The Top Regular Savers Discussion Thread

WillPS

FishInGlass said:

My Co-op reg saver matured on the 27th and thanks @savethepandas for informing me that his account was open given there was no correspondence from Co-op. I left £250 in the smart saver ready to transfer over and was able to fund it yesterday, and have subsequently received email confirmation this morning.

My question is that I tried to set up a standing order from my Halifax account to start in April but it failed the COP check yesterday and again this morning. I have set up a standing order anyway for £1 to test it out next month. Is anyone aware of any idiosynchracies with this? I used my name and the new RS account details.

Shouldn't take more than a day for COP, so probably Co-op Bank have messed up the registration.

Just send a penny if you're concerned, if it gets there (wait 15 mins because Co-op Bank don't process faster payments immediately unlike literally all their high street bank competitors), transfer it out again and you know the details are good.

The alternative would be trying to get Co-op Bank to fix this which I would guess will be a faff.

Bob2000

Can you deposit a 13th payment into the Principality BS  regular saving  bond  issue 34?

surreysaver

Bob2000 said:

Can you deposit a 13th payment into the Principality BS  regular saving  bond  issue 34?

You can if the balance is less than £3k

Bob2000

surreysaver said:

Bob2000 said:

Can you deposit a 13th payment into the Principality BS  regular saving  bond  issue 34?

You can if the balance is less than £3k

Ok, thank you for the information. It looks like a 12th payment  left for me then.

Bigwheels1111

Just a heads up regarding Zopa regular saver.

Opened on the 6th of Feb, first auto save set for 6th March.

My auto save was not taken today.

After calling Zopa they have no idea why its not been taken, but April is ready to be taken.

So i will make a manual payment today.

Just check yours if you have one.

liamcov

Re Halifax regular saver - my account has matured and funds were transferred to an easy access account, but the main main remains open and still showing 5.5% preventing me from opening a new one - does this account roll over to carry on saving or do I have to request closure?

PloughmansLunch

liamcov said:

Re Halifax regular saver - my account has matured and funds were transferred to an easy access account, but the main main remains open and still showing 5.5% preventing me from opening a new one - does this account roll over to carry on saving or do I have to request closure?

Mine rolled over last year, but as I'd made a 13th payment before maturity I then couldn't make the initial payment for the rest of the 1st month. I have a week to go before the next maturity so this time I'm going to renew into a different product or close, then open a new RS.

allegro120

liamcov said:

Re Halifax regular saver - my account has matured and funds were transferred to an easy access account, but the main main remains open and still showing 5.5% preventing me from opening a new one - does this account roll over to carry on saving or do I have to request closure?

Halifax RS
Yes, this account automatically rolls over.

Dizzycap

Bigwheels1111 said:

Just a heads up regarding Zopa regular saver.

Opened on the 6th of Feb, first auto save set for 6th March.

My auto save was not taken today.

After calling Zopa they have no idea why its not been taken, but April is ready to be taken.

So i will make a manual payment today.

Just check yours if you have one.

I've noticed that the Zopa App has been very glitchy over the past couple of days. I've checked for any App updates, and there are non, so I assume that it's a server issue which seems to occur between midnight and 2am each morning. However, my usual Auto Collect 3rd of the month regular payment went into my RS with no issues, so the Zopa App glitch has only just started.

Dizzycap

liamcov said:

Re Halifax regular saver - my account has matured and funds were transferred to an easy access account, but the main main remains open and still showing 5.5% preventing me from opening a new one - does this account roll over to carry on saving or do I have to request closure?

I think it takes a couple of days before the old Halifax RS is fully closed, but I'd get onto chat and get them to manually close it so that you can open a new fixed 5.5%

I've personally never had a Halifax RS rollover, but I believe some have experienced this. Again, I would check on chat to confirm that this is the case