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The Top Regular Savers Discussion Thread

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  • MDMD
    MDMD Posts: 1,552 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Nationwide have announced some interest rate cuts effective 1/7, but the Flex Regular Saver appears to have survived unscathed

    https://www.nationwide.co.uk/-/assets/nationwidecouk/documents/savings/smd1576-changes-to-some-of-our-savings-accounts-rates-july-2025.pdf
    In addition it seems their Flex RS Issue 4 was pulled and replaced by Issue 5 at the same rate on 2nd May. Ts&Cs appear to be the same though. I shall update the first page of this thread accordingly.
    I’m a bit confused why they would bother changing the issue number if the terms and rate are identical….
  • Bob2000
    Bob2000 Posts: 299 Forumite
    100 Posts Name Dropper Photogenic
    Principality 6 month RS bond. Issue 3.(SECOND ONE.)

    Just checked and my second deposit as been accepted since it morphed  from my RS bond issue 35 on 31 may.
     
    So far no issue with anybody from the building society.


  • Kim_13
    Kim_13 Posts: 3,408 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    MDMD said:
    Nationwide have announced some interest rate cuts effective 1/7, but the Flex Regular Saver appears to have survived unscathed

    https://www.nationwide.co.uk/-/assets/nationwidecouk/documents/savings/smd1576-changes-to-some-of-our-savings-accounts-rates-july-2025.pdf
    In addition it seems their Flex RS Issue 4 was pulled and replaced by Issue 5 at the same rate on 2nd May. Ts&Cs appear to be the same though. I shall update the first page of this thread accordingly.
    I’m a bit confused why they would bother changing the issue number if the terms and rate are identical….
    The same was also true when they moved from Issue 3 to Issue 4. Very bizarre considering they do not allow one of each issue.
  • schiff
    schiff Posts: 20,256 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The Progressive Online Regular (Rainey sic Day) Saver accounts Issue 1 (6.25%) and Issue 2 (4.25%) - no longer on sale wef 1st June 2025.
  • Hattie627
    Hattie627 Posts: 346 Forumite
    100 Posts Second Anniversary Name Dropper
    Bob2000 said:
    Principality 6 month RS bond. Issue 3.(SECOND ONE.)

    Just checked and my second deposit as been accepted since it morphed  from my RS bond issue 35 on 31 may.
     
    So far no issue with anybody from the building society.


    Exact same here, except it's my third 6 month RS Issue 3 and my RSB Issue 35 matured on 30 May, a day earlier.
  • Kim_13
    Kim_13 Posts: 3,408 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    solartom said:


    Monmouth Bs

    16/06/25

    Interest Rate Changes

    EXCLUSIVE REGULAR SAVER - ISSUE 2

    Old Rate (%) 5.20  New Rate (%)  4.90 

    source e mail

    Received the same, thought it would be a new offer at first as I thought they had already responded to the most recent base rate cut. An already below par account gets even worse.
  • judgingjudy
    judgingjudy Posts: 5 Forumite
    First Post
    Natwest/RBS Digital Regular Saver

    I think this was discussed on this thread at some point, but I don't know how to search within a thread (would be grateful if someone could show me as I only seem to be able to search the whole message board).

    I've needed to dip in to take a few hundred pounds from my RBS saver to cover a couple of expenses, but I'll have that money back in a few days time when my Principality Issue 2 matures - did someone say that they had been able to replace funds within the same month that they had withdrawn, and there was no issue with that?  

    Thanks in advance for any help.
  • WillPS
    WillPS Posts: 5,122 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    Natwest/RBS Digital Regular Saver

    I think this was discussed on this thread at some point, but I don't know how to search within a thread (would be grateful if someone could show me as I only seem to be able to search the whole message board).

    I've needed to dip in to take a few hundred pounds from my RBS saver to cover a couple of expenses, but I'll have that money back in a few days time when my Principality Issue 2 matures - did someone say that they had been able to replace funds within the same month that they had withdrawn, and there was no issue with that?  

    Thanks in advance for any help.
    Yes, although this isn't advertised so could potentially change at any point - Natwest seem to enforce the rule in such a way that the account balance cannot grow by more than £150* between the first and last working day of the month (*not including Round Ups and MyRewards payouts).

    Taking out and putting back in therefore possible. YMMV!
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