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The Old Regular Savers Discussion Thread 28/12/24-29/1/26

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Comments

  • Kim_13
    Kim_13 Posts: 4,376 Forumite
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    mhoc said:
    Regarding Healthy Habits - mine also matures December 22nd so assume this was the launch date - 22/12/2023?

    I know it is an exercise in futility but I will be doing my maturity instructions late on the 21st as I expect  many will also be doing theirs that weekend - having not get around to doing their instructions until the last few days

    When the office opens on Monday 22nd Principality will have a huge backlog of accounts to manually check - send messages, answer messages etc. The Welsh school Christmas holidays  may have already started so parents will be on leave or trying to WFH .... will some of these last minute maturity instructions slip through the net I wonder ... 
    Launch was 21st - mine matures then. I remember reading about the upcoming launch at midnight, but having to leave at 8am without opening the account, then opening it after I got home. As the 21st is a Sunday, I’m guessing those of you with the 22nd were sensible and looked at a calendar to make sure it would mature on a working day.
  • allegro120
    allegro120 Posts: 2,644 Forumite
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    edited 8 December 2025 at 8:08PM
    mhoc said:
    Regarding Healthy Habits - mine also matures December 22nd so assume this was the launch date - 22/12/2023?

    I know it is an exercise in futility but I will be doing my maturity instructions late on the 21st as I expect  many will also be doing theirs that weekend - having not get around to doing their instructions until the last few days

    When the office opens on Monday 22nd Principality will have a huge backlog of accounts to manually check - send messages, answer messages etc. The Welsh school Christmas holidays  may have already started so parents will be on leave or trying to WFH .... will some of these last minute maturity instructions slip through the net I wonder ... 
    Mine was opened on 21/12/2023.  I always get them on the launch date, so 21st Dec is very likely to be the launch date for Healthy Habits.
    I've done both, Healthy and Xmas-2025, this morning.  No secure messages yet. just confirmations at the end of process:
    "You've requested that £150.00 of the balance in your 2 Year Healthy Habits Saver Bond will move to your Christmas 2026 Regular Saver on 21st December 2025.
    The remaining £1,121.45 will be returned to you.
    Your balance doesn't include any interest which will be paid into your bank or Principality account."
    I went for Healthy to morph into Christmas 2026 and Christmas 2025 into 6M.  No particular logic in this, just a random selection.
  • masonic
    masonic Posts: 30,276 Forumite
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    Principality: It seems like it's a pretty consistent outcome. Would be good to hear from anyone who is successful going forward.
  • where_are_we
    where_are_we Posts: 1,366 Forumite
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    mhoc said:
    Regarding Healthy Habits - mine also matures December 22nd so assume this was the launch date - 22/12/2023?

    I know it is an exercise in futility but I will be doing my maturity instructions late on the 21st as I expect  many will also be doing theirs that weekend - having not get around to doing their instructions until the last few days

    When the office opens on Monday 22nd Principality will have a huge backlog of accounts to manually check - send messages, answer messages etc. The Welsh school Christmas holidays  may have already started so parents will be on leave or trying to WFH .... will some of these last minute maturity instructions slip through the net I wonder ... 
    Principality RS`s. Seems like a reasonable idea. Mine matures Sunday December 21. How late is it possible to do online maturity instructions remembering that Principality pay out on Saturdays and Sundays.
  • allegro120
    allegro120 Posts: 2,644 Forumite
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    masonic said:
    Principality: It seems like it's a pretty consistent outcome. Would be good to hear from anyone who is successful going forward.
    Two of mine completed on 5th Dec - still running. Two more were confirmed this morning I hope they will complete on 21st Dec, but who knows?
  • Digital_Payback
    Digital_Payback Posts: 227 Forumite
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    edited 8 December 2025 at 10:01PM
    Principality
    I submitted maturity instructions online yesterday (7th) for a maturing 6 mth RS 3, and I chose to put some money into a new Christmas Saver, the rest to a current account. I already have a Christmas Saver. 
    The RS3 is due to mature 20th Dec. 

    If they refuse the 2nd Christmas Saver when would I expect a refusal message or confirmation of my new Christmas Saver? Anyone have any idea?
    Thanks. 

    Digital Payback

    The National Lottery : A tax on those who aren’t good at maths.
  • Hoping that the RS experts on here can help/advise?  I opened the Principality ‘6 Month Regular Saver’ late August (it is due to mature in Feb).  Would I be able to open the Principality ‘Christmas 2026 Regular Saver’ now, or would I not eligible (because I already have an active Regular Saver with Principality)?
  • ForumUser7
    ForumUser7 Posts: 2,615 Forumite
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    MrWannabe said:
    Hoping that the RS experts on here can help/advise?  I opened the Principality ‘6 Month Regular Saver’ late August (it is due to mature in Feb).  Would I be able to open the Principality ‘Christmas 2026 Regular Saver’ now, or would I not eligible (because I already have an active Regular Saver with Principality)?
    You can open the Christmas 2026 Regular Saver too @MrWannabe
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
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