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The Top Regular Savers Discussion Thread

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  • mhoc
    mhoc Posts: 19,285 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    This week I am going to have to tackle the Tipton.
    When my Tipton regular saver matured for want of any other good options I moved the proceeds into a 60 day saver which was OK as a stop gap.
    Now though with the interest rates dropping it is time to make a decision.
    I had a letter that seemed to say the 60 notice did not apply if I contacted them - so I need to give them a ring. 
    I think I just need an easy access with minimum balance just to keep my association with Tipton.
    The Tipton app has not worked for me for months now so its not something I can do myself.
    In the meantime I've just realised I have nothing maturing before the end of July so I could the Tipton funds will be needed so this week will be a good time to act. 

    Has anyone else still got a Tipton account? 


    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
  • ForumUser7
    ForumUser7 Posts: 2,444 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    mhoc said:
    This week I am going to have to tackle the Tipton.
    When my Tipton regular saver matured for want of any other good options I moved the proceeds into a 60 day saver which was OK as a stop gap.
    Now though with the interest rates dropping it is time to make a decision.
    I had a letter that seemed to say the 60 notice did not apply if I contacted them - so I need to give them a ring. 
    I think I just need an easy access with minimum balance just to keep my association with Tipton.
    The Tipton app has not worked for me for months now so its not something I can do myself.
    In the meantime I've just realised I have nothing maturing before the end of July so I could the Tipton funds will be needed so this week will be a good time to act. 

    Has anyone else still got a Tipton account? 


    When my RS ended, it just converted to a maturity easy access with themselves, min £10 balance. The other online accounts that are available to open seemed to have much higher balances, so I retained this.
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Kim_13
    Kim_13 Posts: 3,407 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    mhoc said:
    This week I am going to have to tackle the Tipton.
    When my Tipton regular saver matured for want of any other good options I moved the proceeds into a 60 day saver which was OK as a stop gap.
    Now though with the interest rates dropping it is time to make a decision.
    I had a letter that seemed to say the 60 notice did not apply if I contacted them - so I need to give them a ring. 
    I think I just need an easy access with minimum balance just to keep my association with Tipton.
    The Tipton app has not worked for me for months now so its not something I can do myself.
    In the meantime I've just realised I have nothing maturing before the end of July so I could the Tipton funds will be needed so this week will be a good time to act. 

    Has anyone else still got a Tipton account? 


    When my RS ended, it just converted to a maturity easy access with themselves, min £10 balance. The other online accounts that are available to open seemed to have much higher balances, so I retained this.
    I did the same. I check it occasionally as my iPad has taken to offloading unused apps even though I never enabled this option and cannot see it anywhere. I noticed it stopped working for a period but it is now working again after an app update.
  • innocentlove
    innocentlove Posts: 13 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Saffron BS Small savers application as a new customer

    I applied it this morning. The application reference number was shown at the end of application. I did not receive any email acknowledgement. Just wondering, roughly, how many days would it take to have the account opened and receiving online credential. Cheers!
  • PowerSavingMode
    PowerSavingMode Posts: 268 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    mhoc said:
    ...
    Has anyone else still got a Tipton account? 


    Yes, a Tipton Easy Acc Maturity Saver (App) which last year's regular saver matured into. Since then, a whopping 6p interest has been added. I've not had any problems with the app, barring about a month ago, when I had to update it to access my account.
  • wmb194
    wmb194 Posts: 4,889 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 9 June at 6:42PM
    Kim_13 said:
    mhoc said:
    This week I am going to have to tackle the Tipton.
    When my Tipton regular saver matured for want of any other good options I moved the proceeds into a 60 day saver which was OK as a stop gap.
    Now though with the interest rates dropping it is time to make a decision.
    I had a letter that seemed to say the 60 notice did not apply if I contacted them - so I need to give them a ring. 
    I think I just need an easy access with minimum balance just to keep my association with Tipton.
    The Tipton app has not worked for me for months now so its not something I can do myself.
    In the meantime I've just realised I have nothing maturing before the end of July so I could the Tipton funds will be needed so this week will be a good time to act. 

    Has anyone else still got a Tipton account? 


    When my RS ended, it just converted to a maturity easy access with themselves, min £10 balance. The other online accounts that are available to open seemed to have much higher balances, so I retained this.
    I did the same. I check it occasionally as my iPad has taken to offloading unused apps even though I never enabled this option and cannot see it anywhere. I noticed it stopped working for a period but it is now working again after an app update.
    In settings go to 'apps' - 'App Store' and you should see the setting 'Offload Unused Apps' towards the bottom of the screen.
  • ForumUser7
    ForumUser7 Posts: 2,444 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    wmb194 said:
    Kim_13 said:
    mhoc said:
    This week I am going to have to tackle the Tipton.
    When my Tipton regular saver matured for want of any other good options I moved the proceeds into a 60 day saver which was OK as a stop gap.
    Now though with the interest rates dropping it is time to make a decision.
    I had a letter that seemed to say the 60 notice did not apply if I contacted them - so I need to give them a ring. 
    I think I just need an easy access with minimum balance just to keep my association with Tipton.
    The Tipton app has not worked for me for months now so its not something I can do myself.
    In the meantime I've just realised I have nothing maturing before the end of July so I could the Tipton funds will be needed so this week will be a good time to act. 

    Has anyone else still got a Tipton account? 


    When my RS ended, it just converted to a maturity easy access with themselves, min £10 balance. The other online accounts that are available to open seemed to have much higher balances, so I retained this.
    I did the same. I check it occasionally as my iPad has taken to offloading unused apps even though I never enabled this option and cannot see it anywhere. I noticed it stopped working for a period but it is now working again after an app update.
    In settings go to 'apps' - 'App Store' and you should see the setting 'Offload Unused Apps' towards the bottom of the screen.
    This is why I like this forum so much - no matter the problem, even non money related, someone is always happy to help!
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Dizzycap
    Dizzycap Posts: 1,050 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Saffron BS Small savers application as a new customer

    I applied it this morning. The application reference number was shown at the end of application. I did not receive any email acknowledgement. Just wondering, roughly, how many days would it take to have the account opened and receiving online credential. Cheers!
    I heard nothing for over a week and then received a letter saying that Saffron didn't hold an email address or telephone number for me, which is clearly showing in my online account and APP because I already hold a savings account with them, so I gave up the ghostas I can't be faffing around with incompetence & excuses  :/  :D 
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  • allegro120
    allegro120 Posts: 1,843 Forumite
    1,000 Posts Second Anniversary Name Dropper
    mhoc said:
    This week I am going to have to tackle the Tipton.
    When my Tipton regular saver matured for want of any other good options I moved the proceeds into a 60 day saver which was OK as a stop gap.
    Now though with the interest rates dropping it is time to make a decision.
    I had a letter that seemed to say the 60 notice did not apply if I contacted them - so I need to give them a ring. 
    I think I just need an easy access with minimum balance just to keep my association with Tipton.
    The Tipton app has not worked for me for months now so its not something I can do myself.
    In the meantime I've just realised I have nothing maturing before the end of July so I could the Tipton funds will be needed so this week will be a good time to act. 

    Has anyone else still got a Tipton account? 
    I let my last Tipton RS to revert into Easy Access Maturity Saver, withdrew the balance but left £10 (required minimum balance) there.  It pays derisory 3.3%, but that was the best option for keeping continuous membership.  
  • Aidanmc
    Aidanmc Posts: 1,294 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    edited 9 June at 8:49PM
    Re Progressive RS 
    Maturity day is 10th June, if i close/withdraw balance on maturity day (before it converts to saver account on 11th) will i receive the funds on 11th and able to open another RS?
    Or is it better to wait until after maturity,ie the 11th

    Edit. when i hit the withdraw button, i just get a circle of dancing dots. Maybe only works during business hours.
    We'll see what happens tomorrow.
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