The Top Regular Savers Discussion Thread

jameseonline

Just working out what to fund in October, so far I've come up with CO OP and several Principality as they all in 7% category.

Next problem what do I do about Market Harborough?, I believe I can skip 1 month?, if yes would they still expect me to fund in November even though it ends on 30th November?, if so what's the minimum I'm allowed to fund it?.

Don't really want to fund a 6% account if I can get away with it but it's not far away from maturity I don't want them penalising me.

BestSeagull

jameseonline said:

Just working out what to fund in October, so far I've come up with CO OP and several Principality as they all in 7% category.

Next problem what do I do about Market Harborough?, I believe I can skip 1 month?, if yes would they still expect me to fund in November even though it ends on 30th November?, if so what's the minimum I'm allowed to fund it?.

Don't really want to fund a 6% account if I can get away with it but it's not far away from maturity I don't want them penalising me.

No skipping months. However it does say if "more than one" month is missed, it'll be converted to an easy access account so presumably you can get away with missing one payment.  The minimum payment is £10 though so I'd just do that if at all possible.
 https://mhbs.co.uk/my-membership/exclusive-products/fixed-term-regular-saver-1yr01/

brucefan_2

ThePirates said:

brucefan_2 said:

Stolas said:

The app is still unusable for me - it’s been updated to the latest version and reinstalled numerous times. I had to phone Monmouth to open the new app only saver. 

Bob2000 said:

Are anybody else having problems with the Monbs app please.
Been just stuck on the intro screen since 8ish last night.

I am in the exact same position. It took some persuading but I did manage to get an app only RS opened with a  phone call.

Despite numerous un- and re-installs, trying to persuade it I was registering a new number etc., the app still refuses to play nice.

Practical upshot is that I have an open app-only account which I can't check because of a completely non-functioning app.

Last person I spoke to told me that the tech team were 'aware' of the issues and were working on a fix. In the meantime Ihave been advised to 'sit tight and wait'

A few of us had that same issue, it looks like your number is blocked after a few unsuccessful attempts at getting through security. For me it just wouldn't display the SMS or email options. 

You need to ring them and ask them to action unlocking your phone number.

Apologies - only just seen your message. Thank you for that information. I'll call them tomorrow.

Has everything gone smoothly for you since?

ThePirates

brucefan_2 said:

ThePirates said:

brucefan_2 said:

Stolas said:

The app is still unusable for me - it’s been updated to the latest version and reinstalled numerous times. I had to phone Monmouth to open the new app only saver. 

Bob2000 said:

Are anybody else having problems with the Monbs app please.
Been just stuck on the intro screen since 8ish last night.

I am in the exact same position. It took some persuading but I did manage to get an app only RS opened with a  phone call.

Despite numerous un- and re-installs, trying to persuade it I was registering a new number etc., the app still refuses to play nice.

Practical upshot is that I have an open app-only account which I can't check because of a completely non-functioning app.

Last person I spoke to told me that the tech team were 'aware' of the issues and were working on a fix. In the meantime Ihave been advised to 'sit tight and wait'

A few of us had that same issue, it looks like your number is blocked after a few unsuccessful attempts at getting through security. For me it just wouldn't display the SMS or email options. 

You need to ring them and ask them to action unlocking your phone number.

Apologies - only just seen your message. Thank you for that information. I'll call them tomorrow.

Has everything gone smoothly for you since?

Yes, all good!

Kim_13

jameseonline said:

Just working out what to fund in October, so far I've come up with CO OP and several Principality as they all in 7% category.

Next problem what do I do about Market Harborough?, I believe I can skip 1 month?, if yes would they still expect me to fund in November even though it ends on 30th November?, if so what's the minimum I'm allowed to fund it?.

Don't really want to fund a 6% account if I can get away with it but it's not far away from maturity I don't want them penalising me.

Until 30th November has ended, you haven’t missed a second month so I would interpret that as they would downgrade on 1st December, by which time the account will have matured. £10 would be foulproof though, as said above.

Bob2000

MonBS APP EXCLUSIVE  RS 7%

So yet another breakdown with the app. I was wondering if l could just delete it and use the online portal instead?
Already fully funded 2 months.

Would MonBS close the account  because of non-app use?

flaneurs_lobster

Bob2000 said:

MonBS APP EXCLUSIVE  RS 7%

Would MonBS close the account  because of non-app use?

If it were any other building society then I would say "No way" but..... 

Catplan

Bob2000 said:

MonBS APP EXCLUSIVE  RS 7%

So yet another breakdown with the app. I was wondering if l could just delete it and use the online portal instead?
Already fully funded 2 months.

Would MonBS close the account  because of non-app use?

So I’ve just checked app working for me still, although as it’s up and running I don’t really need to use the app. I could check funds have arrived, other than that I don’t really need the app, until maturity, so not sure how they can class anything as non use as I don’t actually need to do anything now it’s up and running.

adw1977

I would suggest just ignore the app and use the online service.
Just in case deleting the app causes an issue, although would MonBS even know you had?

jameseonline

BestSeagull said:

jameseonline said:

Just working out what to fund in October, so far I've come up with CO OP and several Principality as they all in 7% category.

Next problem what do I do about Market Harborough?, I believe I can skip 1 month?, if yes would they still expect me to fund in November even though it ends on 30th November?, if so what's the minimum I'm allowed to fund it?.

Don't really want to fund a 6% account if I can get away with it but it's not far away from maturity I don't want them penalising me.

No skipping months. However it does say if "more than one" month is missed, it'll be converted to an easy access account so presumably you can get away with missing one payment.  The minimum payment is £10 though so I'd just do that if at all possible.
 https://mhbs.co.uk/my-membership/exclusive-products/fixed-term-regular-saver-1yr01/

£10 next month and possibly £10 in November then, wouldn't have had this problem if the account was a year, sadly it was longer