The Old Regular Savers Discussion Thread 28/12/24-29/1/26

KneadtheDough

LZC said:

Bridlington1 said:

LZC said:

I forget with First Direct are you able to choose the day the standing order comes out?

You're not able to change the SO date, but you can vary the SO amount.

Thanks. I’m setting up a new one again, so if I want the Standing Order to come out on the 27th each month when should I apply?

First Direct RS

At least one working day before, IMHO.

Chaykin

My First Direct RS finished recently and I opened a new one on Monday 10/11/2025. Now my standing order is on 11th of each month. (or first working day after)

allegro120

Chaykin said:

My First Direct RS finished recently and I opened a new one on Monday 10/11/2025. Now my standing order is on 11th of each month. (or first working day after)

My previous FD RS matured on 8th May, the current one was opened on the same day so my SO date didn't change.

liamcov

Can someone remind me what the Freepost address is for Scottish BS?

s71hj

liamcov said:

Can someone remind me what the Freepost address is for Scottish BS?

Scottish BS

FREEPOST RLYC-AAGE-YURH

SBS House

193 Dalry Road

Edinburgh

EH11 2EF

SH88SH88

Good news ... a new RS ! ... bad news, restrictions galore and a lowish rate.

Saffron BS have a new Braintree branch, to celebrate they've launched the Braintree RS. Branch only for opening (specifically the Braintree branch) .. 36 months (unusual), account can be managed by phone/webchat/post/branch ... max £250 per month,  rate 4% . 

Slinky

SH88SH88 said:

Good news ... a new RS ! ... bad news, restrictions galore and a lowish rate.

Saffron BS have a new Braintree branch, to celebrate they've launched the Braintree RS. Branch only for opening (specifically the Braintree branch) .. 36 months (unusual), account can be managed by phone/webchat/post/branch ... max £250 per month,  rate 4% . 

You'd have to be pretty rich to have exhausted all the other better possibilities than this one. Maybe the good folk of Braintree are particularly well heeled.

flaneurs_lobster

Slinky said:

You'd have to be pretty rich to have exhausted all the other better possibilities than this one. Maybe the good folk of Braintree are particularly well heeled.

You ain't kidding! If I were to fill my open RSs down to 4.5% (i don't) it would need over £10k a month.

Bridlington1

flaneurs_lobster said:

Slinky said:

You'd have to be pretty rich to have exhausted all the other better possibilities than this one. Maybe the good folk of Braintree are particularly well heeled.

You ain't kidding! If I were to fill my open RSs down to 4.5% (i don't) it would need over £10k a month.

It's even more than that in my case, I've just done a quick check and just to fill those I have at 5%+ for December, I'd need £13,350, this doesn't include the NatWest/RBS DRSs which I've already filled.

Like yourself I haven't the funds to fill all of these so am having to empty RSs to feed others. It's a nice problem to have though.

7sefton

SH88SH88 said:

Good news ... a new RS ! ... bad news, restrictions galore and a lowish rate.

Saffron BS have a new Braintree branch, to celebrate they've launched the Braintree RS. Branch only for opening (specifically the Braintree branch) .. 36 months (unusual), account can be managed by phone/webchat/post/branch ... max £250 per month,  rate 4% . 

How did you find about this launching so quickly, apparently it only opened this morning?