The Top Regular Savers Discussion Thread

WillPS

dibbles212 said:

Dudley

Have those that applied for the Dudley online regular saver a couple of weeks ago received login details yet? 

You don't "receive login details", you register using the roll number they provide you.

happybagger

Bobblehat said:

jaypers said:

Noticed that interest was added to my Darlington RS yesterday. Wasn’t expecting that!

I had a look earlier this morning as I knew there was going to be an interim payment on 31st Dec. Still being a little sleepy before the caffeine kicked in, it took me a few seconds to understand what I was seeing. I was expecting around £20 with the rest being paid next Aug (12 months) .... instead, I saw £93.37 interest credited? This amount looks closer to what I was expecting in August! Is it me, or has someone messed up?

Just done a calculation, and they have effectively paid me a rate of 30.44%.
Nice, but I'd expect a correction to appear at some point in the coming days  

Hattie627

Beverley BS RS

Interest of £1.15 now showing as credited 31 Dec. Think that must only be the 1% interest, with bonus to show separately. Interest rate still showing as 1%, looks like that will be a permanent feature  (bonus being conditional only)

allegro120

Bobblehat said:

jaypers said:

Noticed that interest was added to my Darlington RS yesterday. Wasn’t expecting that!

I had a look earlier this morning as I knew there was going to be an interim payment on 31st Dec. Still being a little sleepy before the caffeine kicked in, it took me a few seconds to understand what I was seeing. I was expecting around £20 with the rest being paid next Aug (12 months) .... instead, I saw £93.37 interest credited? This amount looks closer to what I was expecting in August! Is it me, or has someone messed up?

I got £93.57, was expecting around £18 for 5 months. Interesting  

happybagger

Hattie627 said:

Beverley BS RS

Interest of £1.15 now showing as credited 31 Dec. Think that must only be the 1% interest, with bonus to show separately. Interest rate still showing as 1%, looks like that will be a permanent feature  (bonus being conditional only)

Yes you've beaten me to it. Very similar figure. I don't usually doubt these things but I would have expected it to show at the same time, as their other Monthly Saver did with it's conditional bonus when I held that.

SJMALBA

allegro120 said:

Growingold said:

allegro120 said:

Bob2000 said:

So, with it being a public holiday on the 1st, is there any point in me doing any transfers  into my RS accounts tomorrow?
I mostly do manually transfer.

This is my RS distribution for the next two days.
1st Jan - BoS, Darlington, Dudley, Halifax, Lloyds, Manchester, Melton, Nationwide, Newcastle, Principality, Scottish, TSB, YBS.
2nd Jan - Chorley, Co-op, Furness, Hanley, Loughborough, Mansfield, Market Harborough, Monmouthshire, Progressive, Saffron, Skipton, Virgin.

Hanley I did today as a debit card deposit.  Showing today's date in the transaction

Debit card deposits always show straight away, but this money won't earn interest until the transaction is complete (normally about 2 working days).

IME, debit card payments to Hanlery appear instantly, and interest is paid from the same day, inc. non-working days.

https://forums.moneysavingexpert.com/discussion/comment/81720064/#Comment_81720064

Kim_13

Bobblehat said:

clairec666 said:

Bobblehat said:

jaypers said:

Noticed that interest was added to my Darlington RS yesterday. Wasn’t expecting that!

I had a look earlier this morning as I knew there was going to be an interim payment on 31st Dec. Still being a little sleepy before the caffeine kicked in, it took me a few seconds to understand what I was seeing. I was expecting around £20 with the rest being paid next Aug (12 months) .... instead, I saw £93.37 interest credited? This amount looks closer to what I was expecting in August! Is it me, or has someone messed up?

I was about to post something similar. £83 interest in my account, was expecting nearer £15.

I was wondering whether my trusty spreadsheet calculations had messed up, but no.

Lets hope Darlington staff aren't reading this forum...

Glad it wasn't me messing up when I did my prediction calcs back last August! I guess they will realise sooner or later and do some sort of correction & apology 

Mine only has £500 in it, £250 of that paid in in December. Over £30 in interest and £30 would have been expected if the £500 had been there for the whole year.

nomorekids

solartom said:

Re Darlington interest payment i just cecked and it seems rather a lot(90 odd pounds) for 6 month payments anyone had that too ?

£68 for me and was expecting a tenner, well that makes my "blown my PSA" even worse, especially if they now don't pay anymore next tax year. 

wondering what will happen but nice problem to have, not complaining if we get to keep 

Hattie627

nomorekids said:

solartom said:

Re Darlington interest payment i just cecked and it seems rather a lot(90 odd pounds) for 6 month payments anyone had that too ?

£68 for me and was expecting a tenner, well that makes my "blown my PSA" even worse, especially if they now don't pay anymore next tax year. 

wondering what will happen but nice problem to have, not complaining if we get to keep 

I don't think we will get to keep

s71hj

Bridlington1 said:

s71hj said:

I have now had a letter confirming Dudley branch RS open, account number etc. If I make a payment before the end of today will it count as my December payment and work to my advantage or am I best to just start tomorrow? 

According to my records the cut off time for payments to be received in order to be treated as having been received the same day is 6pm so you might be able to sneak a December payment in if you're quick.

Logged into Dudley and it's showing as a 1st Jan payment. Worth a try though