The Old Regular Savers Discussion Thread 28/12/24-29/1/26

Afahmaep

Principality BS 6 Month Regular Saver Issue 3 is now available 

Bigwheels1111

Great news about Principality issue 3, I will open it on the 31/03/25 and fund again on the first.

2 x issue 2 and an issue 3.

WillPS

If, like me, you had not got around to opening Principality Issue 2 yet, it's possible to apply for it by modifying the issue 3 link so the product code is 6083 rather than 6084.

This will likely not last long.

clivep

WillPS said:

If, like me, you had not got around to opening Principality Issue 2 yet, it's possible to apply for it by modifying the issue 3 link so the product code is 6083 rather than 6084.

This will likely not last long.

Good tip! Just opened our issue 2 ones as new customers. Can't open issue 3 ones yet as need to receive the activation codes.

Bridlington1

Furness BS Christmas Regular Saver Issue 2 at 5.25% NLA

For those wishing to open the account it may be possible to get an application in if you send one by post

Bridlington1

Just a reminder the following accounts are reducing or holding their interest rates tomorrow:

Account	Old rate	New rate	Date
Saffron BS 12 Month Members Regular Saver	4.75%	4.50%	14/03/25
Saffron BS Small Saver	5.00%	4.70%	14/03/25
Saffron BS Ware Regular Saver	4.75%	NO CHANGE	14/03/25
Monmouthshire BS Exclusive Regular Saver Issue 2	5.65%	5.20%	14/03/25

mhoc

Since last month I have dropped down to £25 per month into the Stafford BS to free up funds and improve cash flow for the new better interest paying regular savers.
Please can I ask for suggestions as to what other BS regular savers have now dropped so low I could just pay the minimum in now until maturity date comes around. 

WillPS

mhoc said:

Since last month I have dropped down to £25 per month into the Stafford BS to free up funds and improve cash flow for the new better interest paying regular savers.
Please can I ask for suggestions as to what other BS regular savers have now dropped so low I could just pay the minimum in now until maturity date comes around. 

Rather depends what your cut off is. Nottingham's Branch Regular Saver (down to 5.5%) and Mansfield's Bonus Regular saver (down to 5.6% inc bonus) have fallen below mine, as well as MonBS (a pretty mediocre 5.2% now, listed above).

Middle_of_the_Road

WillPS said:

mhoc said:

Since last month I have dropped down to £25 per month into the Stafford BS to free up funds and improve cash flow for the new better interest paying regular savers.
Please can I ask for suggestions as to what other BS regular savers have now dropped so low I could just pay the minimum in now until maturity date comes around. 

Rather depends what your cut off is. Nottingham's Branch Regular Saver (down to 5.5%) and Mansfield's Bonus Regular saver (down to 5.6% inc bonus) have fallen below mine, as well as MonBS (a pretty mediocre 5.2% now, listed above).

Their latest offering at 4.75% 500pcm would have tempted me, but for the fact I've just revived the Cov FHS2 at 4.8% 1k pcm.

schiff

The number of Principality RSs I have is getting overwhelming! It needs a separate spreadsheet!
The perfect way to make the monthly deposits - I don't use SOs - is to load one of their easy access accounts with the sum total of the RS monthly deposits on the last day of the month and from 00.01 on the first day of the month (including non banking days) transfer the RS monthly requirements to the RSs - on the website, not the app.