The Top Regular Savers Discussion Thread

Dizzycap

Principality 6 Month RS Issue 2 @ 8% is still available at the time of this post.

https://www.principality.co.uk/home/savings/savings-accounts

https://www.principality.co.uk/home/savings/savings-accounts/6-month-regular-saver - ISSUE 2

Waiting for Issue 3 which as it's a new issue those who have Issue 1 &/or 2 6 month RS @ 8% Fixed, which I do, can also open and hold the new Issue @ 7.5% (Fixed?TBC) 3

allegro120

s71hj said:

Dizzycap said:

s71hj said:

Dizzycap said:

Bridlington1 said:

PloughmansLunch said:

I was about to fritter away a valuable stamp but thought I'd check my box of savings bumf first, and I've found a Melton freepost envelope (addressed to Oakham) that arrived with the opening of the RS Issue 6 paperwork. Not one for posting off incognito though as it has a massive colourful logo on the front.

I had a spare application pack for Melton BS lying around so have now sent that off to apply for the Adcock RS and phoned them to get them to send me an application pack with prepaid envelope which shall replace the spare application pack I've just sent off.

I've done this with a couple of building societies in the past so that I can send postal applications off quicker without having to pay for postage or print documents off.

I couldn't find mine, so printed off and used a stamp. I will however, give Melton a call tomorrow and request an application pack and this time, I'll keep it somewhere obvious

There is a list of building society freepost addresses in the forum including this: Melton Mowbray BS
Freepost
Leicester Road
Melton Mowbray
Leicestershire
LE13 0DB
I'm pretty sure I used this successfully for their previous competitive offering

Thanks! I'll keep a note of it for any future offers;) I was just happy to get the application off in the post ASAP

Waiting for the New Principality 6 Month Saver Issue 3 @ 7.5% Fixed to become available in the next few hours

Interesting. Do you know if this will be available if you also have the issue 2 one?

Principality 6 Month Saver
I have both, issue 1 and issue 2.  this suggests that multiple issues are allowed.

Dugal

Principality 6 Month Saver

Now up on their website at 7.5%.  Haven't tried opening the account yet.

francoghezzi

PRINCIPALITY
I managed to open the Issue 2 (8%) before it disappeared, and then the Issue 3. Both funded in a matter of minutes (I was already in their system for having other saver accounts). Easy as always with Principality

ThePirates

Dugal said:

Principality 6 Month Saver

Now up on their website at 7.5%.  Haven't tried opening the account yet.

It still says Issue 2 but opened as Issue 3.
I now hold all 3!

Dizzycap

francoghezzi said:

PRINCIPALITY
I managed to open the Issue 2 (8%) before it disappeared, and then the Issue 3. Both founded in a matter of minutes (I was already in their system for having other saver accounts). Easy as always with Principality

Nice One!

Principlaity Issue 3 @ 7.5% Fixed 6 Month RS is now available - £200 PM - Limited to One Account Issue Holding Only. Does not effect holders of Issue 1 or 2 @ 8% NLA

Opened my Issue 3 now and funded with no issues

mon3ysav3r

Can confirm I have been able to open both the new Principality RS posted here, I also have both the prior issue versions, thanks for the heads up

flaneurs_lobster

francoghezzi said:

PRINCIPALITY
I managed to open the Issue 2 (8%) before it disappeared, and then the Issue 3. Both founded in a matter of minutes (I was already in their system for having other saver accounts). Easy as always with Principality

TBA - at the moment the page for the 6 mth saver has a typo in the header that says "Issue 2", all the details accessed from there are for Issue 3.

surreysaver

WindfallWendy said:

saverkev said:

Co-op bank changing some terms and conditions including the following concerning Regular Saver

 

To accurately 

reflect our 

processes

The law that applies to your agreement

What are we 

changing?

How are we changing it? Why are we 

making the 

change?

Overpayments We’re making it clearer that the £250 monthly deposit limit is a key term of your 

Regular Saver product and we could close your account if you breach this key term and 

we have to return any overpayments to you.

Indeed. I wonder how much of their issue is because they set up the SO which is very confusing for those used to setting up their own savings routines. I know I had to have an "overpayment" returned which was simply the monthly payment I'd set up. 

WindfallWendy said:

saverkev said:

Co-op bank changing some terms and conditions including the following concerning Regular Saver

 

To accurately 

reflect our 

processes

The law that applies to your agreement

What are we 

changing?

How are we changing it? Why are we 

making the 

change?

Overpayments We’re making it clearer that the £250 monthly deposit limit is a key term of your 

Regular Saver product and we could close your account if you breach this key term and 

we have to return any overpayments to you.

Indeed. I wonder how much of their issue is because they set up the SO which is very confusing for those used to setting up their own savings routines. I know I had to have an "overpayment" returned which was simply the monthly payment I'd set up. 

I didn't realise the Co-Op set up standing orders themselves? I can't transfer money to the Co-Op Regular Saver from my Co-Op current account, I have to treat it as an external payee. And even then it doesn't save it, and I have to enter the account details each time. It's just easier to set it up from a different bank.

dealyboy

@surreysaver said:

WindfallWendy said:

saverkev said:

Co-op bank changing some terms and conditions including the following concerning Regular Saver

 

To accurately 

reflect our 

processes

The law that applies to your agreement

What are we 

changing?

How are we changing it? Why are we 

making the 

change?

Overpayments We’re making it clearer that the £250 monthly deposit limit is a key term of your 

Regular Saver product and we could close your account if you breach this key term and 

we have to return any overpayments to you.

Indeed. I wonder how much of their issue is because they set up the SO which is very confusing for those used to setting up their own savings routines. I know I had to have an "overpayment" returned which was simply the monthly payment I'd set up. 

... duplicate deleted

I didn't realise the Co-Op set up standing orders themselves? I can't transfer money to the Co-Op Regular Saver from my Co-Op current account, I have to treat it as an external payee. And even then it doesn't save it, and I have to enter the account details each time. It's just easier to set it up from a different bank.

Strange! ... I have always transferred from the Co-op CA in online banking.