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The Old Regular Savers Discussion Thread 28/12/24-29/1/26

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Comments

  • Bob2000 said:
    Nationwide RS account question. 

    My RS account  is due to mature on 21 October, but l could do with the cash  before the 27th of this month. (Although  l could manager) If l close the account, how much interest  would l forfeit 
    Depends how much money you've got in the account....
  • ColdIron
    ColdIron Posts: 10,341 Forumite
    Part of the Furniture 10,000 Posts Hung up my suit! Name Dropper
    Bob2000 said:
    Nationwide RS account question. 

    My RS account  is due to mature on 21 October, but l could do with the cash  before the 27th of this month. (Although  l could manager) If l close the account, how much interest  would l forfeit 
    About 23 days worth of whatever you put into it
  • Bob2000
    Bob2000 Posts: 670 Forumite
    500 Posts First Anniversary Name Dropper Photogenic
    edited 23 September 2025 at 1:51PM
    Bob2000 said:
    Nationwide RS account question. 

    My RS account  is due to mature on 21 October, but l could do with the cash  before the 27th of this month. (Although  l could manager) If l close the account, how much interest  would l forfeit 
    Depends how much money you've got in the account....
    Sorry, I should have said it's fully funded except  for Oct.
  • Bob2000 said:
    Bob2000 said:
    Nationwide RS account question. 

    My RS account  is due to mature on 21 October, but l could do with the cash  before the 27th of this month. (Although  l could manager) If l close the account, how much interest  would l forfeit 
    Depends how much money you've got in the account....
    Sorry, I should have said it's fully funded except  for Oct.
    About 1/12th of £85, so 7 quid-ish.
  • Bob2000 said:
    Bob2000 said:
    Nationwide RS account question. 

    My RS account  is due to mature on 21 October, but l could do with the cash  before the 27th of this month. (Although  l could manager) If l close the account, how much interest  would l forfeit 
    Depends how much money you've got in the account....
    Sorry, I should have said it's fully funded except  for Oct.
    If it's fully funded you've got £2,400 in it 
    So, losing 24 days interest at 6.5% would be about £10.25
    I consider myself to be a male feminist. Is that allowed?
  • Market Harborough BS
    Has anyone had any success trying to open previous versions of their regular savers by post?
    I have the 6% RS maturing end of November, which you could open & manage online. I didn't open their later 5.8% RS, due to it being branch only & the weird rule about having a strict maximum across multiple RS accounts.
    I was looking to see what they had currently, thinking ahead as to what will be the replacement, and spotted this:

    6% Limited Edition Branch only, which I think is new?
    https://mhbs.co.uk/savings/regular-saver-accounts/limited-edition-regular-saver/

    Branch only so no good for me unless postal application might be accepted? The "How do I open & manage" section does mention postal application but seems to be specifically for an adult opening one for an under 18 as opposed to an adults own account :( 


  • Bob2000
    Bob2000 Posts: 670 Forumite
    500 Posts First Anniversary Name Dropper Photogenic
    Bob2000 said:
    Bob2000 said:
    Nationwide RS account question. 

    My RS account  is due to mature on 21 October, but l could do with the cash  before the 27th of this month. (Although  l could manager) If l close the account, how much interest  would l forfeit 
    Depends how much money you've got in the account....
    Sorry, I should have said it's fully funded except  for Oct.
    About 1/12th of £85, so 7 quid-ish.
    Thank you for that.
  • Bob2000
    Bob2000 Posts: 670 Forumite
    500 Posts First Anniversary Name Dropper Photogenic
    Bob2000 said:
    Bob2000 said:
    Nationwide RS account question. 

    My RS account  is due to mature on 21 October, but l could do with the cash  before the 27th of this month. (Although  l could manager) If l close the account, how much interest  would l forfeit 
    Depends how much money you've got in the account....
    Sorry, I should have said it's fully funded except  for Oct.
    If it's fully funded you've got £2,400 in it 
    So, losing 24 days interest at 6.5% would be about £10.25
    Thank you.
  • gt94sss2
    gt94sss2 Posts: 6,461 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Market Harborough BS
    6% Limited Edition Branch only, which I think is new?
    https://mhbs.co.uk/savings/regular-saver-accounts/limited-edition-regular-saver/

    Branch only so no good for me unless postal application might be accepted? 


    This RS launched earlier this month and was discussed then including

    https://forums.moneysavingexpert.com/discussion/comment/81626172/#Comment_81626172
  • 35har1old
    35har1old Posts: 2,253 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Monmouth.....Mine is in the post to them. Application form posted on 15/9. I guess I might be to late then.
    Should be open by now have you checked the app
    My application was posted on a Saturday 2nd class to head office visible in app Tuesday account opened by the Newport branch
This discussion has been closed.
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