick and painless. So, a little postal correspondence needed, but not too much hassle.

Ditto! Longest wait was for Royal Mail to make their once-a-week letter delivery for the activation code, then for RM again to deliver the letter for the external withdrawal account, and (you guessed it!) wait for RM again for the paper CA statement I had to order as proof for the nominated account!

Luckily I had plenty of time (pre-planned!) from opening the Mon account to the point I wanted to fund it. So not a big deal, just slightly frustrating knowing it wasn't just Mon holding things up!

Thanks for the info (to all). So I don’t want to fund it for a couple of weeks but by the sounds of things it’s worth setting the wheels in motion now? 

Yep! But the nominated account paperwork doesn't really hold anything up, if you are not planning to withdraw shortly after depositing!