The Top Regular Savers Discussion Thread

chris_the_bee

jifmoose said:

Ah OK. Likewise postal applications/passbooks are usually above my faff threshold, but 6%/£500 is pretty nice.

Noob question - what about opening the account? Do we need to send a cheque for the initial deposit, or can the initial funding be by bank transfer too? (almost certainly don't have a chequebook anymore).

Mansfield
CS says it is OK to write on the form "Will open by Bank Transfer when A/C is open" or similar.

Bridlington1

Furness BS 160th Anniversary Regular Saver at 6.75% and Newcastle BS Festive Regular Saver at 6.5% are both NLA.

mhoc

Mansfield

I was going to start by opening an online esaver to make withdrawals easy but there seems to be only an esaver which requires a £100 balance and 180 days notice for withdrawals ... there does not seem to be just a basic esaver available 
Still undecided if a brand based account it worth the effort with the faff of passbooks 

Slinky

Thanks for highlighting Mansfield. I've also gone for the Dudley one; had to fire up my old desktop so I could print off the forms so thought I might as well do both.  In the post for 5pm collection on 1st class stamps. Hopefully will be in time to get deposits in before month end.

DealSeeker11

Slinky said:

Thanks for highlighting Mansfield. I've also gone for the Dudley one; had to fire up my old desktop so I could print off the forms so thought I might as well do both.  In the post for 5pm collection on 1st class stamps. Hopefully will be in time to get deposits in before month end.

Good luck! 

What did you do about identity verification? Did you send certified photocopied documents?

Slinky

DealSeeker11 said:

Slinky said:

Thanks for highlighting Mansfield. I've also gone for the Dudley one; had to fire up my old desktop so I could print off the forms so thought I might as well do both.  In the post for 5pm collection on 1st class stamps. Hopefully will be in time to get deposits in before month end.

Good luck! 

What did you do about identity verification? Did you send certified photocopied documents?

Haven't done for either. Hoping that they can verify me electronically and if not I'll have to supply whatever they are looking for. Should have a good footprint at my current address.

mhoc

Dudley

Instead of Mansfield I've looked at Dudley and it has a Easy Access Saver Online 9 which looks like it can be operated online but that needs £250 opening balance - again I was hoping for a way of transferring maturing funds from the Festive regular saver into an easy access when the time comes.
I suppose I could just start the Dudley Festive saver and then open the Easy Access Saver Online 9 a month of 2 prior to the maturity date so the maturity funds could be transferred across and I can then close the account ... possibly  

It all feels like a lot of faff for 5.50% 

mon3ysav3r

mhoc said:

Mansfield

I was going to start by opening an online esaver to make withdrawals easy but there seems to be only an esaver which requires a £100 balance and 180 days notice for withdrawals ... there does not seem to be just a basic esaver available 
Still undecided if a brand based account it worth the effort with the faff of passbooks 

I have opened that one online to see if it makes the postal application smoother, I can wait 6 months for the 100 quid back.

DealSeeker11

mon3ysav3r said:

mhoc said:

Mansfield

I was going to start by opening an online esaver to make withdrawals easy but there seems to be only an esaver which requires a £100 balance and 180 days notice for withdrawals ... there does not seem to be just a basic esaver available 
Still undecided if a brand based account it worth the effort with the faff of passbooks 

I have opened that one online to see if it makes the postal application smoother, I can wait 6 months for the 100 quid back.

Did the process take you through id verification electronically? If so, maybe it won’t be needed again later for the postal application.. 

I’m thinking of doing the same to things up.