The Top Regular Savers Discussion Thread

dibbles212

GetRichOrDieSaving said:

dibbles212 said:

Bobblehat said:

GetRichOrDieSaving said:

New customer to Furnace and opened now with no problems within 5 mins. Already sent first payment and wait for it to show tomorrow. 

Can it be funded from 1st February onwards now? 

No problem, and don't forget the 11th payment if you're inclined!

Is it not 10 payments max or have I miscalculated? 1 payment each from Jan to Oct.

I believe the account runs 10 months from opening so if opened today maturity will
be 20th November 2026 thus allowing an 11th payment on November 1st…..

and yes, I’m inclined!

Ah okay, thanks, for some reason I thought it matured 31 Oct.

Bridlington1

dibbles212 said:

GetRichOrDieSaving said:

dibbles212 said:

Bobblehat said:

GetRichOrDieSaving said:

New customer to Furnace and opened now with no problems within 5 mins. Already sent first payment and wait for it to show tomorrow. 

Can it be funded from 1st February onwards now? 

No problem, and don't forget the 11th payment if you're inclined!

Is it not 10 payments max or have I miscalculated? 1 payment each from Jan to Oct.

I believe the account runs 10 months from opening so if opened today maturity will
be 20th November 2026 thus allowing an 11th payment on November 1st…..

and yes, I’m inclined!

Ah okay, thanks, for some reason I thought it matured 31 Oct.

You're thinking of the YBS Christmas 2026 RS I believe.

Kim_13

GetRichOrDieSaving said:

dibbles212 said:

Bobblehat said:

GetRichOrDieSaving said:

New customer to Furnace and opened now with no problems within 5 mins. Already sent first payment and wait for it to show tomorrow. 

Can it be funded from 1st February onwards now? 

No problem, and don't forget the 11th payment if you're inclined!

Is it not 10 payments max or have I miscalculated? 1 payment each from Jan to Oct.

I believe the account runs 10 months from opening so if opened today maturity will
be 20th November 2026 thus allowing an 11th payment on November 1st…..

and yes, I’m inclined!

I shall be inclined given the amount maturing in October... and I made the mistake of opening the Christmas RS on launch day when to delay that was less risky than to do the same with HEBS or Scottish.

It won't work with West Brom, as the Winter Ready is account ends on 31st October and access funds on 1st November, irrespective of when opened. 

Bobblehat

dibbles212 said:

GetRichOrDieSaving said:

dibbles212 said:

Bobblehat said:

GetRichOrDieSaving said:

New customer to Furnace and opened now with no problems within 5 mins. Already sent first payment and wait for it to show tomorrow. 

Can it be funded from 1st February onwards now? 

No problem, and don't forget the 11th payment if you're inclined!

Is it not 10 payments max or have I miscalculated? 1 payment each from Jan to Oct.

I believe the account runs 10 months from opening so if opened today maturity will
be 20th November 2026 thus allowing an 11th payment on November 1st…..

and yes, I’m inclined!

Ah okay, thanks, for some reason I thought it matured 31 Oct.

Here are the rough figures for funding 10 payments or 11 payments

GetRichOrDieSaving

dibbles212 said:

GetRichOrDieSaving said:

dibbles212 said:

Bobblehat said:

GetRichOrDieSaving said:

New customer to Furnace and opened now with no problems within 5 mins. Already sent first payment and wait for it to show tomorrow. 

Can it be funded from 1st February onwards now? 

No problem, and don't forget the 11th payment if you're inclined!

Is it not 10 payments max or have I miscalculated? 1 payment each from Jan to Oct.

I believe the account runs 10 months from opening so if opened today maturity will
be 20th November 2026 thus allowing an 11th payment on November 1st…..

and yes, I’m inclined!

Ah okay, thanks, for some reason I thought it matured 31 Oct.

Yes that has been mentioned in the last 24hrs
on here…

PowerSavingMode

UKX69 said:

UKX69 said:

PowerSavingMode said:

UKX69 said:

FURNESS

Worst application I’ve ever attempted. ID system absolute rubbish-kept taking photos of my passport before I could line it up. Then many attempts at a selfie before being rejected. I’ll have one more attempt later, but not very impressed.

FURNESS 

Similar to my experience — as a new customer. Given up for now. Might try a bit later.

I started the application on my desktop and switched to my phone part of the way in on recommendation of better ID photos. Perhaps I’ll see right through on desktop and see what happens. 🤔

Hooray!! Tried again via desktop and but still sent to phone. Persevered with passport and took my selfies manually and it worked! Just had the details through via email. 

Furness

That's great! Unfortunately, trying a myriad of combinations and alternatives didn't work for me. BUT, the lovely customer service agent (don't know if can name names) at Furness was incredibly helpful when I emailed. So hopefully by tomorrow, if it's still available, I might just get 'on board'!

happybagger

Bobblehat said:

Here are the rough figures for funding 10 payments or 11 payments

Or I'd just say £160 at 6.75% for 18 days =53p (as your table shows)
For me it would be (at today's rate of 4.40% in my EA account) a difference of 19p.

FishInGlass

Furness positivite for me. 

Due to other things going split my application and funding into 2 separate chunks today.

This afternoon I opened the account on the desktop switching to the phone to take pictures of my driving licence and upload a selfie. No real issues but it you viewed the terms and conditions on the phone and then used the back button you then had to reinput the funding amount and where the money was coming from. Gave up after the first 2 docs. All the necessary emails to access the account online and providing the details for funding arrived promptly but I then had to go out.

This evening I had issues with the CoP from Halifax. I used the details they supplied in the email which was to use an account name of Mr X X XXXXXXXX. When this failed I tried replacing Mr and my initials with my first name and lo and behold it passed CoP. Hope this helps someone.

Bobblehat

Furness 160 Anniversary RS ...

A fuller approx. picture for those that like to ponder ....

surreysaver

Bobblehat said:

dibbles212 said:

GetRichOrDieSaving said:

dibbles212 said:

Bobblehat said:

GetRichOrDieSaving said:

New customer to Furnace and opened now with no problems within 5 mins. Already sent first payment and wait for it to show tomorrow. 

Can it be funded from 1st February onwards now? 

No problem, and don't forget the 11th payment if you're inclined!

Is it not 10 payments max or have I miscalculated? 1 payment each from Jan to Oct.

I believe the account runs 10 months from opening so if opened today maturity will
be 20th November 2026 thus allowing an 11th payment on November 1st…..

and yes, I’m inclined!

Ah okay, thanks, for some reason I thought it matured 31 Oct.

Here are the rough figures for funding 10 payments or 11 payments

I think you may need to use the gross figure of 6.71% rather than the AER of 6.75%, as the account doesn't last for a year and there is no compounding of interest.
I also believe deposits will earn interest from the day of deposit should they be deposited on non-working days