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The Top Regular Savers Discussion Thread

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Comments

  • WillPS
    WillPS Posts: 5,237 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    The question now just reads "Are you an existing customer of Saffron?". 
  • flaneurs_lobster
    flaneurs_lobster Posts: 6,849 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 2 June at 1:10PM
    WillPS said:
    Saffron BS Refer a Friend Saver

    Have opened and funded.
     
    Has anyone seen sight of, or have details of, the referee process?

    It's all on the website: https://www.saffronbs.co.uk/MM_Refer_a_Friend_Saver

    Unfortunately 'the right' is only accurate if you view on a window large enough to render two columns. On mobiles it's at the bottom.

    The survey link is here:
    https://us2.list-manage.com/survey?u=9e534462b0372c544908568e9&id=4c0b2e74a7&attribution=false
    Ah, that's why I couldn't see the link. Thanks for that.

    Now off to "somewhere else" to find a willing referee for swapsies.
    I don't think you can open one if you already have a savings account with Saffron

    Survey - Refer a Friend Saver

    1. Are you an existing customer of Saffron? (If yes - you are not eligible for the Refer a Friend Saver).

    I can open the "survey" form but I'm not seeing that text (even if I click "yes"). Where are you seeing it please?

    EDIT : Found the prohibition in the Product Summary
    • You must be a new customer to Saffron to open the account.
    There's an obvious question, if I am NOT a member of Saffon and I open the Refer a Friend account, can I then answer "No" to being a member?

    Should I therefore (as a non-member) always fill in the "survey" prior to any account application?

    Actually I've been a member of Saffron for some years so this is moot.
  • pokemaster
    pokemaster Posts: 275 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Virgin 10% regular saver - maturing soon

    looks like they are sending an email next month that will say it is going into an everyday saver at 2.23%, wonder why there won’t be any other maturity options? Was hoping for another good rate
  • Stargunner
    Stargunner Posts: 1,006 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    WillPS said:
    WillPS said:
    Saffron BS Refer a Friend Saver

    Have opened and funded.
     
    Has anyone seen sight of, or have details of, the referee process?

    It's all on the website: https://www.saffronbs.co.uk/MM_Refer_a_Friend_Saver

    Unfortunately 'the right' is only accurate if you view on a window large enough to render two columns. On mobiles it's at the bottom.

    The survey link is here:
    https://us2.list-manage.com/survey?u=9e534462b0372c544908568e9&id=4c0b2e74a7&attribution=false
    Ah, that's why I couldn't see the link. Thanks for that.

    Now off to "somewhere else" to find a willing referee for swapsies.
    I don't think you can open one if you already have a savings account with Saffron

    Survey - Refer a Friend Saver

    1. Are you an existing customer of Saffron? (If yes - you are not eligible for the Refer a Friend Saver).

    That question wasn't there on Saturday when I filled the form in. It seems they've realised they've left the gates open...
    That statement was visible when I clicked on the above survey link, but it has disappeared now.

    The below appears on the refer a friend saver account application though

    Welcome to Saffron! You're here because your friend referred you. On this page you'll find the information you need to open your new account. Remember to complete the Refer a Friend form too (to the right of this page). If you do not complete the form, your account will be closed.

    • Apply - online
    • Manage - online, mobile app, branch, post, phone, webchat

    Please Note - You must be a new customer to Saffron to open the account. This account can be withdrawn from sale at any time without notice. 

  • Archerychick
    Archerychick Posts: 551 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    Natwest/RBS Digital Regular Saver

    I think this was discussed on this thread at some point, but I don't know how to search within a thread (would be grateful if someone could show me as I only seem to be able to search the whole message board).

    I've needed to dip in to take a few hundred pounds from my RBS saver to cover a couple of expenses, but I'll have that money back in a few days time when my Principality Issue 2 matures - did someone say that they had been able to replace funds within the same month that they had withdrawn, and there was no issue with that?  

    Thanks in advance for any help.
    Yes, I have done with the NatWest one, as recent as May. Just make sure you replace the funds in June 
  • WillPS
    WillPS Posts: 5,237 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    Virgin 10% regular saver - maturing soon

    looks like they are sending an email next month that will say it is going into an everyday saver at 2.23%, wonder why there won’t be any other maturity options? Was hoping for another good rate
    It was almost certainly related to the takeover, presumably ensuring some KPI around current account holders. Same for the 10% interest switch offer around the same time. With that out of the way, I can't really see Nationwide Group going over-and-above on loss leaders for a brand which will not be theirs to use beyond 2030.

    It's probably not a coincidence that the regular saver offered last month had the same headline rate as Nationwide's (albeit a slightly higher monthly pay in).

    With mutualisation of the personal customer accounts currently pegged for 2026/27, it would seem rational to expect more soft harmonisation with the Nationwide product families.
  • ForumUser7
    ForumUser7 Posts: 2,501 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Mansfield BS interest cuts from 1/7/25

    Bonus RS to reduce from 5.6% to 5.35%.
    Thanks @Bridlington1 - probably now reverts to 3.5% after 12 months
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Dizzycap
    Dizzycap Posts: 1,175 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 2 June at 2:50PM
    Natwest/RBS Digital Regular Saver

    I think this was discussed on this thread at some point, but I don't know how to search within a thread (would be grateful if someone could show me as I only seem to be able to search the whole message board).

    I've needed to dip in to take a few hundred pounds from my RBS saver to cover a couple of expenses, but I'll have that money back in a few days time when my Principality Issue 2 matures - did someone say that they had been able to replace funds within the same month that they had withdrawn, and there was no issue with that?  

    Thanks in advance for any help.
    Yes, I withdrew over 3k yesterday (1st June) from my Natwest Digital Regular Saver to cover some other RS going out today; 2nd June, and have replaced all the money back into my Natwest Digital Regular Saver, just now (2nd June), without issue ;) 
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  • 10_66
    10_66 Posts: 3,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 2 June at 3:22PM
    WillPS said:
    WillPS said:
    Saffron BS Refer a Friend Saver

    Have opened and funded.
     
    Has anyone seen sight of, or have details of, the referee process?

    It's all on the website: https://www.saffronbs.co.uk/MM_Refer_a_Friend_Saver

    Unfortunately 'the right' is only accurate if you view on a window large enough to render two columns. On mobiles it's at the bottom.

    The survey link is here:
    https://us2.list-manage.com/survey?u=9e534462b0372c544908568e9&id=4c0b2e74a7&attribution=false
    Ah, that's why I couldn't see the link. Thanks for that.

    Now off to "somewhere else" to find a willing referee for swapsies.
    I don't think you can open one if you already have a savings account with Saffron

    Survey - Refer a Friend Saver

    1. Are you an existing customer of Saffron? (If yes - you are not eligible for the Refer a Friend Saver).

    That question wasn't there on Saturday when I filled the form in. It seems they've realised they've left the gates open...
    That statement was visible when I clicked on the above survey link, but it has disappeared now.

    The below appears on the refer a friend saver account application though

    Welcome to Saffron! You're here because your friend referred you. On this page you'll find the information you need to open your new account. Remember to complete the Refer a Friend form too (to the right of this page). If you do not complete the form, your account will be closed.

    • Apply - online
    • Manage - online, mobile app, branch, post, phone, webchat

    Please Note - You must be a new customer to Saffron to open the account. This account can be withdrawn from sale at any time without notice. 

    The only details that were requested on the form I completed early this morning were my first and last name, email address and first and last name of person who referred me (OH).  I've just clicked on the form again and can see the form now asks if an existing customer.  As the product summary and earlier referral form doesn't stipulate for new customers only, it'll be interesting to see how they deal with it.  I kept a screen print of the referral form I had.
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