The Top Regular Savers Discussion Thread

Bigwheels1111

Bob2000 said:

Hattie627 said:

Principality BS

I have a Regular Saver Bond Issue 34 maturing on 30th May. Maturity options are available online today. Pleased to see that one of the options is to open 6 month Regular Saver Issue 3 (rolling over £200 on maturity and keeping same account number). The interest rate is fixed at 7.36% gross/7.50% AER. I have selected this in the hope that it will be honoured even if the 6 month RS Issue 3 is withdrawn before 30 May.

Thought that this might be useful to anyone with a RSB Issue 34 maturing around same date as mine (think I opened it on the day it became available)

Edited to add: this will be my third 6 month RS Issue 3

I have an RSB issue 34 that matures  on 31st  May and have just given instructions  online to deposit £200 into a 6 month regular saver issue 3 (my second one if excepted).

It stated  on the online mature instructions  that the £200 will be deposited on the 31th  so will l be able to add the second £200 on the 1st June?

Also, if they realise that l already have a duplicate  account, would they close both accounts  or just my newer one?

No, they have not yet.

If you go the option to open a new one that's on them.

I have two issue 2 and one issue 3.

Bob2000

Bigwheels1111 said:

Bob2000 said:

Hattie627 said:

Principality BS

I have a Regular Saver Bond Issue 34 maturing on 30th May. Maturity options are available online today. Pleased to see that one of the options is to open 6 month Regular Saver Issue 3 (rolling over £200 on maturity and keeping same account number). The interest rate is fixed at 7.36% gross/7.50% AER. I have selected this in the hope that it will be honoured even if the 6 month RS Issue 3 is withdrawn before 30 May.

Thought that this might be useful to anyone with a RSB Issue 34 maturing around same date as mine (think I opened it on the day it became available)

Edited to add: this will be my third 6 month RS Issue 3

I have an RSB issue 34 that matures  on 31st  May and have just given instructions  online to deposit £200 into a 6 month regular saver issue 3 (my second one if excepted).

It stated  on the online mature instructions  that the £200 will be deposited on the 31th  so will l be able to add the second £200 on the 1st June?

Also, if they realise that l already have a duplicate  account, would they close both accounts  or just my newer one?

No, they have not yet.

If you go the option to open a new one that's on them.

I have two issue 2 and one issue 3.

Ok, we will see then. I feel like a right rebel!

allegro120

Bob2000 said:

Hattie627 said:

Principality BS

I have a Regular Saver Bond Issue 34 maturing on 30th May. Maturity options are available online today. Pleased to see that one of the options is to open 6 month Regular Saver Issue 3 (rolling over £200 on maturity and keeping same account number). The interest rate is fixed at 7.36% gross/7.50% AER. I have selected this in the hope that it will be honoured even if the 6 month RS Issue 3 is withdrawn before 30 May.

Thought that this might be useful to anyone with a RSB Issue 34 maturing around same date as mine (think I opened it on the day it became available)

Edited to add: this will be my third 6 month RS Issue 3

I have an RSB issue 34 that matures  on 31st  May and have just given instructions  online to deposit £200 into a 6 month regular saver issue 3 (my second one if excepted).

It stated  on the online mature instructions  that the £200 will be deposited on the 31th  so will l be able to add the second £200 on the 1st June?

Also, if they realise that l already have a duplicate  account, would they close both accounts  or just my newer one?

Principality 6 month RS
Yes, you'll be able to add the next £200 on 1st June. 
They won't close any of your accounts.  My issue 34 matures on 30th May, I already have two issue 3s so I'm sure the third one will fit in nicely.  

flaneurs_lobster

Bob2000 said:

Bigwheels1111 said:

Bob2000 said:

Hattie627 said:

Principality BS

I have a Regular Saver Bond Issue 34 maturing on 30th May. Maturity options are available online today. Pleased to see that one of the options is to open 6 month Regular Saver Issue 3 (rolling over £200 on maturity and keeping same account number). The interest rate is fixed at 7.36% gross/7.50% AER. I have selected this in the hope that it will be honoured even if the 6 month RS Issue 3 is withdrawn before 30 May.

Thought that this might be useful to anyone with a RSB Issue 34 maturing around same date as mine (think I opened it on the day it became available)

Edited to add: this will be my third 6 month RS Issue 3

I have an RSB issue 34 that matures  on 31st  May and have just given instructions  online to deposit £200 into a 6 month regular saver issue 3 (my second one if excepted).

It stated  on the online mature instructions  that the £200 will be deposited on the 31th  so will l be able to add the second £200 on the 1st June?

Also, if they realise that l already have a duplicate  account, would they close both accounts  or just my newer one?

No, they have not yet.

If you go the option to open a new one that's on them.

I have two issue 2 and one issue 3.

Ok, we will see then. I feel like a right rebel!

Should be fine, I've got 2 of each issue 2 & 3, with instructions given for my bond, as yours, to give me a 3rd 3.

exel1966

From 09th June

..........

Hattie627

Suffolk Building Society

One Year Variable Rate RS (31.03.26) reducing from 5% to 4.75% with effect from 9 June 2025

jameseonline

I'm not sure what to do with my Coventry Sunny Day now as my current rule is ditch anything lower than 6%, does this account have any penalties for closing early?.

pecunianonolet

jameseonline said:

I'm not sure what to do with my Coventry Sunny Day now as my current rule is ditch anything lower than 6%, does this account have any penalties for closing early?.

No penalties, just click close account when logged in and it is gone straight away.

jameseonline

pecunianonolet said:

jameseonline said:

I'm not sure what to do with my Coventry Sunny Day now as my current rule is ditch anything lower than 6%, does this account have any penalties for closing early?.

No penalties, just click close account when logged in and it is gone straight away.

Thanks, I know their other accounts have penalties on interest if you close early etc.

Seems I might not need to close anyway for time being if at all, recently got back my online access to Principality and it seems both of my 6 month issue 2 accounts end next month, maxed out at £1200 each.

Going forward I think I'm going to open a 7% First Direct, fund a 7% CO OP, get an issue 3 Principality.

Also open a new Club Lloyds & maybe a new TSB.

Then possibly open a new Saffron members month if that ends up being a thing.

I wonder if HSBC will do a 7% account again?.

allegro120

jameseonline said:

pecunianonolet said:

jameseonline said:

I'm not sure what to do with my Coventry Sunny Day now as my current rule is ditch anything lower than 6%, does this account have any penalties for closing early?.

No penalties, just click close account when logged in and it is gone straight away.

Thanks, I know their other accounts have penalties on interest if you close early etc.

Seems I might not need to close anyway for time being if at all, recently got back my online access to Principality and it seems both of my 6 month issue 2 accounts end next month, maxed out at £1200 each.

Going forward I think I'm going to open a 7% First Direct, fund a 7% CO OP, get an issue 3 Principality.

Also open a new Club Lloyds & maybe a new TSB.

Then possibly open a new Saffron members month if that ends up being a thing.

I wonder if HSBC will do a 7% account again?.

TSB is 5% now.

I very much doubt HSBC will be offering 7% in foreseen future.