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The Old Regular Savers Discussion Thread 28/12/24-29/1/26

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Comments

  • surreysaver
    surreysaver Posts: 5,347 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good morning - I've chosen to close my Aldermore 5% Regular Saver set up on 3rd January earlier this year because the rate drops to 4.75% tomorrow - whilst it says that I can close the account and the money (currently £1500) will be sent to my nominated account (Lloyds) it then states that I won't be able to log in to my account if I close it so before I do that, can I just check - will the £1500 be sent with added interest or will I just get my £1500 back?!?  I think I know the answer but just thought I'd ask you kind people if anyone knows already.

    Btw I've checked all the terms and conditions in the paperwork saved regarding this account but can't find the answer to this question, I've secure messaged Aldermore as well but thought MSE forumites might be quicker!

    Thank you xx
    Or you could withdraw all but £1 and keep it open, in order to maintain a relationship with Aldermore, and in case the account becomes competitive again before it matures 
    I consider myself to be a male feminist. Is that allowed?
  • BestSeagull
    BestSeagull Posts: 290 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    edited 4 June 2025 at 11:08AM
    [Removed by Forum Team] came back to me as well and told me I wasn’t allowed another regular saver 3. Oh well, was good for the short time it lasted.
    [Removed by Forum Team] from Principality has not been your friend for sure and it's annoying not being able to make some extra interest. Rachel from Accounts is perhaps more of a concern to us and could cost us far more of future returns e.g. ISA's but we shall see. 

    Anyhow, it's all been fairly quiet on the regular saver front, not many new accounts and mainly notices of rate reductions. 

    Personally, I am hoping the Virgin regular saver is still around in July when my 10% version matures. Skipton is also maturing in about 2 weeks for me and of course I am hoping [Removed by Forum Team] will not block me from having a third issue 3 regular saver so going to submit maturity instruction online on the day before maturity after business hours on the 4th. 
    My 3rd and 4th issue3s are coming on 30th May and 5th June respectively.  I've received e-mail and letter confirmation for both. I expect them to be opened as promised. 


    Principality 6 month RS renewal.

    I hope you have better luck than I did.  I was just messaged and very politely told no, by [Removed by Forum Team]
  • mon3ysav3r
    mon3ysav3r Posts: 267 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    I got my second Issue 3 Principality 6 month reg saver today, with £200 in, when my issue 1 expired
  • poolboy
    poolboy Posts: 218 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Me too, I took the online maturity option of issue 3 rsa, despite already having one.  It accepted it, we ll see on actual maturity date if computer says no.

    Huge congrats to all posters on here, I have 30 active rsa s with 9k pcm going in.  It is indeed a hobby.
  • surreysaver
    surreysaver Posts: 5,347 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 4 June 2025 at 11:08AM
    [Removed by Forum Team]
     came back to me as well and told me I wasn’t allowed another regular saver 3. Oh well, was good for the short time it lasted.
    [Removed by Forum Team] from Principality has not been your friend for sure and it's annoying not being able to make some extra interest. Rachel from Accounts is perhaps more of a concern to us and could cost us far more of future returns e.g. ISA's but we shall see. 

    Anyhow, it's all been fairly quiet on the regular saver front, not many new accounts and mainly notices of rate reductions. 

    Personally, I am hoping the Virgin regular saver is still around in July when my 10% version matures. Skipton is also maturing in about 2 weeks for me and of course I am hoping [Removed by Forum Team] will not block me from having a third issue 3 regular saver so going to submit maturity instruction online on the day before maturity after business hours on the 4th. 
    My 3rd and 4th issue3s are coming on 30th May and 5th June respectively.  I've received e-mail and letter confirmation for both. I expect them to be opened as promised. 


    Principality 6 month RS renewal.

    I hope you have better luck than I did.  I was just messaged and very politely told no, by [Removed by Forum Team]. 
    By Friday next week I'll know if [Removed by Forum Team] said yes or no to me, as I'll have four Issue 3s by then if she says yes!
    I consider myself to be a male feminist. Is that allowed?
  • nomorekids
    nomorekids Posts: 575 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 4 June 2025 at 11:08AM
    I received a letter through the post from Principality saying my maturity instructions will be carried out on the 3rd June and funds will be sent to my nominated account.  Fingerscrossed they deduct the £200 as requested and open another issue 3 regular saver with it.  No messages from [Removed by Forum Team] and sincerely hope shes lost my address.
    If you want to be rich, never, ever have kids ;)
  • Andystriker
    Andystriker Posts: 631 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 4 June 2025 at 11:09AM

    Principality Regular Saver 3


    I have had the secure message from [Removed by Forum Team] today, saying no to Regular Saver 3, as I can only open one.  I have already got two open.

     

    I am not too stressed about it, but irritated by the fact that I have now lost control over giving them a different instruction, as my account still has a banner saying my instructions will be carried out on 5th June.

     

    I cannot ring them tomorrow as I am away on business for the day.

     

    Has anyone here contacted Principality and challenged what [Removed by Forum Team] says, on the basis that some other people seem to be able to open them even though they already have 2 RS3's open??  If so, what did they say??

     

    Thanks,

     

    Andy



  • mhoc
    mhoc Posts: 19,398 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I've had an email today through from Saffron regarding the members loyalty saver due to mature on the 12th of June. There is supposed to be a  ‘maturity manager’ feature on the page but I cant see it so I've messaged them. I've asked to convert into a small saver but I am still hoping for something a lot better coming up in members month ....
    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
  • BestSeagull
    BestSeagull Posts: 290 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    edited 4 June 2025 at 11:10AM

    Principality Regular Saver 3


    I have had the secure message from [Removed by Forum Team] today, saying no to Regular Saver 3, as I can only open one.  I have already got two open.

     

    I am not too stressed about it, but irritated by the fact that I have now lost control over giving them a different instruction, as my account still has a banner saying my instructions will be carried out on 5th June.

     

    I cannot ring them tomorrow as I am away on business for the day.

     

    Has anyone here contacted Principality and challenged what [Removed by Forum Team] says, on the basis that some other people seem to be able to open them even though they already have 2 RS3's open??  If so, what did they say??

     

    Thanks,

     

    [Removed by Forum Team]



    I wouldn't challenge it. Don't want to spoil it for everyone else and I can't imagine it would be successful anyway.
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