The Top Regular Savers Discussion Thread

Dizzycap

HHUK said:

Dizzycap said:

Curious to know if anyone has had a letter from Coventry about the £1,000 prize draw relating to the Coventry Loyalty RS (3)? Wondering if anyone has won?

Not yet, but I remain optimistic. The Ts and Cs state they will select the winners within 20 working days after 31 May, and notify them and pay out within  a further 30 working days. See clauses 9.6 and 9.7:

https://secure.coventrybuildingsociety.co.uk/savings-and-investments/application/SpecificTermsAndConds.aspx?prodCode=LRS3

So do I! I would love to hear that someone on MSE was a winner in the prize draw   

HHUK

Dizzycap said:

So do I! I would love to hear that someone on MSE was a winner in the prize draw   

I was chuffed when I won £200 in the December Sunny Day Saver draw. Which doesn't prevent me from hoping I may be lucky again in the Coventry Loyalty Regular Saver draw!

Kim_13

Just received a passbook proper for the Melton Regular Saver 5 (I was one of those that was given a card for the Adcock.) I guess issuing a passbook for an open ended Regular Saver makes sense regardless of whether a customer lives near a branch. It was also the third different branch (Oakham) to open an account for me, so it may be that Grantham are more likely to issue cards.

Opening took about as long as the others, so it looks like they have a consistent timescale and cope well during times of high demand (the Issue 6 and Adcock being best buys when I sent off for them at launch.)

The letter mentions a research agency they work in partnership with, so it looks like they have changed the way they obtain feedback and the surveys with prepaid envelopes are no more. 

Dizzycap

HHUK said:

Dizzycap said:

So do I! I would love to hear that someone on MSE was a winner in the prize draw   

I was chuffed when I won £200 in the December Sunny Day Saver draw. Which doesn't prevent me from hoping I may be lucky again in the Coventry Loyalty Regular Saver draw!

Congratulations with the Sunny Day Saver December draw Personally, I've never been lucky with these types of draws, so not hoping for a win anyway   

WindfallWendy

I'm just setting up SOs to go into my latest batch of RS accounts, one of which is Leeds Building Society. The Account number is longer than a 'normal' account number though.... To be fair I haven't tried setting an SO up yet, but pre-empting issues, I wondered how others have financed an account with LeedsBS? I've logged in online and it doesn't offer a debit card payment any more (which it did for set up). 

Of course, it's only 4.8% anyway so I'd be better off shovelling my cash reserves into the 5%, £10k Nationwide Bond, but LeedsRS goes on until May 2027 which appeals to me given it matures in the following tax year.

wmb194

WindfallWendy said:

I'm just setting up SOs to go into my latest batch of RS accounts, one of which is Leeds Building Society. The Account number is longer than a 'normal' account number though.... To be fair I haven't tried setting an SO up yet, but pre-empting issues, I wondered how others have financed an account with LeedsBS? I've logged in online and it doesn't offer a debit card payment any more (which it did for set up). 

Of course, it's only 4.8% anyway so I'd be better off shovelling my cash reserves into the 5%, £10k Nationwide Bond, but LeedsRS goes on until May 2027 which appeals to me given it matures in the following tax year.

Leeds should have given you these instructions:



https://www.leedsbuildingsociety.co.uk/help-and-contact/savings-help/

WindfallWendy

THANK YOU!!! I couldn't see that anywhere on my dashboard or in the material I'd copied when setting the account up. I just made a penny transfer to see if it works, but am reassured that this is the way they advise too. I was a bit worried about the reference number as so many BS's seem to use a separate string of numbers. 

Thanks again. 

poshrule_uk

I have miscalculated the amount of funds I have for my HSBC Regular Saver this month and reduced my standing order down and have now realised I could have met the full amount of £250. As the standing order is due tomorrow I can't increase the amount back up. Can I just transfer over the difference tomorrow to make it up to £250 or have I got to wait until next month so I can pay in this month's subscription?

Bridlington1

Just a reminder the following interest rate cuts come into effect tomorrow:

Account	Old rate	New rate	Date
Skipton Home Deposit Saver Issue 1-3	4.56%	4.31%	09/06/2025
Suffolk BS Online 1 Year Variable Rate Regular Saver (30.09.2025)	5.00%	4.75%	09/06/2025
Suffolk BS Variable Rate Regular Saver (31.05.2026)	4.80%	4.55%	09/06/2025
Suffolk BS 1 Year Variable Rate Regular Saver (31.12.2025) (includes online)	5.00%	4.75%	09/06/2025
Suffolk BS 2 Year Variable Rate Regular Saver (31.12.2026)	4.80%	4.55%	09/06/2025
Suffolk BS 1 Year Variable Rate Regular Saver (31.03.2026) (includes online)	5.00%	4.75%	09/06/2025
Suffolk BS 2 Year Variable Rate Regular Saver (31.12.2025)	4.80%	4.55%	09/06/2025

flaneurs_lobster

poshrule_uk said:

I have miscalculated the amount of funds I have for my HSBC Regular Saver this month and reduced my standing order down and have now realised I could have met the full amount of £250. As the standing order is due tomorrow I can't increase the amount back up. Can I just transfer over the difference tomorrow to make it up to £250 or have I got to wait until next month so I can pay in this month's subscription?

Don't believe so, payments have to be by standing order. As you say you can add any shortfall from this month's max onto next month's payment.

Might be worth asking their CS about a late SO change but I think that anything paying tomorrow is well into the payment cycle and probably can't be amended.