The Top Regular Savers Discussion Thread

allegro120

mhoc said:

This week I am going to have to tackle the Tipton.
When my Tipton regular saver matured for want of any other good options I moved the proceeds into a 60 day saver which was OK as a stop gap.
Now though with the interest rates dropping it is time to make a decision.
I had a letter that seemed to say the 60 notice did not apply if I contacted them - so I need to give them a ring. 
I think I just need an easy access with minimum balance just to keep my association with Tipton.
The Tipton app has not worked for me for months now so its not something I can do myself.
In the meantime I've just realised I have nothing maturing before the end of July so I could the Tipton funds will be needed so this week will be a good time to act. 

Has anyone else still got a Tipton account? 

I let my last Tipton RS to revert into Easy Access Maturity Saver, withdrew the balance but left £10 (required minimum balance) there.  It pays derisory 3.3%, but that was the best option for keeping continuous membership.  

Aidanmc

Re Progressive RS 

Maturity day is 10th June, if i close/withdraw balance on maturity day (before it converts to saver account on 11th) will i receive the funds on 11th and able to open another RS?

Or is it better to wait until after maturity,ie the 11th

Edit. when i hit the withdraw button, i just get a circle of dancing dots. Maybe only works during business hours.

We'll see what happens tomorrow.

innocentlove

@Dizzycap Thanks for letting me know of your experience. I am totally new to Saffron and don't know what to expect. It sounds like it'll be a long wait if I ever get a response from them. Cheer!

Money_Grabber13579

Dizzycap said:

Money_Grabber13579 said:

My second principality account has matured and it was also blocked from maturing into a 2nd regular saver account (but not by the same person who was mentioned here previously). So looks like that opportunity might be coming to an end.

How very strange! I've got 3 x Issue 3 6 month RS and @surreysaver has 4, so something seems to be a miss as Issue 3 is still available. I presume that you tried to set-up the maturity instructions pre-maturity? If so, then then should have been no issue regardless of being completed online or over the telephone??

Principality

Yes, both maturity accounts had instructions provided pre maturity. One was provided several weeks before, the other provided the day before, after close of business. The instructions for both accounts were blocked and matured into a maturity savings account.

WillPS

Dizzycap said:

innocentlove said:

Saffron BS Small savers application as a new customer

I applied it this morning. The application reference number was shown at the end of application. I did not receive any email acknowledgement. Just wondering, roughly, how many days would it take to have the account opened and receiving online credential. Cheers!

I heard nothing for over a week and then received a letter saying that Saffron didn't hold an email address or telephone number for me, which is clearly showing in my online account and APP because I already hold a savings account with them, so I gave up the ghostas I can't be faffing around with incompetence & excuses     

Saffron BS are rather fond of sending out irrelevant canned responses to stuff, I've noticed.

Section62

Money_Grabber13579 said:

Principality

Yes, both maturity accounts had instructions provided pre maturity. One was provided several weeks before, the other provided the day before, after close of business. The instructions for both accounts were blocked and matured into a maturity savings account.

In the second case did you get a human response saying the instruction couldn't be accepted, or if not, could it be you just missed the cut-off time for the instruction to be processed?

Aidanmc

Is there a way to see linked bank account detail on Progressive BS site?

When i click 'view account' then 'edit linked bank account' nothing happens?

jameseonline

Principality: My 1st issue 2 this month has matured today, £1229.29 total balance, £1200 + £29.29 interest, £1029.29 to nominated account & £200 into what is now showing as my 2nd issue 3. ☺️

We try again around the 28th of the month to get the other issue 2 converted 😁

jameseonline

Can someone remind me about the 10% Virgin Regular?

Is it ending on 31st July?🤔

Is there 1 payment due end of this month & then another end of July?🤔

SJMALBA

jameseonline said:

Can someone remind me about the 10% Virgin Regular?

Is it ending on 31st July?🤔

Is there 1 payment due end of this month & then another end of July?🤔

Maturity date is 31st July 2025.
Max. balance that interest is paid on (excluding interest added to the account) is £3000.