The Old Regular Savers Discussion Thread 28/12/24-29/1/26

Hattie627

Penrith BS Regular E Saver 200 (Issue 1)

Just had £85.13 mid-term credited as interest on 31 December. But that's for a full year (it's a 2 year account). The £93.49 from Darlington must be a mistake.

Nothing showing from Beverley BS for interest due 31 Dec.

clairec666

Bobblehat said:

jaypers said:

Noticed that interest was added to my Darlington RS yesterday. Wasn’t expecting that!

I had a look earlier this morning as I knew there was going to be an interim payment on 31st Dec. Still being a little sleepy before the caffeine kicked in, it took me a few seconds to understand what I was seeing. I was expecting around £20 with the rest being paid next Aug (12 months) .... instead, I saw £93.37 interest credited? This amount looks closer to what I was expecting in August! Is it me, or has someone messed up?

I was about to post something similar. £83 interest in my account, was expecting nearer £15.

I was wondering whether my trusty spreadsheet calculations had messed up, but no.

Lets hope Darlington staff aren't reading this forum...

Bobblehat

clairec666 said:

Bobblehat said:

jaypers said:

Noticed that interest was added to my Darlington RS yesterday. Wasn’t expecting that!

I had a look earlier this morning as I knew there was going to be an interim payment on 31st Dec. Still being a little sleepy before the caffeine kicked in, it took me a few seconds to understand what I was seeing. I was expecting around £20 with the rest being paid next Aug (12 months) .... instead, I saw £93.37 interest credited? This amount looks closer to what I was expecting in August! Is it me, or has someone messed up?

I was about to post something similar. £83 interest in my account, was expecting nearer £15.

I was wondering whether my trusty spreadsheet calculations had messed up, but no.

Lets hope Darlington staff aren't reading this forum...

Glad it wasn't me messing up when I did my prediction calcs back last August! I guess they will realise sooner or later and do some sort of correction & apology 

WillPS

dibbles212 said:

Dudley

Have those that applied for the Dudley online regular saver a couple of weeks ago received login details yet? 

You don't "receive login details", you register using the roll number they provide you.

happybagger

Bobblehat said:

jaypers said:

Noticed that interest was added to my Darlington RS yesterday. Wasn’t expecting that!

I had a look earlier this morning as I knew there was going to be an interim payment on 31st Dec. Still being a little sleepy before the caffeine kicked in, it took me a few seconds to understand what I was seeing. I was expecting around £20 with the rest being paid next Aug (12 months) .... instead, I saw £93.37 interest credited? This amount looks closer to what I was expecting in August! Is it me, or has someone messed up?

Just done a calculation, and they have effectively paid me a rate of 30.44%.
Nice, but I'd expect a correction to appear at some point in the coming days  

Hattie627

Beverley BS RS

Interest of £1.15 now showing as credited 31 Dec. Think that must only be the 1% interest, with bonus to show separately. Interest rate still showing as 1%, looks like that will be a permanent feature  (bonus being conditional only)

allegro120

Bobblehat said:

jaypers said:

Noticed that interest was added to my Darlington RS yesterday. Wasn’t expecting that!

I had a look earlier this morning as I knew there was going to be an interim payment on 31st Dec. Still being a little sleepy before the caffeine kicked in, it took me a few seconds to understand what I was seeing. I was expecting around £20 with the rest being paid next Aug (12 months) .... instead, I saw £93.37 interest credited? This amount looks closer to what I was expecting in August! Is it me, or has someone messed up?

I got £93.57, was expecting around £18 for 5 months. Interesting  

happybagger

Hattie627 said:

Beverley BS RS

Interest of £1.15 now showing as credited 31 Dec. Think that must only be the 1% interest, with bonus to show separately. Interest rate still showing as 1%, looks like that will be a permanent feature  (bonus being conditional only)

Yes you've beaten me to it. Very similar figure. I don't usually doubt these things but I would have expected it to show at the same time, as their other Monthly Saver did with it's conditional bonus when I held that.

SJMALBA

allegro120 said:

Growingold said:

allegro120 said:

Bob2000 said:

So, with it being a public holiday on the 1st, is there any point in me doing any transfers  into my RS accounts tomorrow?
I mostly do manually transfer.

This is my RS distribution for the next two days.
1st Jan - BoS, Darlington, Dudley, Halifax, Lloyds, Manchester, Melton, Nationwide, Newcastle, Principality, Scottish, TSB, YBS.
2nd Jan - Chorley, Co-op, Furness, Hanley, Loughborough, Mansfield, Market Harborough, Monmouthshire, Progressive, Saffron, Skipton, Virgin.

Hanley I did today as a debit card deposit.  Showing today's date in the transaction

Debit card deposits always show straight away, but this money won't earn interest until the transaction is complete (normally about 2 working days).

IME, debit card payments to Hanlery appear instantly, and interest is paid from the same day, inc. non-working days.

https://forums.moneysavingexpert.com/discussion/comment/81720064/#Comment_81720064

Kim_13

Bobblehat said:

clairec666 said:

Bobblehat said:

jaypers said:

Noticed that interest was added to my Darlington RS yesterday. Wasn’t expecting that!

I had a look earlier this morning as I knew there was going to be an interim payment on 31st Dec. Still being a little sleepy before the caffeine kicked in, it took me a few seconds to understand what I was seeing. I was expecting around £20 with the rest being paid next Aug (12 months) .... instead, I saw £93.37 interest credited? This amount looks closer to what I was expecting in August! Is it me, or has someone messed up?

I was about to post something similar. £83 interest in my account, was expecting nearer £15.

I was wondering whether my trusty spreadsheet calculations had messed up, but no.

Lets hope Darlington staff aren't reading this forum...

Glad it wasn't me messing up when I did my prediction calcs back last August! I guess they will realise sooner or later and do some sort of correction & apology 

Mine only has £500 in it, £250 of that paid in in December. Over £30 in interest and £30 would have been expected if the £500 had been there for the whole year.