The Old Regular Savers Discussion Thread 28/12/24-29/1/26

clairec666

anna42hmr said:

my first ever principality account 6 month RS has matured today, logging to principality can see its showing as matured, the interest paid and the £200 is in the new rolled over monthly RS.  I selected for the remainder to be sent back to my main current account, any idea when I can expect this to be paid in to Santander.  

Last time mine matured, the funds landed in my current account on the same day. Not sure of exact timings, might have been a few hours, but don't panic if it hasn't arrived yet.

Slinky

Things still seem to be clunky with Furness following their app update across the weekend. Couldn't get into my account yesterday, today it's recognising my face but not loading my account up.

blue_eyes

anna42hmr said:

my first ever principality account 6 month RS has matured today, logging to principality can see its showing as matured, the interest paid and the £200 is in the new rolled over monthly RS.  I selected for the remainder to be sent back to my main current account, any idea when I can expect this to be paid in to Santander.  

mine also matured today and the balance arrived in my bank just now

ChewyyBacca

PRAISETHESUN said:

20122013 said:

friolento said:

Middle_of_the_Road said:

20122013 said:

SANTANDER MONTHLY SAVER -  how can I make my monthly payment without incurring the Edge current account monthly fee? I have tried to set up a Standing Order from another bank account as I only have a 'R'account number and no sort code, so it was not possible.

PS I have posted this question already but cannot find it to delete it.

The regular saver can only be funded by standing order from your Edge current account.
Doing so will not trigger the fee. Only direct debits would do that.

It can be funded from any Santander account and it doesn’t require a standing order.

If I add funds to my Edge current account to pay into the Monthly Saver, will that not trigger the monthly account fee?

A bit late to the party here @20122013 , but the trick to avoiding the monthly fee for the Santander edge account is to never trigger the requirements for cashback. As long as you never add £500+ AND pay 2x DDs come out in the same month you're golden. If you do this even once, then you will always be charged the monthly fee, even if you don't meet the cashback requirements in subsequent months.

PRAISETHESUN Any way to switch off the monthly fee? Santander will stop 1% debit card spend cashback from Sept 2025. I will be losing money with the monthly fee & 1% bills cashback (water bill is elsewhere) 
I want to retain edge saver and 5% regular saver. Any way to retain the goods and get rid of the fee?

Bridlington1

ChewyyBacca said:

PRAISETHESUN said:

20122013 said:

friolento said:

Middle_of_the_Road said:

20122013 said:

SANTANDER MONTHLY SAVER -  how can I make my monthly payment without incurring the Edge current account monthly fee? I have tried to set up a Standing Order from another bank account as I only have a 'R'account number and no sort code, so it was not possible.

PS I have posted this question already but cannot find it to delete it.

The regular saver can only be funded by standing order from your Edge current account.
Doing so will not trigger the fee. Only direct debits would do that.

It can be funded from any Santander account and it doesn’t require a standing order.

If I add funds to my Edge current account to pay into the Monthly Saver, will that not trigger the monthly account fee?

A bit late to the party here @20122013 , but the trick to avoiding the monthly fee for the Santander edge account is to never trigger the requirements for cashback. As long as you never add £500+ AND pay 2x DDs come out in the same month you're golden. If you do this even once, then you will always be charged the monthly fee, even if you don't meet the cashback requirements in subsequent months.

PRAISETHESUN Any way to switch off the monthly fee? Santander will stop 1% debit card spend cashback from Sept 2025. I will be losing money with the monthly fee & 1% bills cashback (water bill is elsewhere) 
I want to retain edge saver and 5% regular saver. Any way to retain the goods and get rid of the fee?

Not the person you've requested an answer from but you could downgrade the account to an everyday account then open a new Edge Current account, you should be able to retain the lot.

WillPS

ChewyyBacca said:

PRAISETHESUN said:

20122013 said:

friolento said:

Middle_of_the_Road said:

20122013 said:

SANTANDER MONTHLY SAVER -  how can I make my monthly payment without incurring the Edge current account monthly fee? I have tried to set up a Standing Order from another bank account as I only have a 'R'account number and no sort code, so it was not possible.

PS I have posted this question already but cannot find it to delete it.

The regular saver can only be funded by standing order from your Edge current account.
Doing so will not trigger the fee. Only direct debits would do that.

It can be funded from any Santander account and it doesn’t require a standing order.

If I add funds to my Edge current account to pay into the Monthly Saver, will that not trigger the monthly account fee?

A bit late to the party here @20122013 , but the trick to avoiding the monthly fee for the Santander edge account is to never trigger the requirements for cashback. As long as you never add £500+ AND pay 2x DDs come out in the same month you're golden. If you do this even once, then you will always be charged the monthly fee, even if you don't meet the cashback requirements in subsequent months.

PRAISETHESUN Any way to switch off the monthly fee? Santander will stop 1% debit card spend cashback from Sept 2025. I will be losing money with the monthly fee & 1% bills cashback (water bill is elsewhere) 
I want to retain edge saver and 5% regular saver. Any way to retain the goods and get rid of the fee?

Downgrade to Everyday. Kill the DDs. Maybe wait a month for safety. Upgrade to Edge.

Or downgrade to Everyday and open a new Edge.

PRAISETHESUN

ChewyyBacca said:

PRAISETHESUN said:

20122013 said:

friolento said:

Middle_of_the_Road said:

20122013 said:

SANTANDER MONTHLY SAVER -  how can I make my monthly payment without incurring the Edge current account monthly fee? I have tried to set up a Standing Order from another bank account as I only have a 'R'account number and no sort code, so it was not possible.

PS I have posted this question already but cannot find it to delete it.

The regular saver can only be funded by standing order from your Edge current account.
Doing so will not trigger the fee. Only direct debits would do that.

It can be funded from any Santander account and it doesn’t require a standing order.

If I add funds to my Edge current account to pay into the Monthly Saver, will that not trigger the monthly account fee?

A bit late to the party here @20122013 , but the trick to avoiding the monthly fee for the Santander edge account is to never trigger the requirements for cashback. As long as you never add £500+ AND pay 2x DDs come out in the same month you're golden. If you do this even once, then you will always be charged the monthly fee, even if you don't meet the cashback requirements in subsequent months.

PRAISETHESUN Any way to switch off the monthly fee? Santander will stop 1% debit card spend cashback from Sept 2025. I will be losing money with the monthly fee & 1% bills cashback (water bill is elsewhere) 
I want to retain edge saver and 5% regular saver. Any way to retain the goods and get rid of the fee?

As above, you can't switch off the monthly fee once it starts to be taken unfortunately. I don't know how Santander will treat you downgrading and then re-upgrading the same account and whether the monthly fee will continue to be taken again, so I would agree the safest bet would be to downgrade the existing account and open a new Edge account.

jaypers

Slinky said:

Things still seem to be clunky with Furness following their app update across the weekend. Couldn't get into my account yesterday, today it's recognising my face but not loading my account up.

I can login ok too and also not loading my accounts. 

friolento

WillPS said:

ChewyyBacca said:

PRAISETHESUN said:

20122013 said:

friolento said:

Middle_of_the_Road said:

20122013 said:

SANTANDER MONTHLY SAVER -  how can I make my monthly payment without incurring the Edge current account monthly fee? I have tried to set up a Standing Order from another bank account as I only have a 'R'account number and no sort code, so it was not possible.

PS I have posted this question already but cannot find it to delete it.

The regular saver can only be funded by standing order from your Edge current account.
Doing so will not trigger the fee. Only direct debits would do that.

It can be funded from any Santander account and it doesn’t require a standing order.

If I add funds to my Edge current account to pay into the Monthly Saver, will that not trigger the monthly account fee?

A bit late to the party here @20122013 , but the trick to avoiding the monthly fee for the Santander edge account is to never trigger the requirements for cashback. As long as you never add £500+ AND pay 2x DDs come out in the same month you're golden. If you do this even once, then you will always be charged the monthly fee, even if you don't meet the cashback requirements in subsequent months.

PRAISETHESUN Any way to switch off the monthly fee? Santander will stop 1% debit card spend cashback from Sept 2025. I will be losing money with the monthly fee & 1% bills cashback (water bill is elsewhere) 
I want to retain edge saver and 5% regular saver. Any way to retain the goods and get rid of the fee?

Downgrade to Everyday. Kill the DDs.  

Are you sure?

I thought everything will be retained - sort code, account number, debit card, SOs, DDs. What you lose is any cashback and the monthly fee.

Slinky

jaypers said:

Slinky said:

Things still seem to be clunky with Furness following their app update across the weekend. Couldn't get into my account yesterday, today it's recognising my face but not loading my account up.

I can login ok too and also not loading my accounts. 

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