The Old Regular Savers Discussion Thread 28/12/24-29/1/26

UKX69

Should be 10 days, missed it out.

Bridlington1

Kim_13 said:

moi said:

 Anyone with the branch/post Melton BS Regular Saver 5, is it possible to view the account online? (Like e.g. Stafford BS, with archaic passbooks, but activity can be checked online.)

"sending us your passbook and written instructions to us. You can also transfer funds from your account to a nominated bank or building society account."

TIA.

It is indeed. They are less archaic when it comes to withdrawals in that it has been reported to be possible to withdraw by secure message/phone without posting in the passbook. Stafford will not allow withdrawals without the passbook.

I've made a few withdrawals from Melton by phone and secure message. I occasionally top up issue 5 when I've surplus funds then ask them to feed my other Melton regular savers from it. Also allows me to rescue the few pence interest in the account.

You can ask them to make the withdrawal on a specified future date too.

Bridlington1

nomorekids said:

Anyone else wishing there was a "wow" emoji along with the inadequate "thanks thumbs up" for Bridlington, the work you've been doing is incredible, huge well done to you Bridlington 

Well we all need a hobby, and as far as hobbies go it's one of the more useful ones.

UKX69

nomorekids said:

Anyone else wishing there was a "wow" emoji along with the inadequate "thanks thumbs up" for Bridlington, the work you've been doing is incredible, huge well done to you Bridlington 

I echo that! 👍👍😁😁

Bob2000

13th Payments. 

Can any of these regular saver accept a 13th payment please?

Principality Xmas saver £125pm 7%
Nationwide £200 6.5%
Coop £250 7%
Virgin £250 6.5%
Newcastle building society  £200 5.5%

Andystriker

nomorekids said:

Anyone else wishing there was a "wow" emoji along with the inadequate "thanks thumbs up" for Bridlington, the work you've been doing is incredible, huge well done to you Bridlington 

I have to say, that everyone on this board is really helpful to me, 

but Bridlington1, everything you do on this board is very very much appreciated.  Thank you so much.

Bridlington1

Bob2000 said:

13th Payments. 

Can any of these regular saver accept a 13th payment please?

Principality Xmas saver £125pm 7%
Nationwide £200 6.5%
Coop £250 7%
Virgin £250 6.5%
Newcastle building society  £200 5.5%

Principality Xmas saver £125pm 7%- No, max balance £1.5k
Nationwide £200 6.5%- Yes
Coop £250 7%- Yes
Virgin £250 6.5%- N/A Yes- Fixed maturity dates for both issues rather than set maximum balance.
Newcastle building society  £200 5.5%- No, max balance of £2.4k and has been reduced to 5.25% anyhow.

allegro120

Bob2000 said:

13th Payments. 

Can any of these regular saver accept a 13th payment please?

Principality Xmas saver £125pm 7%
Nationwide £200 6.5%
Coop £250 7%
Virgin £250 6.5%
Newcastle building society  £200 5.5%

Principality Xmas saver £125pm 7% - no
Nationwide £200 6.5% - yes
Coop £250 7% - yes
Virgin £250 6.5% - yes
Newcastle building society  £200 5.5% - no

Are you sure Newcastle pays 5.5%?  Mine (issue 1) is paying 5.25%. 

35har1old

Don't know if it's been mentioned but it appears Principality has closed the door on 2nd application for regular savers of the same issue via maturity  instruction got a secure message almost immediately saying not available to me

 

Bobblehat

Bridlington1 said:

Bob2000 said:

13th Payments. 

Can any of these regular saver accept a 13th payment please?

Principality Xmas saver £125pm 7%
Nationwide £200 6.5%
Coop £250 7%
Virgin £250 6.5%
Newcastle building society  £200 5.5%

Principality Xmas saver £125pm 7%- No, max balance £1.5k
Nationwide £200 6.5%- Yes
Coop £250 7%- Yes
Virgin £250 6.5%- N/A- Fixed maturity dates for both issues
Newcastle building society  £200 5.5%- No, max balance of £2.4k and has been reduced to 5.25% anyhow.

Regarding Virgin Exclusive RS, which is calendar month £250 max, if I opened Issue 3 on 01/08/2025 and it doesn't mature until 28/08/2026, can I not make a deposit on 03/08/2026 ... i.e a 13th payment? I just looked at the summary box and T&C's and can't see a mention of a maximum total deposit amount. I may have missed it, or it might be your vast knowledge knows what covers the exclusion of the 13th payment. Eager to know either way